20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Firefighters Federal Credit Union’s own schedules, with a source for each figure.
per hour · Account Reconciliation/Research (per hour) | $25.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Extreme Checking (below $500 minimum in any month) | $5 | Not stated | None |
| Extreme Checking (below $500 minimum in any month) | $5 | Not stated | None |
| Account Reconciliation/Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research (per hour) | $25.00 |
| ACH IAT & Adenda Research Fee | $5 | Not stated | None |
| Returned Mail (undeliverable or bad address) | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF item ( per item) (audience not stated, treated as personal) | $32 | per item | None |
| NSF item (Non-return per item) | $32 | per item | None |
| Overdraft protection | No charge | Not stated | None |
ATM & Card | |||
| Compromised Card Replacement | No charge | Not stated | None |
| Debit Replacement Card | $10 | Not stated | None |
| Currency Conversion | 1%of the transaction | Not stated | None |
| Currency Conversion (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing U.S. Transfer | $20 | Not stated | None |
| Wire Transfers: Incoming Transfer | $6 | Not stated | None |
Check Services | |||
| Corporate Check | $3 | Not stated | None |
| Money Order | $1 | Not stated | None |
| Stop Payment (per item or sequential series) | $29 | per item | None |
| Temporary Checks (4 checks) | $1.20 | Not stated | None |
| Check Copy (older than 1 year) | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay/P2P (if used monthly) | No charge | per month | None |
| Bill Pay/P2P Inactivity Fee (if not used monthly) | $5 | per month | None |
Cash & Deposit | |||
| Coin Counting (excessive usage) | 5% | Not stated | None |
| Coin Counting (excessive usage) (audience not stated, treated as personal) | 5% | Not stated | None |
| Deposited Item Return Check Fee | $15 | Not stated | None |
Account Services | |||
| Mortgage Subordination/Partial Release | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $3 | Not stated | None |
Other Fees | |||
| Overnight Delivery Fee | $20 | Not stated | None |
| Photocopies (per page) | $0.25Not compared: Charged per page; comparison unavailable | per page | Photocopies (per page) | $0.25 |
| Statement Copy or Transaction History | $5 | Not stated | None |
| Duplicate Lien Release | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per hour · Account Reconciliation/Research (per hour) | $25.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Extreme Checking (below $500 minimum in any month) | $5 | Not stated | None |
| Extreme Checking (below $500 minimum in any month) | $5 | Not stated | None |
| VIP Business Checking (below $2000 minimum in any month) | $10 | Not stated | None |
| VIP Business Checking (below $2000 minimum in any month) | $10 | Not stated | None |
| Account Reconciliation/Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research (per hour) | $25.00 |
| ACH IAT & Adenda Research Fee | $5 | Not stated | None |
| Returned Mail (undeliverable or bad address) | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF item (Non-return per item) | $32 | per item | None |
| Overdraft protection | No charge | Not stated | None |
ATM & Card | |||
| Compromised Card Replacement | No charge | Not stated | None |
| Debit Replacement Card | $10 | Not stated | None |
| Currency Conversion | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing U.S. Transfer | $20 | Not stated | None |
| Wire Transfers: Incoming Transfer | $6 | Not stated | None |
Check Services | |||
| Corporate Check | $3 | Not stated | None |
| Money Order | $1 | Not stated | None |
| Stop Payment (per item or sequential series) | $29 | per item | None |
| Temporary Checks (4 checks) | $1.20 | Not stated | None |
| Check Copy (older than 1 year) | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay/P2P (if used monthly) | No charge | per month | None |
| Bill Pay/P2P Inactivity Fee (if not used monthly) | $5 | per month | None |
Cash & Deposit | |||
| Coin Counting (excessive usage) | 5% | Not stated | None |
| Deposited Item Return Check Fee | $15 | Not stated | None |
Account Services | |||
| Mortgage Subordination/Partial Release | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $3 | Not stated | None |
Other Fees | |||
| Overnight Delivery Fee | $20 | Not stated | None |
| Photocopies (per page) | $0.25Not compared: Charged per page; comparison unavailable | per page | Photocopies (per page) | $0.25 |
| Statement Copy or Transaction History | $5 | Not stated | None |
| Duplicate Lien Release | $5 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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