Simplicity Federal Credit Union

Headquarters: Marshfield, Wisconsin
Charter: Credit Union
Assets: $546.7M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Stop Payment
Simplicity Federal Credit Union: $25
Simplicity Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic In)
Simplicity Federal Credit Union: $10
Simplicity Federal Credit Union: $10
U.S. median: no median
Cashier's Check
Simplicity Federal Credit Union: $2
Simplicity Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Simplicity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dividend Checking (balance under $1,000)$5
per month
Inactive Share Savings Account (12 months, 19+, $100 or less)$5
per month
Inactive Sharedraft checking (12 months, $100 or less)$5
per month
Member Account Research/Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$7

ATM & Card

Debit Card Rush Order Replacement Fee$30
per item
VISA international Point Of Sale1%of the transaction
per transaction

Wire Transfers

Wire Transfer Incoming$10
per item

Check Services

Cashier’s Checks Payable to Third Party$2
per item
Money Orders - Member$2
per item
Stop Payment$25
per item

Digital & Electronic

Overnight Check Delivery$19.95

Account Services

Late Payment$5
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 10X10$85
per year
Safe Deposit Box 3X10$35
per year
Safe Deposit Box 5X10$65
per year
Safe Deposit Box Annual Fees$25
per year
Garnishments/Levy$50
per item

Gift & Prepaid Cards

Gift Cards (VISA)$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Dividend Checking (balance under $1,000)	$5	per month	None
Inactive Share Savings Account (12 months, 19+, $100 or less)	$5	per month	None
Inactive Sharedraft checking (12 months, $100 or less)	$5	per month	None
Member Account Research/Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$7	Not stated	None
ATM & Card
Debit Card Rush Order Replacement Fee	$30	per item	None
VISA international Point Of Sale	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfer Incoming	$10	per item	None
Check Services
Cashier’s Checks Payable to Third Party	$2	per item	None
Money Orders - Member	$2	per item	None
Stop Payment	$25	per item	None
Digital & Electronic
Overnight Check Delivery	$19.95	Not stated	None
Account Services
Late Payment	$5Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 10X10	$85	per year	None
Safe Deposit Box 3X10	$35	per year	None
Safe Deposit Box 5X10	$65	per year	None
Safe Deposit Box Annual Fees	$25	per year	None
Garnishments/Levy	$50	per item	None
Gift & Prepaid Cards
Gift Cards (VISA)	$3.50	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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