Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Racine Municipal Employees Federal Credit Union

Racine, WisconsinCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing or Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=account_research; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Account Balancing or Research | $25.00/hour" · Source

Dormant/Inactive Account$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=dormant_account; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Dormant/Inactive Account | $2.00/month" · Source

No minimum balance or monthly service fees$0

$5.99 below the national median

per month · Knox read a free fee from Rosetta artifact #9862. canonical_hint=monthly_maintenance; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="No minimum balance or monthly service fees / Free" · Source

Overdraft & NSFVerified

Bill Pay NSF/Overdraft$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=overdraft; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Bill Pay NSF/Overdraft | $30.00" · Source
Non-Sufficient Funds (NSF) Returned Item$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=nsf; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Non-Sufficient Funds (NSF) Returned Item | $30.00" · Source
Overdraft due to ATM/Debit Transaction$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=overdraft; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Overdraft due to ATM/Debit Transaction | $25.00" · Source
Overdraft Transfer from Savings$5Within the typical range ($2.88–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=od_protection_transfer; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Overdraft Transfer from Savings | $5.00" · Source

ATM & CardVerified

ATM Withdrawals (5 Free Per Month)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=atm_non_network; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="ATM Withdrawals (5 Free Per Month) | $1.00/ea." · Source
Replacement ATM/Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=card_replacement; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Replacement ATM/Debit Card | $10.00" · Source

Check ServicesVerified

Cashier’s Checks & Money Orders$2Within the typical range ($2–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=money_order; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Cashier’s Checks & Money Orders | $2.00/ea." · Source
Copy of Paid Check$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=check_image; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Copy of Paid Check | $3.00" · Source
Returned Cashier’s Check or Money Order$5Above the typical range ($2–$3 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=money_order; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Returned Cashier’s Check or Money Order | $5.00" · Source
Stop Payment Request$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=stop_payment; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Stop Payment Request | $30.00" · Source

Digital & ElectronicVerified

Bill Pay Payments -3$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
per month · Knox read a free fee from Rosetta artifact #9862. canonical_hint=bill_pay; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Bill Pay Payments -3 FREE" · Source
Bill Pay Payments -3 FREE payments per month$1Within the typical range ($0–$10 nationally)
$3.95 below the national median
per month · Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=bill_pay; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Bill Pay Payments -3 FREE payments per month | $1.00/ea." · Source

Other FeesVerified

Statement Copies$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=document_reproduction; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Statement Copies* | $1 pg./$5 stmt." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing or Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=account_research; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Account Balancing or Research \| $25.00/hour"	Source
Dormant/Inactive Account	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=dormant_account; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Dormant/Inactive Account \| $2.00/month"	Source
No minimum balance or monthly service fees	$0Below the typical range ($3–$10 nationally)	$5.99 below the national median	per month	Knox read a free fee from Rosetta artifact #9862. canonical_hint=monthly_maintenance; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="No minimum balance or monthly service fees / Free"	Source
Overdraft & NSFVerified
Bill Pay NSF/Overdraft	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=overdraft; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Bill Pay NSF/Overdraft \| $30.00"	Source
Non-Sufficient Funds (NSF) Returned Item	$30
ATM & CardVerified
ATM Withdrawals (5 Free Per Month)	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=atm_non_network; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="ATM Withdrawals (5 Free Per Month) \| $1.00/ea."	Source
Replacement ATM/Debit Card
Check ServicesVerified
Cashier’s Checks & Money Orders	$2Within the typical range ($2–$3 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=money_order; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Cashier’s Checks & Money Orders \| $2.00/ea."	Source
Copy of Paid Check	$3
Digital & ElectronicVerified
Bill Pay Payments -3	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	per month	Knox read a free fee from Rosetta artifact #9862. canonical_hint=bill_pay; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Bill Pay Payments -3 FREE"	Source
Bill Pay Payments -3 FREE payments per month	$1
Other FeesVerified
Statement Copies	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #9862. canonical_hint=document_reproduction; text_hash=158eac87baea5612e675cac66e129271cb03449d10dbeb744e3e3e50394372c7; excerpt="Statement Copies* \| $1 pg./$5 stmt."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$25.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$25.9M

Total deposits

$22.3M

Service charge income (year to date)

$34K

Fee income ratio

5.0%

Return on assets

1.21%

Financial profile · Pro

Performance from regulator filings

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