Governmental Employees Federal Credit Union

Headquarters: La Crosse, Wisconsin
Charter: Credit Union
Assets: $121.8M
Fed district: Minneapolis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Governmental Employees Federal Credit Union: $25
Governmental Employees Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Governmental Employees Federal Credit Union: $30
Governmental Employees Federal Credit Union: $30
U.S. median: no median
Stop Payment
Governmental Employees Federal Credit Union: $25
Governmental Employees Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Governmental Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$5
Dormant/Inactive Account Fee$10
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail/Bad Address$5
per month

Overdraft & NSF

Credit Card Overdraft$25
NSF Item$30
per item

ATM & Card

ATM/Debit Card Replacement$10
per item

Wire Transfers

Wire Transfers Incoming$10

Check Services

Stop Payment$25
per item
Copies of Check$5

Cash & Deposit

Credit Card Cash Advance$2
per item
Returned Deposit Item$10
per item

Account Services

Notary/Medallion StampNo charge
Key Replacement at Termination$10
Not compared: Box drilling or key fee
per item
Lock Re-Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box$20
per year
Safe Deposit Box 10x10$60
per year
Safe Deposit Box 10x10 (audience not stated, treated as personal)$60
per year
Safe Deposit Box 3x10$30
per year
Safe Deposit Box 3x10 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 5x10$45
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$45
per year
Subordination Fee$50
per item

Lending Fees

Credit Card Late Payment$15

Gift & Prepaid Cards

VISA Gift Card$3
per item

Other Fees

Overnight Mail Local$40
Loan Refinance (no new money)$150

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$5	Not stated	None
Dormant/Inactive Account Fee	$10	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail/Bad Address	$5	per month	None
Overdraft & NSF
Credit Card Overdraft	$25	Not stated	None
NSF Item	$30	per item	None
ATM & Card
ATM/Debit Card Replacement	$10	per item	None
Wire Transfers
Wire Transfers Incoming	$10	Not stated	None
Check Services
Stop Payment	$25	per item	None
Copies of Check	$5	Not stated	None
Cash & Deposit
Credit Card Cash Advance	$2	per item	None
Returned Deposit Item	$10	per item	None
Account Services
Notary/Medallion Stamp	No charge	Not stated	None
Key Replacement at Termination	$10Not compared: Box drilling or key fee	per item	None
Lock Re-Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$20	per year	None
Safe Deposit Box 10x10	$60	per year	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$60	per year	None
Safe Deposit Box 3x10	$30	per year	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 5x10	$45	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$45	per year	None
Subordination Fee	$50	per item	None
Lending Fees
Credit Card Late Payment	$15	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3	per item	None
Other Fees
Overnight Mail Local	$40	Not stated	None
Loan Refinance (no new money)	$150	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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