Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not reported
Peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 16, 2026
Call-report figures are for Greene County Commercial Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 870 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Greene County Commercial Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 16, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Call reports for Greene County Commercial Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $0 | $0 | |
| Q1 2026 | $0 | $0 | |
| Q4 2025 | $0 | $0 | |
| Q3 2025 | $0 | $0 | |
| Q2 2025 | $0 | $0 | |
| Q1 2025 | $0 | $0 | |
| Q4 2024 | $0 | $0 | |
| Q3 2024 | $0 | $0 |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 870 reported a share above 0% and are counted, Greene County Commercial Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Greene County Commercial Bank by share.
They stay out of every comparison until review is done.
per year
one time
one time
one time
| Fee | Amount | Basis | Note |
|---|---|---|---|
Lending FeesUnder review | |||
| Credit Report fee – due at time of application (audience not stated, treated as personal) | $113.20 | Not stated | None |
| Appraisal fee (audience not stated, treated as personal) | $400 | Not stated | None |
Other FeesUnder review | |||
| Application fee (audience not stated, treated as personal) | $100 | one time | None |
| Credit Report fee (Individuals) (audience not stated, treated as personal) | $113.20 | one time | None |
Other feesUnder review | |||
| Annual Percentage Yield (APY) is effective as of 9/14/26. Balances of to (audience not stated, treated as personal) | $500 | per year | None |
| Application fee (audience not stated, treated as personal) | $100 | one time | None |
| Application fee (Vacant Land Loans) (audience not stated, treated as personal) | $100 | one time | None |
| Appraisal fee (audience not stated, treated as personal) | $400 | Not stated | None |
| Appraisal required (audience not stated, treated as personal) | $250 | Not stated | None |
| Appraisal required – estimated cost (audience not stated, treated as personal) | $375 | Not stated | None |
| Credit Report fee (Individuals) (audience not stated, treated as personal) | $113.20 | one time | None |
| Limited closing costs at account opening including mandatory NYS mortgage tax, appraisal fee and (audience not stated, treated as personal) | Not stated | Not stated | None |
| Loan amounts (audience not stated, treated as personal) | $10,000 | Not stated | None |
| Maximum loan to value (audience not stated, treated as personal) | Not stated | Not stated | None |
| Program applies to loan amounts (audience not stated, treated as personal) | $20,000 | Not stated | None |
| Standard Rate is 6.75% Program applies to loan amounts (audience not stated, treated as personal) | $20,000 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Greene County Commercial Bank operates, and what regulators and customers have on file.
Branch footprint
1 offices in 1 state, $1.2B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 1 | $1.2B |
Largest competitors nearby
Local market: Greene county, NY, where it holds the most deposits.
| 8 in its local market | Deposit share |
|---|---|
| The Bank of Greene County | 49.8% |
| Ballston Spa National Bank | 8.1% |
| KeyBank National Association | 3.4% |
| TrustCo Bank | 3.3% |
| NBT Bank, National Association | 1.3% |
This bank holds 33.1% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
GREENE COUNTY BANCORP INC (Nasdaq: GCBC)
Consolidated assets
$3.2B
Shareholders' equity
$277.8M
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1070524. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows