Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Holy Family Memorial Federal Credit Union

Manitowoc, WisconsinCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay (each)$20Below the typical range ($25–$30 nationally)

Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=overdraft; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Courtesy Pay (each) | $20.00" · Source

Overdraft Transfer from primary savings (6 max/mth) (per occurrence)$3

$2 below the national median

Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=od_protection_transfer; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Overdraft Transfer from primary savings (6 max/mth) (per occurrence) | $3.00" · Source

Return Item Fee (each)$25

$5 below the national median

Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=nsf; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Return Item Fee (each) | $25.00" · Source

ATM & CardVerified

MasterCard ATM/Debit Card | 1st$10Above the typical range ($1–$2.50 nationally)
$8.50 above the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=atm_non_network; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Replace lost MasterCard ATM/Debit Card | 1st: $10.00" · Source
MasterCard ATM/Debit Card Annual Fee (except lost/damaged card)$0Below the typical range ($5–$10 nationally)
$10 below the national median
per year · Knox read a free fee from Rosetta artifact #5425. canonical_hint=card_replacement; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="MasterCard ATM/Debit Card Annual Fee (except lost/damaged card) | Free" · Source
Replace lost MasterCard ATM/Debit Card | 1st$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=card_replacement; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Replace lost MasterCard ATM/Debit Card | 1st: $10.00 Rest: $20.00" · Source

Check ServicesVerified

Copy of Document (per document) Account Statement Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=check_image; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Copy of Document (per document) ·Account Statement ·Check Copy | $3.00" · Source
Corporate Checks made payable to others$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=cashiers_check; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Corporate Checks made payable to others | $3.00" · Source
Stop Payment on a book of checks$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=stop_payment; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Stop Payment on a book of checks | $30.00" · Source
Stop Payments (checks and ACH)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=stop_payment; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Stop Payments (checks and ACH) | $20.00" · Source

Digital & ElectronicVerified

Bill Pay (if 3 bills are paid per month)$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
per month · Knox read a free fee from Rosetta artifact #5425. canonical_hint=bill_pay; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Bill Pay (if 3 bills are paid per month) | Free" · Source
Bill Pay low usage fee (less than 3 bills pd/mth)$5Within the typical range ($0–$10.46 nationally)
$0.05 above the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=bill_pay; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Bill Pay low usage fee (less than 3 bills pd/mth) | $5.00" · Source

Cash & DepositVerified

Chargeback Item$20Within the typical range ($9–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=deposited_item_return; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Chargeback Item | $20.00" · Source

Account ServicesVerified

Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #5425. canonical_hint=notary_fee; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Notary Service | Free" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay (each)	$20Below the typical range ($25–$30 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=overdraft; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Courtesy Pay (each) \| $20.00"	Source
Overdraft Transfer from primary savings (6 max/mth) (per occurrence)	$3Within the typical range ($2.38–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=od_protection_transfer; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Overdraft Transfer from primary savings (6 max/mth) (per occurrence) \| $3.00"	Source
Return Item Fee (each)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=nsf; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Return Item Fee (each) \| $25.00"	Source
ATM & CardVerified
MasterCard ATM/Debit Card \| 1st	$10Above the typical range ($1–$2.50 nationally)	$8.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=atm_non_network; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Replace lost MasterCard ATM/Debit Card \| 1st: $10.00"	Source
MasterCard ATM/Debit Card Annual Fee (except lost/damaged card)
Check ServicesVerified
Copy of Document (per document) Account Statement Check Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=check_image; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Copy of Document (per document) ·Account Statement ·Check Copy \| $3.00"	Source
Corporate Checks made payable to others
Digital & ElectronicVerified
Bill Pay (if 3 bills are paid per month)	$0Within the typical range ($0–$10.46 nationally)	$4.95 below the national median	per month	Knox read a free fee from Rosetta artifact #5425. canonical_hint=bill_pay; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Bill Pay (if 3 bills are paid per month) \| Free"	Source
Bill Pay low usage fee (less than 3 bills pd/mth)
Cash & DepositVerified
Chargeback Item	$20Within the typical range ($9–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5425. canonical_hint=deposited_item_return; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Chargeback Item \| $20.00"	Source
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #5425. canonical_hint=notary_fee; text_hash=f5be6f766998e37e78f2741edd879d09f5b0c46e312293c9e4e104a74e6ce448; excerpt="Notary Service \| Free"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Published fees

Under review

Assets

$19.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$19.7M

Total deposits

$17.4M

Service charge income (year to date)

$14K

Fee income ratio

3.0%

Return on assets

0.46%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,267 verified fees from 2,206 institutions

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