University Of Wisconsin Federal Credit Union

Headquarters: Madison, Wisconsin
Charter: Credit Union
Assets: $6.7B
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2.50, the middle of its prices
University Of Wisconsin Federal Credit Union: $0 to $15
University Of Wisconsin Federal Credit Union: $0 to $15
U.S. median: no median
Overdraft (OD)
Compared at $10, its standard fee, the highest of its prices
University Of Wisconsin Federal Credit Union: $0 to $10
University Of Wisconsin Federal Credit Union: $0 to $10
U.S. median: no median
NSF / Returned Item
University Of Wisconsin Federal Credit Union: No fee
University Of Wisconsin Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from University Of Wisconsin Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Encore Account monthly fee$5
per month
Investor’s Indexed monthly fee when balance falls below (Service Fee)$15
per month
Launch Account Monthly FeeNo charge
per month
Account Closing FeeNo charge
Paper Statement Fee per envelope$2
Returned Mail Fee$10

Overdraft & NSF

No Overdraft ServiceNo charge
Overdraft PenaltyNo charge
Overdraw: Paid Overdraft Fee (Basic Reserve) for checks and ACH items (1 fee per account, per business day)$5
per item
Paid overdraft fees do not apply if the resulting available balance is between zero and negative ten dollars$10
Non-Sufficient Funds (NSF) FeeNo charge
per transaction
NSF / Returned ItemNo charge
Extended Overdraft Penalty FeeNo charge
Option: Overdraft Transfer Fee$5
per item

ATM & Card

Damaged, stolen or expired cardNo charge
For more than one lost card per year (Replacement Debit Fee)$5
per item
Foreign transaction fee0.8%of the transaction

Wire Transfers

Outgoing domestic wires$20
Incoming wires$15

Check Services

Stop payment (check or ACH items) (Stop & Misc charge)$29
per item
Stop Payment FeeNo charge
per item
Non-Member Check Cashing Fee$5
per item

Digital & Electronic

Web Branch, Zelle,® & standard incoming external transfersNo charge

Cash & Deposit

Deposited Item Returned FeeNo charge
per item

Account Services

3x10x22” or 5x5x22”$60
per year
Lost key$10
Not compared: Box drilling or key fee
Safe Deposit Box 10x10x22”$110
per year
Safe Deposit Box 3x5x22”$35
per year
Safe Deposit Box 5x10x22”$85
per year

Fee	Amount	Basis	Note
Account Maintenance
Encore Account monthly fee	$5	per month	None
Investor’s Indexed monthly fee when balance falls below (Service Fee)	$15	per month	None
Launch Account Monthly Fee	No charge	per month	None
Account Closing Fee	No charge	Not stated	None
Paper Statement Fee per envelope	$2	Not stated	None
Returned Mail Fee	$10	Not stated	None
Overdraft & NSF
No Overdraft Service	No charge	Not stated	None
Overdraft Penalty	No charge	Not stated	None
Overdraw: Paid Overdraft Fee (Basic Reserve) for checks and ACH items (1 fee per account, per business day)	$5	per item	None
Paid overdraft fees do not apply if the resulting available balance is between zero and negative ten dollars	$10	Not stated	None
Non-Sufficient Funds (NSF) Fee	No charge	per transaction	None
NSF / Returned Item	No charge	Not stated	None
Extended Overdraft Penalty Fee	No charge	Not stated	None
Option: Overdraft Transfer Fee	$5	per item	None
ATM & Card
Damaged, stolen or expired card	No charge	Not stated	None
For more than one lost card per year (Replacement Debit Fee)	$5	per item	None
Foreign transaction fee	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing domestic wires	$20	Not stated	None
Incoming wires	$15	Not stated	None
Check Services
Stop payment (check or ACH items) (Stop & Misc charge)	$29	per item	None
Stop Payment Fee	No charge	per item	None
Non-Member Check Cashing Fee	$5	per item	None
Digital & Electronic
Web Branch, Zelle,® & standard incoming external transfers	No charge	Not stated	None
Cash & Deposit
Deposited Item Returned Fee	No charge	per item	None
Account Services
3x10x22” or 5x5x22”	$60	per year	None
Lost key	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10x22”	$110	per year	None
Safe Deposit Box 3x5x22”	$35	per year	None
Safe Deposit Box 5x10x22”	$85	per year	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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