Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Provident Federal Credit Union

Redwood City, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Regular Checking09 Monthly Maintenance Fee (balance below $500)$5Within the typical range ($3–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Overdraft Fee08/20$14Below the typical range ($25–$32 nationally)
$16 below the national median
Source
Non-Sufficient Funds (NSF) Fee (per presentment)20/18$14Below the typical range ($25–$31.50 nationally)
$16 below the national median
per item · Source

ATM & CardVerified

Express delivery on replacement and/or lost debit card$25Above the typical range ($5–$10 nationally)
$15 above the national median
Source
Replacement Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Check Cashing Fee (non-members only)$5Within the typical range ($5–$10 nationally)
At the national median
Source
Duplicate Statement, Check Copy, Tax Document$6Above the typical range ($2–$5 nationally)
$3 above the national median
per item · Source
Money Orders$3Within the typical range ($1.63–$3 nationally)
$1 above the national median
Source
Official Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Stop Payment Fee (each)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Source

Digital & ElectronicVerified

Bill Payments)$10Within the typical range ($0–$10 nationally)
$5.05 above the national median
Source
Research/Copy of Cleared Bill Payment Check$6Within the typical range ($0–$10 nationally)
$1.05 above the national median
Source

Account ServicesVerified

Notary Fee (per signature)$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Source
Processing of Levies and Garnishments (per item)$25Below the typical range ($30–$75 nationally)
$25 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Regular Checking09 Monthly Maintenance Fee (balance below $500)	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Overdraft Fee08/20	$14Below the typical range ($25–$32 nationally)	$16 below the national median	—	—	Source
Non-Sufficient Funds (NSF) Fee (per presentment)20/18	$14
ATM & CardVerified
Express delivery on replacement and/or lost debit card	$25Above the typical range ($5–$10 nationally)	$15 above the national median	—	—	Source
Replacement Debit Card	$10
Check ServicesVerified
Check Cashing Fee (non-members only)	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Duplicate Statement, Check Copy, Tax Document	$6
Digital & ElectronicVerified
Bill Payments)	$10Within the typical range ($0–$10 nationally)	$5.05 above the national median	—	—	Source
Research/Copy of Cleared Bill Payment Check	$6
Account ServicesVerified
Notary Fee (per signature)	$15Above the typical range ($0–$5 nationally)	$12.50 above the national median	—	—	Source
Processing of Levies and Garnishments (per item)	$25
Mortgage ServicingVerified
Auto Loan Modification Fee	$200Within the typical range ($35–$237.50 nationally)	$100 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer Fee	$15Below the typical range ($25–$35 nationally)	$10 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$14

Overdraft fee: $14

53% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$3.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.6B

Total deposits

$3.1B

Service charge income (year to date)

$2.3M

Fee income ratio

2.7%

Return on assets

0.65%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 39,755 published fee entries from 2,777 institutions

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