Compared with Wisconsin
4 of 20
compared fees are above the median.
14 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
43rd percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Wisconsin median
of 20 compared; 14 below, 2 about the same
See the feesFee schedule read Oct 20, 2026
Call-report figures are for Firefighters Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Wisconsin median | Published fees above the Wisconsin median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Firefighters Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 20, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 6.2% of revenue, below the 7.2% median of 2,932 credit unions with under $300M in assets (43rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $129K in Q2 2026, 7.5% above the same quarter a year earlier ($120K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
4 of 20 compared published fees sit above the Wisconsin median; 14 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Wisconsin medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 5.1% from Q3 2025 to Q2 2026, to $129K. Its share of revenue, 6.2%, is below the 7.2% median for credit unions with under $300M in assets.
$129K
Firefighters Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Firefighters Federal Credit Union · $133M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Firefighters Federal Credit Union(this institution) | Onalaska, WI | $133M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Bragg Mutual Federal Credit Union | Fayetteville, NC | $131M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cenla Federal Credit Union | Alexandria, LA | $132M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eastex Federal Credit Union | Evadale, TX | $132M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Finex Federal Credit Union | East Hartford, CT | $134M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gas And Electric Federal Credit Union | Rock Island, IL | $132M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Healthcare Systems Federal Credit Union | Falls Church, VA | $135M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Heritage Valley Federal Credit Union | York, PA | $131M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Savings Federal Credit Union | Jersey City, NJ | $135M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members 1St Of Nj Federal Credit Union | Vineland, NJ | $134M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members Advantage Federal Credit Union | Michigan City, IN | $132M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Oakdale Federal Credit Union | Oakdale, WI | $132M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Peoples Federal Credit Union | Nitro, WV | $131M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pheple Federal Credit Union | Greensburg, PA | $134M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pikes Peak Federal Credit Union | Colorado Springs, CO | $132M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier Financial Federal Credit Union | New Holstein, WI | $132M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Russell Country Federal Credit Union | Great Falls, MT | $131M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Stagepoint Federal Credit Union | Laramie, WY | $131M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Straits Area Federal Credit Union | Cheboygan, MI | $132M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sunrise Family Federal Credit Union | Bay City, MI | $133M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Health Federal Credit Union | Austin, TX | $134M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Trademark Federal Credit Union | Augusta, ME | $132M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Tri Boro Federal Credit Union | Munhall, PA | $131M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| University Of Nebraska Federal Credit Union | Lincoln, NE | $131M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wailuku Federal Credit Union | Kahului, HI | $135M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Workmen'S Circle Incorporated Federal Credit Union | Savannah, GA | $135M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(out-of-network atm)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $1.13 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Firefighters Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for Firefighters Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $129K | −$2K | −1.5% |
| Q1 2026 | $131K | $0 | 0.0% |
| Q4 2025 | $131K | −$5K | −3.7% |
| Q3 2025 | $136K | +$16K | +13.3% |
| Q2 2025 | $120K | $0 | 0.0% |
| Q1 2025 | $120K | −$15K | −11.1% |
| Q4 2024 | $135K | +$2K | +1.5% |
| Q3 2024 | $133K | −$2K | −1.5% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Firefighters Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Firefighters Federal Credit Union by share.
Amounts from Firefighters Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per hour · Account Reconciliation/Research (per hour) | $25.00
per item
per page · Photocopies (per page) | $0.25
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Extreme Checking (below $500 minimum in any month) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Extreme Checking (below $500 minimum in any month) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Reconciliation/Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research (per hour) | $25.00 |
| ACH IAT & Adenda Research Fee | $5Below the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Returned Mail (undeliverable or bad address) | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| NSF item ( per item) (audience not stated, treated as personal) | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| NSF item (Non-return per item) | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft protection | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| Compromised Card Replacement | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Debit Replacement Card | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Currency Conversion | 1%of the transaction | Not stated | None |
| Currency Conversion (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing U.S. Transfer | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers: Incoming Transfer | $6Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Corporate Check | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order | $1Below the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment (per item or sequential series) | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks (4 checks) | $1.20Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Copy (older than 1 year) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill Pay/P2P (if used monthly) | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
| Bill Pay/P2P Inactivity Fee (if not used monthly) | $5Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Coin Counting (excessive usage) | 5% | Not stated | None |
| Coin Counting (excessive usage) (audience not stated, treated as personal) | 5% | Not stated | None |
| Deposited Item Return Check Fee | $15Inside the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
Account Services | |||
| Mortgage Subordination/Partial Release | $50Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Overnight Delivery Fee | $20Inside the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Photocopies (per page) | $0.25Not compared: Charged per page; comparison unavailable | per page | Photocopies (per page) | $0.25 |
| Statement Copy or Transaction History | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Duplicate Lien Release | $5Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per hour · Account Reconciliation/Research (per hour) | $25.00
per item
per page · Photocopies (per page) | $0.25
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Extreme Checking (below $500 minimum in any month) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Extreme Checking (below $500 minimum in any month) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| VIP Business Checking (below $2000 minimum in any month) | $10 | Not stated | None |
| VIP Business Checking (below $2000 minimum in any month) | $10 | Not stated | None |
| Account Reconciliation/Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research (per hour) | $25.00 |
| ACH IAT & Adenda Research Fee | $5Below the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Returned Mail (undeliverable or bad address) | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| NSF item (Non-return per item) | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft protection | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| Compromised Card Replacement | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Debit Replacement Card | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Currency Conversion | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing U.S. Transfer | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers: Incoming Transfer | $6Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Corporate Check | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order | $1Below the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment (per item or sequential series) | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks (4 checks) | $1.20Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Copy (older than 1 year) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill Pay/P2P (if used monthly) | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
| Bill Pay/P2P Inactivity Fee (if not used monthly) | $5Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Coin Counting (excessive usage) | 5% | Not stated | None |
| Deposited Item Return Check Fee | $15Inside the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
Account Services | |||
| Mortgage Subordination/Partial Release | $50Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Overnight Delivery Fee | $20Inside the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Photocopies (per page) | $0.25Not compared: Charged per page; comparison unavailable | per page | Photocopies (per page) | $0.25 |
| Statement Copy or Transaction History | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Duplicate Lien Release | $5Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Firefighters Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Holmen, WI | 1 |
| La Crosse, WI | 1 |
| Onalaska, WI | 1 |
Largest competitors nearby
Local market: La Crosse county, WI, around its headquarters.
| 22 in its local market | Deposit share |
|---|---|
| U.S. Bank National Association | 19.4% |
| Associated Bank, National Association | 12.7% |
| Citizens State Bank of La Crosse | 11.5% |
| River Bank | 11% |
| State Bank Financial | 9.7% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.