Virginia Educators Credit Union

Headquarters: Newport News, Virginia
Charter: Credit Union
Assets: $76.3M
Fed district: Richmond

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Virginia Educators Credit Union: $30
Virginia Educators Credit Union: $30
U.S. median: no median
NSF / Returned Item
Virginia Educators Credit Union: $30
Virginia Educators Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1.63, the middle of its prices
Virginia Educators Credit Union: $1.25 to $2
Virginia Educators Credit Union: $1.25 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Virginia Educators Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account (within 90 days of opening)$15
Account Reconciliation /Research (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail or Incorrect Address$2

Overdraft & NSF

ATM & Debit Card NSF/Overdraft$30
NSF/Overdraft/Courtesy Pay$30
Bill Pay NSF$30

ATM & Card

Foreign ATM Inquiry$1.25
Foreign ATM Withdrawal$2

Wire Transfers

Wire Transfers (international)$40

Check Services

Cashier's Check$5
Money Order$2
Stop Payment (check/ACH)$30
Counter Check$1
Check Cashing (no matching funds)$3
Foreign Check Processing$25
Check Copy$3

Cash & Deposit

Returned Deposit Item$30

Account Services

Notary Public (Non- Member)$5
Garnishment or Tax levy Processing$30
Legal (Subpoena/Research per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Subordination Fee$25
Deposit Verification$15

Retirement & IRA

IRA Closed Account/Direct Transfer/Rollover$25

Gift & Prepaid Cards

Gift Card (activation fee)$4

Other Fees

Copies (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page
Fax (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Loan Extension$25

Fee	Amount	Basis	Note
Account Maintenance
Closed Account (within 90 days of opening)	$15	Not stated	None
Account Reconciliation /Research (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail or Incorrect Address	$2	Not stated	None
Overdraft & NSF
ATM & Debit Card NSF/Overdraft	$30	Not stated	None
NSF/Overdraft/Courtesy Pay	$30	Not stated	None
Bill Pay NSF	$30	Not stated	None
ATM & Card
Foreign ATM Inquiry	$1.25	Not stated	None
Foreign ATM Withdrawal	$2	Not stated	None
Wire Transfers
Wire Transfers (international)	$40	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payment (check/ACH)	$30	Not stated	None
Counter Check	$1	Not stated	None
Check Cashing (no matching funds)	$3	Not stated	None
Foreign Check Processing	$25	Not stated	None
Check Copy	$3	Not stated	None
Cash & Deposit
Returned Deposit Item	$30	Not stated	None
Account Services
Notary Public (Non- Member)	$5	Not stated	None
Garnishment or Tax levy Processing	$30	Not stated	None
Legal (Subpoena/Research per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Subordination Fee	$25	Not stated	None
Deposit Verification	$15	Not stated	None
Retirement & IRA
IRA Closed Account/Direct Transfer/Rollover	$25	Not stated	None
Gift & Prepaid Cards
Gift Card (activation fee)	$4	Not stated	None
Other Fees
Copies (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Fax (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Extension	$25	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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