Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Avestar Federal Credit Union

Waterloo, WisconsinCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=account_research; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Account Reconciliation | $10.00 / hour" · Source

Overdraft & NSFVerified

Overdraft (NSF)$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=overdraft; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Overdraft (NSF) | $25.00 / item" · Source
Returned NSF Item$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=nsf; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Returned NSF Item | $25.00 / item" · Source

Wire TransfersVerified

Wire Transfers: Incoming$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=wire_domestic_incoming; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Wire Transfers: Incoming | $10.00 / transfer" · Source
Wire Transfers: Outgoing$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=wire_domestic_outgoing; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Wire Transfers: Outgoing | $20.00 / transfer" · Source

Check ServicesVerified

Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=check_image; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Check Copy | $3.00 / copy" · Source
Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=money_order; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Money Order | $3.00 / item" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=stop_payment; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Stop Payment | $25.00 / item" · Source

Digital & ElectronicVerified

ACH NSF Return$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=ach_return; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="ACH NSF Return | $25.00 / item" · Source

Cash & DepositVerified

Deposited Item Return$3Below the typical range ($9.50–$25 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=deposited_item_return; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Deposited Item Return | $3.00 / item" · Source

Account ServicesVerified

Duplicate Lien Release$10Below the typical range ($25–$100 nationally)
$40 below the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=legal_process; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Duplicate Lien Release | $10.00" · Source
Tax Levy$35Within the typical range ($25–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=garnishment_levy; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Tax Levy | $35.00 / request" · Source

Lending FeesVerified

Late Payment (after 10 days)$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=late_payment; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Late Payment (after 10 days) | $25.00 / month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=account_research; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Account Reconciliation \| $10.00 / hour"	Source
Overdraft & NSFVerified
Overdraft (NSF)	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=overdraft; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Overdraft (NSF) \| $25.00 / item"	Source
Returned NSF Item	$25
Wire TransfersVerified
Wire Transfers: Incoming	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=wire_domestic_incoming; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Wire Transfers: Incoming \| $10.00 / transfer"	Source
Wire Transfers: Outgoing
Check ServicesVerified
Check Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=check_image; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Check Copy \| $3.00 / copy"	Source
Money Order	$3
Digital & ElectronicVerified
ACH NSF Return	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=ach_return; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="ACH NSF Return \| $25.00 / item"	Source
Cash & DepositVerified
Deposited Item Return	$3Below the typical range ($9.50–$25 nationally)	$12 below the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=deposited_item_return; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Deposited Item Return \| $3.00 / item"	Source
Account ServicesVerified
Duplicate Lien Release	$10Below the typical range ($25–$100 nationally)	$40 below the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=legal_process; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Duplicate Lien Release \| $10.00"	Source
Tax Levy	$35
Lending FeesVerified
Late Payment (after 10 days)	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2562. canonical_hint=late_payment; text_hash=dd6f8abce6c4d6006265fc0b767a3c5733663691f6fdf739e942cfafce38c2c2; excerpt="Late Payment (after 10 days) \| $25.00 / month"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$68.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$68.2M

Total deposits

$59.6M

Service charge income (year to date)

$294K

Fee income ratio

13.0%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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