Wright-Patt Credit Union, Inc.

Headquarters: Beavercreek, Ohio
Charter: Credit Union
Assets: $9.5B
Fed district: Cleveland

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2, the middle of its prices
Wright-Patt Credit Union, Inc.: $0 to $4
Wright-Patt Credit Union, Inc.: $0 to $4
U.S. median: no median
Overdraft (OD)
Wright-Patt Credit Union, Inc.: $9
Wright-Patt Credit Union, Inc.: $9
U.S. median: no median
NSF / Returned Item
Wright-Patt Credit Union, Inc.: $9
Wright-Patt Credit Union, Inc.: $9
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wright-Patt Credit Union, Inc.’s own schedules, with a source for each figure.

Account Maintenance

CentsibleSpend Account monthly fee$4
per month
OPENING AND Fee or Monthly ServiceNo charge
per month
Minimum Balance$5
per month
Inactivity Fee, per Month, per Sub-account$1
per month

Overdraft & NSF

Debit Card Coverage Overdraft Fee (Debit O/D Fee), per Item$9
per item
FEES: Overdraft ATM/Debit Fee$9
Non-Sufficient Fund (NSF) by Check$9
Non-Sufficient Funds Fee (NSF Fee), per Item$9
per item
Overdraft Transfer from linked Savings or Line of Credit, per TransferNo charge

ATM & Card

Non-WPCU ATM UseNo charge
per transaction
Non-WPCU Owned ATMsNo charge
Card Replacement Fee$5
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer, per Transfer: Outgoing - Domestic$20
Wire Transfer, per Transfer: IncomingNo charge
Wire Transfer, per Transfer: Outgoing - International$50

Check Services

Official ChecksNo charge
Stop Payment Fee$9
Stop Payment Fees, per Request$9
per item
Non-Member Check Cashing$5

Cash & Deposit

Returned Deposit Item Fee$10
Returned Deposit Item, per Item$10
per item

Account Services

Notary PublicNo charge
Garnishment Fee, per instance$20
per item
Tax Levy Fee, per instance$20
per item

Fee	Amount	Basis	Note
Account Maintenance
CentsibleSpend Account monthly fee	$4	per month	None
OPENING AND Fee or Monthly Service	No charge	per month	None
Minimum Balance	$5	per month	None
Inactivity Fee, per Month, per Sub-account	$1	per month	None
Overdraft & NSF
Debit Card Coverage Overdraft Fee (Debit O/D Fee), per Item	$9	per item	None
FEES: Overdraft ATM/Debit Fee	$9	Not stated	None
Non-Sufficient Fund (NSF) by Check	$9	Not stated	None
Non-Sufficient Funds Fee (NSF Fee), per Item	$9	per item	None
Overdraft Transfer from linked Savings or Line of Credit, per Transfer	No charge	Not stated	None
ATM & Card
Non-WPCU ATM Use	No charge	per transaction	None
Non-WPCU Owned ATMs	No charge	Not stated	None
Card Replacement Fee	$5	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer, per Transfer: Outgoing - Domestic	$20	Not stated	None
Wire Transfer, per Transfer: Incoming	No charge	Not stated	None
Wire Transfer, per Transfer: Outgoing - International	$50	Not stated	None
Check Services
Official Checks	No charge	Not stated	None
Stop Payment Fee	$9	Not stated	None
Stop Payment Fees, per Request	$9	per item	None
Non-Member Check Cashing	$5	Not stated	None
Cash & Deposit
Returned Deposit Item Fee	$10	Not stated	None
Returned Deposit Item, per Item	$10	per item	None
Account Services
Notary Public	No charge	Not stated	None
Garnishment Fee, per instance	$20	per item	None
Tax Levy Fee, per instance	$20	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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