14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $20, the middle of its prices
Non-Network ATM
Compared at $3, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Richmond Virginia Fire Police Credi Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Fee (after twelve (12) months inactive) (audience not stated, treated as personal) | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Invalid Address Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay Fee (audience not stated, treated as personal) | $35 | per item | None |
| Invalid Address Fee (per returned item) | $5 | per item | None |
| Non-Sufficient Fund (NSF) Check order from Deluxe Check Printers (audience not stated, treated as personal) | $35 | per item | None |
ATM & Card | |||
| ATM Fee | $3 | per item | None |
| ATM Fee (over three usages per 30 days; any network owner fee is separate) | $3 | Not stated | None |
| ATM Inquiry | $1 | per item | None |
| Debit Card Replacement (after one-time courtesy replacement) | $10 | one time | None |
| Replacement Debit Card Fee (after one-time courtesy replacement) | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing | $20 | Not stated | None |
| Wire Transfer - Incoming | $5 | Not stated | None |
Check Services | |||
| Third Party Official Check (audience not stated, treated as personal) | $5 | Not stated | None |
| Stop Payment of Share Draft, ACH, and Bill Pay (audience not stated, treated as personal) | $35 | per item | None |
| Non-Member Check Cashing Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Copy of Share Draft, ACH Transaction (audience not stated, treated as personal) | $10 | per item | None |
Cash & Deposit | |||
| Non-Sufficient Fund (NSF) Deposit Return | $35 | per item | None |
Account Services | |||
| Non-Member Notary Service (audience not stated, treated as personal) | $5 | Not stated | None |
| Verification of Account/Loan (audience not stated, treated as personal) | $15 | per item | None |
Other Fees | |||
| Copy of Statement (audience not stated, treated as personal) | $5Not compared: Monthly charge, not per item | per month | None |
| Skip-a-Payment | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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