Sheboygan Area Federal Credit Union

Headquarters: Sheboygan, Wisconsin
Charter: Credit Union
Assets: $93.4M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Sheboygan Area Federal Credit Union: $3
Sheboygan Area Federal Credit Union: $3
U.S. median: no median
Overdraft (OD)
Sheboygan Area Federal Credit Union: $15
Sheboygan Area Federal Credit Union: $15
U.S. median: no median
NSF / Returned Item
Share Draft & Electronic Debit
Sheboygan Area Federal Credit Union: $28
Sheboygan Area Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sheboygan Area Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee (Checking)$3
per month
Early Account Closing$15
Dormant Account Fee (Age 18 and Over) (No activity for 12 months)$5
per month
Account Research / Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement / Invalid Mailing Address$5
per month

Overdraft & NSF

Courtesy Pay Overdraft Fee$15
Returned Item Fee (Share Draft & Electronic Debit)$28
per item
Overdraft Protection Transfer (Between Deposit Accounts)$3
per item

ATM & Card

Debit or ATM Card Replacement Fee (Lost Card)$5
Debit/ATM Card Rush Order$45

Wire Transfers

Wire Transfer Fees: Outgoing Domestic$20
Incoming Wire$10

Check Services

Money Orders$3
per item
Corporate Check Stop Payment$30
per item
Stop Payment Order (Check or Electronic)$25
per item
Foreign Checks Processing$25
per item
Check Copy Fee$4
per item
Corporate Check Copy$10
per item

Account Services

Replacement Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$70
Safe Deposit Box 3 x 10$30
Safe Deposit Box 3 x 5$20
Safe Deposit Box 5 x 10$45
Safe Deposit Box 5 x 5$25
Legal/Levy Processing (Tax Levies, Garnishments)$50

Other Fees

Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copies$4

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee (Checking)	$3	per month	None
Early Account Closing	$15	Not stated	None
Dormant Account Fee (Age 18 and Over) (No activity for 12 months)	$5	per month	None
Account Research / Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement / Invalid Mailing Address	$5	per month	None
Overdraft & NSF
Courtesy Pay Overdraft Fee	$15	Not stated	None
Returned Item Fee (Share Draft & Electronic Debit)	$28	per item	None
Overdraft Protection Transfer (Between Deposit Accounts)	$3	per item	None
ATM & Card
Debit or ATM Card Replacement Fee (Lost Card)	$5	Not stated	None
Debit/ATM Card Rush Order	$45	Not stated	None
Wire Transfers
Wire Transfer Fees: Outgoing Domestic	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Check Services
Money Orders	$3	per item	None
Corporate Check Stop Payment	$30	per item	None
Stop Payment Order (Check or Electronic)	$25	per item	None
Foreign Checks Processing	$25	per item	None
Check Copy Fee	$4	per item	None
Corporate Check Copy	$10	per item	None
Account Services
Replacement Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$70	Not stated	None
Safe Deposit Box 3 x 10	$30	Not stated	None
Safe Deposit Box 3 x 5	$20	Not stated	None
Safe Deposit Box 5 x 10	$45	Not stated	None
Safe Deposit Box 5 x 5	$25	Not stated	None
Legal/Levy Processing (Tax Levies, Garnishments)	$50	Not stated	None
Other Fees
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies	$4	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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