Community First Federal Credit Union

Headquarters: Appleton, Wisconsin
Charter: Credit Union
Assets: $6.8B
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $20, the middle of its prices
Community First Federal Credit Union: $15 to $25
Community First Federal Credit Union: $15 to $25
U.S. median: no median
Overdraft (OD)
Community First Federal Credit Union: $25
Community First Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Community First Federal Credit Union: $12
Community First Federal Credit Union: $12
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$25
per month
Monthly service charge$15
per month
Account Closing Fee, within 30 days of account opening (audience not stated, treated as personal)$10
Inactive Account Fee (audience not stated, treated as personal)$2
per month
Account Reconciliation (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$25
per item
Returned Check Charge (audience not stated, treated as personal)$12
per item
Overdraft Transfer Fee (audience not stated, treated as personal)No charge

ATM & Card

Card Replacement Fee (audience not stated, treated as personal)$5
ATM Card & VISA® Debit Card Fees: International Fee (audience not stated, treated as personal)No charge

Wire Transfers

Domestic Outgoing Wire Transfer$20
Domestic Incoming Wire Transfer$10
International Wire Transfer$100

Check Services

Cashiers Check Fee$1
Money Order Fee$1
Stop Payment Fee (audience not stated, treated as personal)$25
Foreign Check Collection Fee$50
Check Copy Fee (audience not stated, treated as personal)$2
per item

Digital & Electronic

ACH Return Fee (audience not stated, treated as personal)$25

Other Fees

Receipt Copy Fee (audience not stated, treated as personal)$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$25	per month	None
Monthly service charge	$15	per month	None
Account Closing Fee, within 30 days of account opening (audience not stated, treated as personal)	$10	Not stated	None
Inactive Account Fee (audience not stated, treated as personal)	$2	per month	None
Account Reconciliation (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$25	per item	None
Returned Check Charge (audience not stated, treated as personal)	$12	per item	None
Overdraft Transfer Fee (audience not stated, treated as personal)	No charge	Not stated	None
ATM & Card
Card Replacement Fee (audience not stated, treated as personal)	$5	Not stated	None
ATM Card & VISA® Debit Card Fees: International Fee (audience not stated, treated as personal)	No charge	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$20	Not stated	None
Domestic Incoming Wire Transfer	$10	Not stated	None
International Wire Transfer	$100	Not stated	None
Check Services
Cashiers Check Fee	$1	Not stated	None
Money Order Fee	$1	Not stated	None
Stop Payment Fee (audience not stated, treated as personal)	$25	Not stated	None
Foreign Check Collection Fee	$50	Not stated	None
Check Copy Fee (audience not stated, treated as personal)	$2	per item	None
Digital & Electronic
ACH Return Fee (audience not stated, treated as personal)	$25	Not stated	None
Other Fees
Receipt Copy Fee (audience not stated, treated as personal)	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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