Pathways Financial Federal Credit Union

Headquarters: Columbus, Ohio
Charter: Credit Union
Assets: $771.9M
Fed district: Cleveland

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $33, its standard fee, the highest of its prices
Pathways Financial Federal Credit Union: $19 to $33
Pathways Financial Federal Credit Union: $19 to $33
U.S. median: no median
NSF / Returned Item
Compared at $26.50, the middle of its prices
Pathways Financial Federal Credit Union: $20 to $33
Pathways Financial Federal Credit Union: $20 to $33
U.S. median: no median
Non-Network ATM
Pathways Financial Federal Credit Union: $2
Pathways Financial Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pathways Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account – Per Suffix$5
per month
Escheatment$50
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statements$2
Returned Mail and/or Statement$4

Overdraft & NSF

Courtesy Pay: A Backup Safety Net: Cost$19
Non-Sufficient Courtesy Pay (ACH, Debit, or Check) Each occurrence (audience not stated, treated as personal)$19
Non-Sufficient Funds/Courtesy Pay (ACH, Debit, or Check) Each occurrence$33
per item
Non-Sufficient Fee$20
Non-Sufficient Funds Pay (ACH, Debit, or Check) Each occurrence (audience not stated, treated as personal)$33
per item
Overdraft Transfer from Loan$3
Overdraft Transfer from Savings$3

ATM & Card

Non-Network ATM Transaction Fee (First four free)$2
Replace Lost/Stolen Card$5
Replacement ATM/Debit Card$10

Wire Transfers

Outgoing Wire Transfer$20
Incoming Wire Transfer$10
Outgoing International Wire Transfer$50

Check Services

Corporate Check (Payable to account owner – FREE)$5
Money Order$2
Stop Payment$25
Check Copy$3

Digital & Electronic

Bill Pay (Organizational/Club Account not eligible for bill pay service)$10
per month
CU EasyPay Online Bill Payment (Charged after 90 days no payment activity)$2.95
per month

Cash & Deposit

Deposit Item Return Fee$15

Account Services

Notary ServiceNo charge
Key Replacement$20
Not compared: Box drilling or key fee
Child Support Processing$10
Garnishments/Levies/Records Subpoena$20

Other Fees

Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account – Per Suffix	$5	per month	None
Escheatment	$50	Not stated	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statements	$2	Not stated	None
Returned Mail and/or Statement	$4	Not stated	None
Overdraft & NSF
Courtesy Pay: A Backup Safety Net: Cost	$19	Not stated	None
Non-Sufficient Courtesy Pay (ACH, Debit, or Check) Each occurrence (audience not stated, treated as personal)	$19	Not stated	None
Non-Sufficient Funds/Courtesy Pay (ACH, Debit, or Check) Each occurrence	$33	per item	None
Non-Sufficient Fee	$20	Not stated	None
Non-Sufficient Funds Pay (ACH, Debit, or Check) Each occurrence (audience not stated, treated as personal)	$33	per item	None
Overdraft Transfer from Loan	$3	Not stated	None
Overdraft Transfer from Savings	$3	Not stated	None
ATM & Card
Non-Network ATM Transaction Fee (First four free)	$2	Not stated	None
Replace Lost/Stolen Card	$5	Not stated	None
Replacement ATM/Debit Card	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Corporate Check (Payable to account owner – FREE)	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$25	Not stated	None
Check Copy	$3	Not stated	None
Digital & Electronic
Bill Pay (Organizational/Club Account not eligible for bill pay service)	$10	per month	None
CU EasyPay Online Bill Payment (Charged after 90 days no payment activity)	$2.95	per month	None
Cash & Deposit
Deposit Item Return Fee	$15	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Key Replacement	$20Not compared: Box drilling or key fee	Not stated	None
Child Support Processing	$10	Not stated	None
Garnishments/Levies/Records Subpoena	$20	Not stated	None
Other Fees
Statement Copy	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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