Scott Federal Credit Union

Headquarters: Edwardsville, Illinois
Charter: Credit Union
Assets: $1.9B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Scott Federal Credit Union: $27
Scott Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Scott Federal Credit Union: $27
Scott Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Compared at $0.75, the middle of its prices
Scott Federal Credit Union: $0.50 to $1
Scott Federal Credit Union: $0.50 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Scott Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactivity Fee (per month inactive)$5
per month
3 paper statement fee applies if not enrolled in eStatements$2

Overdraft & NSF

Overdraft/Courtesy Pay per submission$27
per item
Non-sufficient Funds (NSF) per submission$27
per item
Transfer to cover overdraft$5

ATM & Card

ATM Withdrawals Outside of Network$1
Other ATM Transactions Outside of Network$0.50
Replacement Debit Card$7

Wire Transfers

Outgoing Domestic Wire Transfer$20
Outgoing International Wire Transfer$60

Check Services

Cashier Check$3
Money Order$4
per item
Stop Payment$27
Photocopies of Share Draft$3

Cash & Deposit

Returned Deposit items per submission (audience not stated, treated as personal)$4.50
Returned Deposit Items per submission$15
per item

Account Services

Safe Deposit Box 10x10$55
Safe Deposit Box 3x10$30
Safe Deposit Box 3x5$15
Safe Deposit Box 5x10$35
Safe Deposit Box 5x5$25
Safe Deposit Box 6x10 (audience not stated, treated as personal)$30
Safe Deposit Box 9x10$50
SOB Drill$150
Not compared: Box drilling or key fee
SOB Replacement Key$20
Not compared: Box drilling or key fee
Tax Levies & Garnishments$50

Gift & Prepaid Cards

Visa Gift Card$3.50
per item

Other Fees

Additional copies of statements$4
Photocopies (per page)$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactivity Fee (per month inactive)	$5	per month	None
3 paper statement fee applies if not enrolled in eStatements	$2	Not stated	None
Overdraft & NSF
Overdraft/Courtesy Pay per submission	$27	per item	None
Non-sufficient Funds (NSF) per submission	$27	per item	None
Transfer to cover overdraft	$5	Not stated	None
ATM & Card
ATM Withdrawals Outside of Network	$1	Not stated	None
Other ATM Transactions Outside of Network	$0.50	Not stated	None
Replacement Debit Card	$7	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$20	Not stated	None
Outgoing International Wire Transfer	$60	Not stated	None
Check Services
Cashier Check	$3	Not stated	None
Money Order	$4	per item	None
Stop Payment	$27	Not stated	None
Photocopies of Share Draft	$3	Not stated	None
Cash & Deposit
Returned Deposit items per submission (audience not stated, treated as personal)	$4.50	Not stated	None
Returned Deposit Items per submission	$15	per item	None
Account Services
Safe Deposit Box 10x10	$55	Not stated	None
Safe Deposit Box 3x10	$30	Not stated	None
Safe Deposit Box 3x5	$15	Not stated	None
Safe Deposit Box 5x10	$35	Not stated	None
Safe Deposit Box 5x5	$25	Not stated	None
Safe Deposit Box 6x10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 9x10	$50	Not stated	None
SOB Drill	$150Not compared: Box drilling or key fee	Not stated	None
SOB Replacement Key	$20Not compared: Box drilling or key fee	Not stated	None
Tax Levies & Garnishments	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3.50	per item	None
Other Fees
Additional copies of statements	$4	Not stated	None
Photocopies (per page)	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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