Greenwood Federal Credit Union

Headquarters: Warwick, Rhode Island
Charter: Credit Union
Assets: $957.3M
Fed district: Boston

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.50, the middle of its prices
Greenwood Federal Credit Union: $0 to $7
Greenwood Federal Credit Union: $0 to $7
U.S. median: no median
Overdraft (OD)
Greenwood Federal Credit Union: $30
Greenwood Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Greenwood Federal Credit Union: $30
Greenwood Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Greenwood Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$7
per month
Monthly service feeNo charge
per month
Escheatment$50
Inactive fee (Balance under $50.00)$10
Record research- research time$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF/Overdraft Fee per Item$30
per item
Overdraft privilage per Item$30
per item
NSF/Overdraft Fee per Item$30
per item
Transfer from savings to cover overdraft$1

ATM & Card

International ATM network fee$5
Card replacement$10

Wire Transfers

All incoming wires$15
Wire Transfer (International)$45

Check Services

Bank Check$5
Money Order$3
per item
Stop payment check$25
Temporary Checks (10 Pack)$10
per item
Temporary Checks (5 Pack)$5
per item
Advance from line of credit to: Foreign checks sent for collection$30
Copy of check or deposit$3

Digital & Electronic

Bill payment- overnight check$15
Bill payment- same day ACH$10
per month

Cash & Deposit

Deposited return check unpaid$15
per item

Account Services

3"X5"X21"Size$35
per year
Safe Deposit Box 3"X10"X21"$50
Safe Deposit Box 5"X10"X21"$75
Safe Deposit Box 5"X5"X21"$45
IRS levy$50
Subordination fee$150
Letter of reference or account verification$10

Other Fees

Record research- copy of each document$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$7	per month	None
Monthly service fee	No charge	per month	None
Escheatment	$50	Not stated	None
Inactive fee (Balance under $50.00)	$10	Not stated	None
Record research- research time	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF/Overdraft Fee per Item	$30	per item	None
Overdraft privilage per Item	$30	per item	None
NSF/Overdraft Fee per Item	$30	per item	None
Transfer from savings to cover overdraft	$1	Not stated	None
ATM & Card
International ATM network fee	$5	Not stated	None
Card replacement	$10	Not stated	None
Wire Transfers
All incoming wires	$15	Not stated	None
Wire Transfer (International)	$45	Not stated	None
Check Services
Bank Check	$5	Not stated	None
Money Order	$3	per item	None
Stop payment check	$25	Not stated	None
Temporary Checks (10 Pack)	$10	per item	None
Temporary Checks (5 Pack)	$5	per item	None
Advance from line of credit to: Foreign checks sent for collection	$30	Not stated	None
Copy of check or deposit	$3	Not stated	None
Digital & Electronic
Bill payment- overnight check	$15	Not stated	None
Bill payment- same day ACH	$10	per month	None
Cash & Deposit
Deposited return check unpaid	$15	per item	None
Account Services
3"X5"X21"Size	$35	per year	None
Safe Deposit Box 3"X10"X21"	$50	Not stated	None
Safe Deposit Box 5"X10"X21"	$75	Not stated	None
Safe Deposit Box 5"X5"X21"	$45	Not stated	None
IRS levy	$50	Not stated	None
Subordination fee	$150	Not stated	None
Letter of reference or account verification	$10	Not stated	None
Other Fees
Record research- copy of each document	$1	per item	None

Correct a fee source

Mar 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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