15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Extra Value Checking $3.75 · Free Checking with eStatements → $5 · Dividend Checking $8 · Fresh Start Checking $10 · Ultra-Performance Checking (waived $20
Compared at $8, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from California Coast Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 1. monthly fee | $5 | per month | None |
| Dividend Checking Monthly service charge | $8 | per month | None |
| Extra Value Checking Monthly service charge | $3.75 | per month | None |
| Fresh Start Checking Monthly service charge | $10 | per month | None |
| Ultra-Performance Checking (waived Monthly service charge | $20 | per month | None |
| Closed Account | $10 | per item | None |
| Escheat Notice | $2 | per item | None |
| Printed Checks Cost: Returned Mail (statements only) | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Nonsufficient Funds/Uncollected Funds | $14 | per item | None |
ATM & Card | |||
| Non-Network ATM | $5 | per item | None |
| Lost Card Reissue | $5 | per item | None |
| Card Rush Fee | $25 | per item | None |
Check Services | |||
| Cashier’s Check (one free per day) | $5 | per item | None |
| Stop Payment | $25 | per item | None |
| Stop Payment (checks only) | $15 | per item | None |
| Temporary Checks | $2 | per item | None |
| Check Cashing | $3 | per item | None |
Account Services | |||
| Verification of Deposit | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer to Another Institution | $25 | per item | None |
Other Fees | |||
| Statement Copy (one free per month) | $3 | per item | None |
| Extension “Skip-A-Pay” | $38 | per item | None |
| Loan Modification/Re-write | $150 | per item | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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