22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 27, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 27, 2026
Call-report figures are for Citizens Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Citizens Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 27, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $390K in Q2 2026, 9.9% above the same quarter a year earlier ($355K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.8% from Q3 2025 to Q2 2026, to $390K.
$390K
Citizens Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Citizens Community Federal Credit Union · $254M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Citizens Community Federal Credit Union(this institution) | Fort Dodge, IA | $254M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bridge Federal Credit Union | Powell, OH | $257M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cacl Federal Credit Union | Pottsville, PA | $256M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Central State Federal Credit Union | Stockton, CA | $258M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community West Federal Credit Union | Kentwood, MI | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ghs Federal Credit Union | Binghamton, NY | $253M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hidden River Federal Credit Union | Pottsville, PA | $259M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Highmark Federal Credit Union | Rapid City, SD | $258M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Keys Federal Credit Union | Key West, FL | $253M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Moog Employees Federal Credit Union | East Aurora, NY | $257M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mygeorgia Federal Credit Union | Gainesville, GA | $258M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Jersey Federal Credit Union | Totowa, NJ | $256M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Red Crown Federal Credit Union | Tulsa, OK | $257M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Family Federal Credit Union | Davenport, IA | $253M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tremont Federal Credit Union | Boston, MA | $256M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Truchoice Federal Credit Union | Portland, ME | $257M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truecore Federal Credit Union | Newark, OH | $255M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Usx Federal Credit Union | Cranberry Twp, PA | $258M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Citizens Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Citizens Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $390K | +$19K | +5.1% |
| Q1 2026 | $371K | −$21K | −5.4% |
| Q4 2025 | $392K | −$5K | −1.3% |
| Q3 2025 | $397K | +$42K | +11.8% |
| Q2 2025 | $355K | −$5K | −1.4% |
| Q1 2025 | $360K | −$58K | −13.9% |
| Q4 2024 | $418K | +$9K | +2.2% |
| Q3 2024 | $409K | +$18K | +4.6% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Citizens Community Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closing within 60 Days of Opening | $5 | Not stated | None |
| Inactive Account (per month after 12 months of inactivity) | $5 | per month | None |
| Account Reconcilement ($15.00 minimum) | $15 | Not stated | None |
| Account Research ($15.00 minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay (CP) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Return Item | $27.75 | Not stated | None |
| Overdraft Transfer (per transfer) | $3 | per item | None |
ATM & Card | |||
| Replacement Card | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $15 | Not stated | None |
| Outgoing Foreign Wire | $30 | Not stated | None |
Check Services | |||
| Official Check Payable to Account Holder | No charge | Not stated | None |
| Official Check Payable to Another Party | $1.50 | Not stated | None |
| Official Check Sent via Mail | $1.50 | Not stated | None |
| Money Order | $1.50 | Not stated | None |
| Stop Payment (all items) | $20 | Not stated | None |
| Temporary Checks (First 10 FREE for new accounts) | $1 | Not stated | None |
| Collection Item Incoming | $5 | Not stated | None |
| Collection Item Outgoing | $5 | Not stated | None |
| Check Photocopy | $1 | Not stated | None |
Digital & Electronic | |||
| Bill Pay - Overnight Check Payment | $14.95 | Not stated | None |
| Bill Pay - Same Day ACH Payment | $9.95 | Not stated | None |
Cash & Deposit | |||
| Non-Member Coin Counting Service | $25 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Large Box (10x10x24 in.) | $45 | Not stated | None |
| Medium Box (5x10x24 in.) | $30 | Not stated | None |
| Safe Deposit Box Replacement Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Small Box (3x10x24 in.) | $20 | Not stated | None |
| Garnishment, Execution, Levy | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Account Closing Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy - Previous Periods (each) | $2.50 | per item | None |
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closing within 60 Days of Opening | $5 | Not stated | None |
| Inactive Account (per month after 12 months of inactivity) | $5 | per month | None |
| Account Reconcilement ($15.00 minimum) | $15 | Not stated | None |
| Account Research ($15.00 minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay (CP) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Return Item | $27.75 | Not stated | None |
| Overdraft Transfer (per transfer) | $3 | per item | None |
ATM & Card | |||
| Replacement Card | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $15 | Not stated | None |
| Outgoing Foreign Wire | $30 | Not stated | None |
Check Services | |||
| Official Check Payable to Account Holder | No charge | Not stated | None |
| Official Check Payable to Another Party | $1.50 | Not stated | None |
| Official Check Sent via Mail | $1.50 | Not stated | None |
| Money Order | $1.50 | Not stated | None |
| Stop Payment (all items) | $20 | Not stated | None |
| Temporary Checks (First 10 FREE for new accounts) | $1 | Not stated | None |
| Collection Item Incoming | $5 | Not stated | None |
| Collection Item Outgoing | $5 | Not stated | None |
| Check Photocopy | $1 | Not stated | None |
Digital & Electronic | |||
| Bill Pay - Overnight Check Payment | $14.95 | Not stated | None |
| Bill Pay - Same Day ACH Payment | $9.95 | Not stated | None |
Cash & Deposit | |||
| Non-Member Coin Counting Service | $25 | Not stated | None |
| Return Deposit Item - Business Account | $5 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Large Box (10x10x24 in.) | $45 | Not stated | None |
| Medium Box (5x10x24 in.) | $30 | Not stated | None |
| Safe Deposit Box Replacement Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Small Box (3x10x24 in.) | $20 | Not stated | None |
| Garnishment, Execution, Levy | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Account Closing Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy - Previous Periods (each) | $2.50 | per item | None |
Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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