First Interstate Bank

Headquarters: Billings, Montana
Charter: Bank
Assets: $25.8B
Fed district: Minneapolis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
First Interstate Bank: $5 to $25
First Interstate Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
First Interstate Bank: $10
First Interstate Bank: $10
U.S. median: no median
Non-Network ATM
First Interstate Bank: $2.50
First Interstate Bank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Interstate Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge$25
per month
Service charge$5
per month
Service charge$15
per month
Closed Account FeeNo charge
Dormant Account Fee$10
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, clientNo charge
Checkbook Reconciliation Fee (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Paper Statements$5
Excess Withdrawal Fee$10
per item

Overdraft & NSF

Paid Item(s) Overdraft Fee: Consumer$10
Standard overdraft fees$10
per item
Account Overdraft Transfer FeeNo charge
Line of Credit (LOC) Overdraft Transfer Fee: Consumer$5

ATM & Card

Non First Interstate Bank ATM Withdrawal Fee$2.50
ATM/Debit Card Replacement Fee$5

Wire Transfers

Outgoing Wire Transfer Fee (First Interstate clients only): Domestic$30
Incoming Wire Transfer Fee (audience not stated, treated as personal)$15
Incoming Wire Transfer Fee$10
Incoming wires$10

Check Services

Cashier’s Check$8
Stop Payment Fee$17
Stop Payment Fee$32
Check Cashing (non-clients)$10
Foreign Check Deposit Fee (audience not stated, treated as personal)$25

Digital & Electronic

Mobile Check DepositNo charge

Cash & Deposit

Foreign Item Return Fee (audience not stated, treated as personal)$18

Account Services

Safe Deposit Box Late Fee (audience not stated, treated as personal)$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key Fee (audience not stated, treated as personal)$20
Not compared: Box drilling or key fee
Garnishment or Levy Processing Fee (audience not stated, treated as personal)$100

Retirement & IRA

IRA Transfer/Direct Rollover Fee (audience not stated, treated as personal)$25

Other Fees

Duplicate Statement Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$25	per month	None
Service charge	$5	per month	None
Service charge	$15	per month	None
Closed Account Fee	No charge	Not stated	None
Dormant Account Fee	$10	Not stated	None
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, client	No charge	Not stated	None
Checkbook Reconciliation Fee (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Paper Statements	$5	Not stated	None
Excess Withdrawal Fee	$10	per item	None
Overdraft & NSF
Paid Item(s) Overdraft Fee: Consumer	$10	Not stated	None
Standard overdraft fees	$10	per item	None
Account Overdraft Transfer Fee	No charge	Not stated	None
Line of Credit (LOC) Overdraft Transfer Fee: Consumer	$5	Not stated	None
ATM & Card
Non First Interstate Bank ATM Withdrawal Fee	$2.50	Not stated	None
ATM/Debit Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee (First Interstate clients only): Domestic	$30	Not stated	None
Incoming Wire Transfer Fee (audience not stated, treated as personal)	$15	Not stated	None
Incoming Wire Transfer Fee	$10	Not stated	None
Incoming wires	$10	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
Stop Payment Fee	$17	Not stated	None
Stop Payment Fee	$32	Not stated	None
Check Cashing (non-clients)	$10	Not stated	None
Foreign Check Deposit Fee (audience not stated, treated as personal)	$25	Not stated	None
Digital & Electronic
Mobile Check Deposit	No charge	Not stated	None
Cash & Deposit
Foreign Item Return Fee (audience not stated, treated as personal)	$18	Not stated	None
Account Services
Safe Deposit Box Late Fee (audience not stated, treated as personal)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key Fee (audience not stated, treated as personal)	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment or Levy Processing Fee (audience not stated, treated as personal)	$100	Not stated	None
Retirement & IRA
IRA Transfer/Direct Rollover Fee (audience not stated, treated as personal)	$25	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closed Account FeeNo charge
Dormant Account Fee$10
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, clientNo charge
Paper Statement Fee$2

Overdraft & NSF

Paid Item(s) Overdraft Fee: Business$30
Account Overdraft Transfer FeeNo charge
Line of Credit (LOC) Overdraft Transfer Fee: Business$10

ATM & Card

Non First Interstate Bank ATM Withdrawal Fee$2.50
ATM/Debit Card Replacement Fee$5

Wire Transfers

Outgoing Wire Transfer Fee (First Interstate clients only): Domestic$30
Incoming Wire Transfer Fee$10

Check Services

Cashier’s Check$8
Stop Payment Fee$17
Stop Payment Fee$32
Check Cashing (non-clients)$10

Digital & Electronic

Mobile Check DepositNo charge

Other Fees

Duplicate Statement Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee	No charge	Not stated	None
Dormant Account Fee	$10	Not stated	None
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, client	No charge	Not stated	None
Paper Statement Fee	$2	Not stated	None
Overdraft & NSF
Paid Item(s) Overdraft Fee: Business	$30	Not stated	None
Account Overdraft Transfer Fee	No charge	Not stated	None
Line of Credit (LOC) Overdraft Transfer Fee: Business	$10	Not stated	None
ATM & Card
Non First Interstate Bank ATM Withdrawal Fee	$2.50	Not stated	None
ATM/Debit Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee (First Interstate clients only): Domestic	$30	Not stated	None
Incoming Wire Transfer Fee	$10	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
Stop Payment Fee	$17	Not stated	None
Stop Payment Fee	$32	Not stated	None
Check Cashing (non-clients)	$10	Not stated	None
Digital & Electronic
Mobile Check Deposit	No charge	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Interstate Bank's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
First Interstate Bank: $5 to $25
First Interstate Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
First Interstate Bank: $10
First Interstate Bank: $10
U.S. median: no median
Non-Network ATM
First Interstate Bank: $2.50
First Interstate Bank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Interstate Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge$25
per month
Service charge$5
per month
Service charge$15
per month
Closed Account FeeNo charge
Dormant Account Fee$10
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, clientNo charge
Checkbook Reconciliation Fee (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Paper Statements$5
Excess Withdrawal Fee$10
per item

