22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 27, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Citizens Community Federal Credit Union · $254M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Citizens Community Federal Credit Union(this institution) | Fort Dodge, IA | $254M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bridge Federal Credit Union | Powell, OH | $257M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cacl Federal Credit Union | Pottsville, PA | $256M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Central State Federal Credit Union | Stockton, CA | $258M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community West Federal Credit Union | Kentwood, MI | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ghs Federal Credit Union | Binghamton, NY | $253M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hidden River Federal Credit Union | Pottsville, PA | $259M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Highmark Federal Credit Union | Rapid City, SD | $258M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Keys Federal Credit Union | Key West, FL | $253M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Moog Employees Federal Credit Union | East Aurora, NY | $257M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mygeorgia Federal Credit Union | Gainesville, GA | $258M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Jersey Federal Credit Union | Totowa, NJ | $256M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Red Crown Federal Credit Union | Tulsa, OK | $257M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Family Federal Credit Union | Davenport, IA | $253M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tremont Federal Credit Union | Boston, MA | $256M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Truchoice Federal Credit Union | Portland, ME | $257M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truecore Federal Credit Union | Newark, OH | $255M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Usx Federal Credit Union | Cranberry Twp, PA | $258M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Citizens Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Citizens Community Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closing within 60 Days of Opening | $5 | Not stated | None |
| Inactive Account (per month after 12 months of inactivity) | $5 | per month | None |
| Account Reconcilement ($15.00 minimum) | $15 | Not stated | None |
| Account Research ($15.00 minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay (CP) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Return Item | $27.75 | Not stated | None |
| Overdraft Transfer (per transfer) | $3 | per item | None |
ATM & Card | |||
| Replacement Card | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $15 | Not stated | None |
| Outgoing Foreign Wire | $30 | Not stated | None |
Check Services | |||
| Official Check Payable to Account Holder | No charge | Not stated | None |
| Official Check Payable to Another Party | $1.50 | Not stated | None |
| Official Check Sent via Mail | $1.50 | Not stated | None |
| Money Order | $1.50 | Not stated | None |
| Stop Payment (all items) | $20 | Not stated | None |
| Temporary Checks (First 10 FREE for new accounts) | $1 | Not stated | None |
| Collection Item Incoming | $5 | Not stated | None |
| Collection Item Outgoing | $5 | Not stated | None |
| Check Photocopy | $1 | Not stated | None |
Digital & Electronic | |||
| Bill Pay - Overnight Check Payment | $14.95 | Not stated | None |
| Bill Pay - Same Day ACH Payment | $9.95 | Not stated | None |
Cash & Deposit | |||
| Non-Member Coin Counting Service | $25 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Large Box (10x10x24 in.) | $45 | Not stated | None |
| Medium Box (5x10x24 in.) | $30 | Not stated | None |
| Safe Deposit Box Replacement Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Small Box (3x10x24 in.) | $20 | Not stated | None |
| Garnishment, Execution, Levy | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Account Closing Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy - Previous Periods (each) | $2.50 | per item | None |
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closing within 60 Days of Opening | $5 | Not stated | None |
| Inactive Account (per month after 12 months of inactivity) | $5 | per month | None |
| Account Reconcilement ($15.00 minimum) | $15 | Not stated | None |
| Account Research ($15.00 minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay (CP) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Item Paid | $27.75 | Not stated | None |
| Non-Sufficient Funds (NSF) Return Item | $27.75 | Not stated | None |
| Overdraft Transfer (per transfer) | $3 | per item | None |
ATM & Card | |||
| Replacement Card | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $15 | Not stated | None |
| Outgoing Foreign Wire | $30 | Not stated | None |
Check Services | |||
| Official Check Payable to Account Holder | No charge | Not stated | None |
| Official Check Payable to Another Party | $1.50 | Not stated | None |
| Official Check Sent via Mail | $1.50 | Not stated | None |
| Money Order | $1.50 | Not stated | None |
| Stop Payment (all items) | $20 | Not stated | None |
| Temporary Checks (First 10 FREE for new accounts) | $1 | Not stated | None |
| Collection Item Incoming | $5 | Not stated | None |
| Collection Item Outgoing | $5 | Not stated | None |
| Check Photocopy | $1 | Not stated | None |
Digital & Electronic | |||
| Bill Pay - Overnight Check Payment | $14.95 | Not stated | None |
| Bill Pay - Same Day ACH Payment | $9.95 | Not stated | None |
Cash & Deposit | |||
| Non-Member Coin Counting Service | $25 | Not stated | None |
| Return Deposit Item - Business Account | $5 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Large Box (10x10x24 in.) | $45 | Not stated | None |
| Medium Box (5x10x24 in.) | $30 | Not stated | None |
| Safe Deposit Box Replacement Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Small Box (3x10x24 in.) | $20 | Not stated | None |
| Garnishment, Execution, Levy | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Account Closing Fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy - Previous Periods (each) | $2.50 | per item | None |
Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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