Holy Family Memorial Federal Credit Union

Headquarters: Manitowoc, Wisconsin
Charter: Credit Union
Assets: $19.7M
Fed district: Chicago

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Holy Family Memorial Federal Credit Union: $20
Holy Family Memorial Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Holy Family Memorial Federal Credit Union: $25
Holy Family Memorial Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Holy Family Memorial Federal Credit Union: $10
Holy Family Memorial Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Holy Family Memorial Federal Credit Union · $20M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$19M to $21M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Holy Family Memorial Federal Credit Union(this institution)	Manitowoc, WI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arh Federal Credit Union	Middlesboro, KY	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bitterroot Community Federal Credit Union	Darby, MT	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Blue Water Federal Credit Union	Port Huron, MI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Healthcare Federal Credit Union	Everett, WA	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Corner Stone Federal Credit Union	lancaster, TX	$20M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Crouse Federal Credit Union	Syracuse, NY	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dn Community Federal Credit Union	Canton, OH	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
East Orange Va Hospital Federal Credit Union	East Orange, NJ	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Frankfort Community Federal Credit Union	Frankfort, MI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Genuine Parts Federal Credit Union	Norcross, GA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Germania Federal Credit Union	Brenham, TX	$19M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Hamilton Horizons Federal Credit Union	Hamilton, NJ	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hutchinson Government Employees Federal Credit Union	Hutchinson, KS	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lakota Federal Credit Union	Kyle, SD	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lcra Federal Credit Union	Austin, TX	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Local 41 I.B.E.W. Federal Credit Union	Orchard Park, NY	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Locomotive & Control Employees Federal Credit Union	Erie, PA	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Newrizons Federal Credit Union	Hoquiam, WA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northern Valley Federal Credit Union	Grand Forks, ND	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oshkosh Community Federal Credit Union	Oshkosh, WI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Port Arthur Community Federal Credit Union	Port Arthur, TX	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
St. Louis Policemen`S Federal Credit Union	saint louis, MO	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Summit Ridge Federal Credit Union	Lees Summit, MO	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Temple-Inland Federal Credit Union	Diboll, TX	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Union Pacific Streamliner Federal Credit Union	Omaha, NE	$21M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $9 (900%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $1 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Holy Family Memorial Fede…Peer (equal prices stack)Peer medianInclude $10 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Holy Family Memorial Federal Credit Union’s own schedules, with a source for each figure.

Overdraft & NSF

Courtesy Pay (each)$20
per item
Return Item Fee (each)$25
per item
Overdraft Transfer from primary savings (6 max/mth) (per occurrence)$3
per item

ATM & Card

MasterCard ATM/Debit Card$10
MasterCard ATM/Debit Card Annual Fee (except lost/damaged card)No charge
Not compared: Annual charge, not per item
per year
Replace lost MasterCard ATM/Debit Card$10

Wire Transfers

Wire Transfers (outgoing)$20
Wire Transfers (incoming)$10

Check Services

Corporate Checks made payable to others$3
Stop Payment on a book of checks$30
Stop Payments (checks and ACH)$20
Copy of Document (per document) Account Statement Check Copy$3
per item

