Capital Federal Credit Union

Headquarters: Green Bay, Wisconsin
Charter: Credit Union
Assets: $2.8B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Monthly Service Fee Fresh Start Checking
Capital Federal Credit Union: $8
Capital Federal Credit Union: $8
U.S. median: no median
Overdraft (OD)
Capital Federal Credit Union: $20
Capital Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Capital Federal Credit Union: $20
Capital Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Capital Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee Fresh Start Checking Monthly Service Fee$8
per month
Monthly Service Fee MyChoice Checking Monthly Service Fee$8
per month
Early Closure Fee Account closed within first 90 days after opening$10
Account Inactivity Fee No deposits, withdrawals, or loan payments in 12 months & total account(s) balance <$5
per month
Account Research Fee 1 hour minimum$20
Not compared: Charged per hour; comparison unavailable
per hour
Debit Chargeback Fee$20
per item
Invalid Address Fee$5
per month

Overdraft & NSF

Insufficient Funds Fee Paid Item with Premium Overdraft$20
per item
Uncollected Funds Fee Returned item/overdraft (NSF) greater than available balance due to a hold and no/insufficient ove$20
per item
OD Protection Transfer Fee Overdraft protection transfer or advance$5
per item

ATM & Card

Card Replacement Fee$5
per item

Wire Transfers

Wire Out Fee-Domestic$25
per item
Wire Out Fee-International$100
per item

Check Services

Cashier's Check Fee$1
per item
Non-Member On-Us Check to Cashier’s Check Non-member converting an on-us check to a cashier’s check (audience not stated, treated as personal)$5
per item
Stop Payment Fee Checks, electronic$20
Check Cashing fee Non-member cashing on-us checks$5
per item
Check Copy Fee$2
per item

Cash & Deposit

Returned Item Fee Includes returned deposited checks, ACH transactions, or loan payments$10
per item

Account Services

Safe Deposit Box 10x10$65
Safe Deposit Box 10x10 (audience not stated, treated as personal)$65
Safe Deposit Box 3x10$33
Safe Deposit Box 3x10 (audience not stated, treated as personal)$33
Safe Deposit Box 5x10$45
Safe Deposit Box 5x10 (audience not stated, treated as personal)$45
Safe Deposit Box 5x5$30
Safe Deposit Box 5x5 (audience not stated, treated as personal)$30
Safe Deposit Boxes Availability varies by branch: 3x5$25
Levy/Garnishment Fee$100
per item
Levy/Garnishment Processing Fee (audience not stated, treated as personal)$100
per item

Other Fees

Photo Copies/Fax Fee Photocopies (per page) Fax$0.15
per item
Photocopies/Fax Fee Photocopies (per page) Fax (audience not stated, treated as personal)$0.15
per item
Statement Copy Fee$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee Fresh Start Checking Monthly Service Fee	$8	per month	None
Monthly Service Fee MyChoice Checking Monthly Service Fee	$8	per month	None
Early Closure Fee Account closed within first 90 days after opening	$10	Not stated	None
Account Inactivity Fee No deposits, withdrawals, or loan payments in 12 months & total account(s) balance <	$5	per month	None
Account Research Fee 1 hour minimum	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Debit Chargeback Fee	$20	per item	None
Invalid Address Fee	$5	per month	None
Overdraft & NSF
Insufficient Funds Fee Paid Item with Premium Overdraft	$20	per item	None
Uncollected Funds Fee Returned item/overdraft (NSF) greater than available balance due to a hold and no/insufficient ove	$20	per item	None
OD Protection Transfer Fee Overdraft protection transfer or advance	$5	per item	None
ATM & Card
Card Replacement Fee	$5	per item	None
Wire Transfers
Wire Out Fee-Domestic	$25	per item	None
Wire Out Fee-International	$100	per item	None
Check Services
Cashier's Check Fee	$1	per item	None
Non-Member On-Us Check to Cashier’s Check Non-member converting an on-us check to a cashier’s check (audience not stated, treated as personal)	$5	per item	None
Stop Payment Fee Checks, electronic	$20	Not stated	None
Check Cashing fee Non-member cashing on-us checks	$5	per item	None
Check Copy Fee	$2	per item	None
Cash & Deposit
Returned Item Fee Includes returned deposited checks, ACH transactions, or loan payments	$10	per item	None
Account Services
Safe Deposit Box 10x10	$65	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 3x10	$33	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$33	Not stated	None
Safe Deposit Box 5x10	$45	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5x5	$30	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Boxes Availability varies by branch: 3x5	$25	Not stated	None
Levy/Garnishment Fee	$100	per item	None
Levy/Garnishment Processing Fee (audience not stated, treated as personal)	$100	per item	None
Other Fees
Photo Copies/Fax Fee Photocopies (per page) Fax	$0.15	per item	None
Photocopies/Fax Fee Photocopies (per page) Fax (audience not stated, treated as personal)	$0.15	per item	None
Statement Copy Fee	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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