Overdraft & NSF

Paid Item(s) Overdraft Fee: Consumer$10
Standard overdraft fees$10
per item
Account Overdraft Transfer FeeNo charge
Line of Credit (LOC) Overdraft Transfer Fee: Consumer$5

ATM & Card

Non First Interstate Bank ATM Withdrawal Fee$2.50
ATM/Debit Card Replacement Fee$5

Wire Transfers

Outgoing Wire Transfer Fee (First Interstate clients only): Domestic$30
Incoming Wire Transfer Fee (audience not stated, treated as personal)$15
Incoming Wire Transfer Fee$10
Incoming wires$10

Check Services

Cashier’s Check$8
Stop Payment Fee$17
Stop Payment Fee$32
Check Cashing (non-clients)$10
Foreign Check Deposit Fee (audience not stated, treated as personal)$25

Digital & Electronic

Mobile Check DepositNo charge

Cash & Deposit

Foreign Item Return Fee (audience not stated, treated as personal)$18

Account Services

Safe Deposit Box Late Fee (audience not stated, treated as personal)$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key Fee (audience not stated, treated as personal)$20
Not compared: Box drilling or key fee
Garnishment or Levy Processing Fee (audience not stated, treated as personal)$100

Retirement & IRA

IRA Transfer/Direct Rollover Fee (audience not stated, treated as personal)$25

Other Fees

Duplicate Statement Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$25	per month	None
Service charge	$5	per month	None
Service charge	$15	per month	None
Closed Account Fee	No charge	Not stated	None
Dormant Account Fee	$10	Not stated	None
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, client	No charge	Not stated	None
Checkbook Reconciliation Fee (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Paper Statements	$5	Not stated	None
Excess Withdrawal Fee	$10	per item	None
Overdraft & NSF
Paid Item(s) Overdraft Fee: Consumer	$10	Not stated	None
Standard overdraft fees	$10	per item	None
Account Overdraft Transfer Fee	No charge	Not stated	None
Line of Credit (LOC) Overdraft Transfer Fee: Consumer	$5	Not stated	None
ATM & Card
Non First Interstate Bank ATM Withdrawal Fee	$2.50	Not stated	None
ATM/Debit Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee (First Interstate clients only): Domestic	$30	Not stated	None
Incoming Wire Transfer Fee (audience not stated, treated as personal)	$15	Not stated	None
Incoming Wire Transfer Fee	$10	Not stated	None
Incoming wires	$10	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
Stop Payment Fee	$17	Not stated	None
Stop Payment Fee	$32	Not stated	None
Check Cashing (non-clients)	$10	Not stated	None
Foreign Check Deposit Fee (audience not stated, treated as personal)	$25	Not stated	None
Digital & Electronic
Mobile Check Deposit	No charge	Not stated	None
Cash & Deposit
Foreign Item Return Fee (audience not stated, treated as personal)	$18	Not stated	None
Account Services
Safe Deposit Box Late Fee (audience not stated, treated as personal)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key Fee (audience not stated, treated as personal)	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment or Levy Processing Fee (audience not stated, treated as personal)	$100	Not stated	None
Retirement & IRA
IRA Transfer/Direct Rollover Fee (audience not stated, treated as personal)	$25	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closed Account FeeNo charge
Dormant Account Fee$10
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, clientNo charge
Paper Statement Fee$2

Overdraft & NSF

Paid Item(s) Overdraft Fee: Business$30
Account Overdraft Transfer FeeNo charge
Line of Credit (LOC) Overdraft Transfer Fee: Business$10

ATM & Card

Non First Interstate Bank ATM Withdrawal Fee$2.50
ATM/Debit Card Replacement Fee$5

Wire Transfers

Outgoing Wire Transfer Fee (First Interstate clients only): Domestic$30
Incoming Wire Transfer Fee$10

Check Services

Cashier’s Check$8
Stop Payment Fee$17
Stop Payment Fee$32
Check Cashing (non-clients)$10

Digital & Electronic

Mobile Check DepositNo charge

Other Fees

Duplicate Statement Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee	No charge	Not stated	None
Dormant Account Fee	$10	Not stated	None
Savings Accounts, after 24-months of inactivity. Activity refers to one-time, client	No charge	Not stated	None
Paper Statement Fee	$2	Not stated	None
Overdraft & NSF
Paid Item(s) Overdraft Fee: Business	$30	Not stated	None
Account Overdraft Transfer Fee	No charge	Not stated	None
Line of Credit (LOC) Overdraft Transfer Fee: Business	$10	Not stated	None
ATM & Card
Non First Interstate Bank ATM Withdrawal Fee	$2.50	Not stated	None
ATM/Debit Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee (First Interstate clients only): Domestic	$30	Not stated	None
Incoming Wire Transfer Fee	$10	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
Stop Payment Fee	$17	Not stated	None
Stop Payment Fee	$32	Not stated	None
Check Cashing (non-clients)	$10	Not stated	None
Digital & Electronic
Mobile Check Deposit	No charge	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.