Digital & Electronic

Bill Pay low usage fee (less than 3 bills pd/mth)$5

Cash & Deposit

Chargeback Item$20

Account Services

Notary ServiceNo charge

Fee	Amount	Basis	Note
Overdraft & NSF
Courtesy Pay (each)	$20	per item	None
Return Item Fee (each)	$25	per item	None
Overdraft Transfer from primary savings (6 max/mth) (per occurrence)	$3	per item	None
ATM & Card
MasterCard ATM/Debit Card	$10	Not stated	None
MasterCard ATM/Debit Card Annual Fee (except lost/damaged card)	No chargeNot compared: Annual charge, not per item	per year	None
Replace lost MasterCard ATM/Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers (outgoing)	$20	Not stated	None
Wire Transfers (incoming)	$10	Not stated	None
Check Services
Corporate Checks made payable to others	$3	Not stated	None
Stop Payment on a book of checks	$30	Not stated	None
Stop Payments (checks and ACH)	$20	Not stated	None
Copy of Document (per document) Account Statement Check Copy	$3	per item	None
Digital & Electronic
Bill Pay low usage fee (less than 3 bills pd/mth)	$5	Not stated	None
Cash & Deposit
Chargeback Item	$20	Not stated	None
Account Services
Notary Service	No charge	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Holy Family Memorial Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Holy Family Memorial Federal Credit Union: $20
Holy Family Memorial Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Holy Family Memorial Federal Credit Union: $25
Holy Family Memorial Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Holy Family Memorial Federal Credit Union: $10
Holy Family Memorial Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Holy Family Memorial Federal Credit Union · $20M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$19M to $21M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Holy Family Memorial Federal Credit Union(this institution)	Manitowoc, WI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arh Federal Credit Union	Middlesboro, KY	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bitterroot Community Federal Credit Union	Darby, MT	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Blue Water Federal Credit Union	Port Huron, MI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Healthcare Federal Credit Union	Everett, WA	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Corner Stone Federal Credit Union	lancaster, TX	$20M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Crouse Federal Credit Union	Syracuse, NY	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dn Community Federal Credit Union	Canton, OH	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
East Orange Va Hospital Federal Credit Union	East Orange, NJ	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Frankfort Community Federal Credit Union	Frankfort, MI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Genuine Parts Federal Credit Union	Norcross, GA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Germania Federal Credit Union	Brenham, TX	$19M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Hamilton Horizons Federal Credit Union	Hamilton, NJ	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hutchinson Government Employees Federal Credit Union	Hutchinson, KS	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lakota Federal Credit Union	Kyle, SD	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lcra Federal Credit Union	Austin, TX	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Local 41 I.B.E.W. Federal Credit Union	Orchard Park, NY	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Locomotive & Control Employees Federal Credit Union	Erie, PA	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Newrizons Federal Credit Union	Hoquiam, WA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northern Valley Federal Credit Union	Grand Forks, ND	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oshkosh Community Federal Credit Union	Oshkosh, WI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Port Arthur Community Federal Credit Union	Port Arthur, TX	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
St. Louis Policemen`S Federal Credit Union	saint louis, MO	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Summit Ridge Federal Credit Union	Lees Summit, MO	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Temple-Inland Federal Credit Union	Diboll, TX	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Union Pacific Streamliner Federal Credit Union	Omaha, NE	$21M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $9 (900%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $1 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Holy Family Memorial Fede…Peer (equal prices stack)Peer medianInclude $10 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Holy Family Memorial Federal Credit Union’s own schedules, with a source for each figure.

Overdraft & NSF

Courtesy Pay (each)$20
per item
Return Item Fee (each)$25
per item
Overdraft Transfer from primary savings (6 max/mth) (per occurrence)$3
per item

ATM & Card

MasterCard ATM/Debit Card$10
MasterCard ATM/Debit Card Annual Fee (except lost/damaged card)No charge
Not compared: Annual charge, not per item
per year
Replace lost MasterCard ATM/Debit Card$10

Wire Transfers

Wire Transfers (outgoing)$20
Wire Transfers (incoming)$10

Check Services

Corporate Checks made payable to others$3
Stop Payment on a book of checks$30
Stop Payments (checks and ACH)$20
Copy of Document (per document) Account Statement Check Copy$3
per item

Digital & Electronic

Bill Pay low usage fee (less than 3 bills pd/mth)$5

Cash & Deposit

Chargeback Item$20

Account Services

Notary ServiceNo charge

Fee	Amount	Basis	Note
Overdraft & NSF
Courtesy Pay (each)	$20	per item	None
Return Item Fee (each)	$25	per item	None
Overdraft Transfer from primary savings (6 max/mth) (per occurrence)	$3	per item	None
ATM & Card
MasterCard ATM/Debit Card	$10	Not stated	None
MasterCard ATM/Debit Card Annual Fee (except lost/damaged card)	No chargeNot compared: Annual charge, not per item	per year	None
Replace lost MasterCard ATM/Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers (outgoing)	$20	Not stated	None
Wire Transfers (incoming)	$10	Not stated	None
Check Services
Corporate Checks made payable to others	$3	Not stated	None
Stop Payment on a book of checks	$30	Not stated	None
Stop Payments (checks and ACH)	$20	Not stated	None
Copy of Document (per document) Account Statement Check Copy	$3	per item	None
Digital & Electronic
Bill Pay low usage fee (less than 3 bills pd/mth)	$5	Not stated	None
Cash & Deposit
Chargeback Item	$20	Not stated	None
Account Services
Notary Service	No charge	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.