Arvest Bank

Headquarters: Fayetteville, Arkansas
Charter: Bank
Assets: $28.1B
Fed district: St. Louis
Regulator: Federal Reserve
Holding company: Arvest Bank Group Inc.

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026

How these figures are measured

Call-report figures are for Arvest Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Arvest Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 15, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Arvest Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $33.9M in Q2 2026, about level with the same quarter a year earlier ($33.7M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Arvest Bank: $17
Arvest Bank: $17
U.S. median: no median
Non-Network ATM
Arvest Bank: $2.50
Arvest Bank: $2.50
U.S. median: no median
Wire Transfer (Domestic Out)
Arvest Bank: $20 to $25
Arvest Bank: $20 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 5.4% from Q3 2025 to Q2 2026, to $33.9M.

Service-charge income, Q2 2026

$33.9M

$35.8MQ3 2025

$35.6MQ4 2025

$33.8MQ1 2026

$33.9MQ2 2026

Against the median

Arvest BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Arvest Bank · $28.1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$22.4B to $33.6B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Arvest Bank(this institution)	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Axos Bank	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Financial Bank	Cincinnati, OH	$22.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wilmington Savings Fund Society, FSB	Wilmington, DE	$22.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Arvest Bank does not publish a monthly maintenance fee in the index.

The peer median is $13 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Arvest Bank does not publish a monthly maintenance fee, so it is not on this chart.

Arvest BankPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Arvest Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $33.9M
vs prior quarter: +$128K+0.4%; from Q1 2026
vs a year earlier: +$161K+0.5%; from Q2 2025
vs start of range: −$1.1M−3.1%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Arvest Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$33.9M	+$128K	+0.4%
Q1 2026	$33.8M	−$1.8M	−5.2%
Q4 2025	$35.6M	−$218K	−0.6%
Q3 2025	$35.8M	+$2.1M	+6.2%
Q2 2025	$33.7M	+$480K	+1.4%
Q1 2025	$33.2M	−$2.0M	−5.7%
Q4 2024	$35.3M	+$319K	+0.9%
Q3 2024	$35.0M	+$1.3M	+3.8%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Arvest Bank’s own schedules, with a source for each figure.

Account Maintenance

Research or Account ReconciliationNo charge

Overdraft & NSF

Overdraft (OD) - Paid Item$17
per item

ATM & Card

ATM Account Inquiry/ATM Transaction$2.50
per item
ATM or Debit Card Replacement$7.50
per item
ATM or Debit Card Expedited Delivery: Expedited PIN Mailing$25
per item
ATM or Debit Card Expedited Delivery: International Expedited Mailing$60
per item
ATM or Debit Card Expedited Delivery: International Standard Mailing$40
per item
ATM or Debit Card Expedited Delivery: Rush Mailing$60
per item
ATM or Debit Card Expedited Delivery: Special Delivery Mailing$70
per item

Wire Transfers

Wire Transfers – Outgoing Wire: Domestic$25
per item
Wire Transfers – Outgoing Wire: PIN - Domestic$20
per item
Wire Transfers – Incoming Wire$10
per item
Wire Transfers – Outgoing Wire: Branch - International$60
per item
Wire Transfers – Outgoing Wire: PIN - International$40
per item

Check Services

Cashier’s Check$8
per item
Stop Payment Order: Initial order or a renewal$30
per item
Temporary Checks$1
Collection Item: Incoming or Outgoing$20
per item
Collection Item: International$40
per item

Digital & Electronic

Online BillPay$0.50
Not compared: Per-item charge, not monthly
per item
Zelle ® TransfersNo charge

Account Services

Verification Confirmations – Verification of DepositNo charge

Other Fees

Fax Outgoing: Long Distance$5
Statement Options: Duplicate Monthly Statement$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Research or Account Reconciliation	No charge	Not stated	None
Overdraft & NSF
Overdraft (OD) - Paid Item	$17	per item	None
ATM & Card
ATM Account Inquiry/ATM Transaction	$2.50	per item	None
ATM or Debit Card Replacement	$7.50	per item	None
ATM or Debit Card Expedited Delivery: Expedited PIN Mailing	$25	per item	None
ATM or Debit Card Expedited Delivery: International Expedited Mailing	$60	per item	None
ATM or Debit Card Expedited Delivery: International Standard Mailing	$40	per item	None
ATM or Debit Card Expedited Delivery: Rush Mailing	$60	per item	None
ATM or Debit Card Expedited Delivery: Special Delivery Mailing	$70	per item	None
Wire Transfers
Wire Transfers – Outgoing Wire: Domestic	$25	per item	None
Wire Transfers – Outgoing Wire: PIN - Domestic	$20	per item	None
Wire Transfers – Incoming Wire	$10	per item	None
Wire Transfers – Outgoing Wire: Branch - International	$60	per item	None
Wire Transfers – Outgoing Wire: PIN - International	$40	per item	None
Check Services
Cashier’s Check	$8	per item	None
Stop Payment Order: Initial order or a renewal	$30	per item	None
Temporary Checks	$1	Not stated	None
Collection Item: Incoming or Outgoing	$20	per item	None
Collection Item: International	$40	per item	None
Digital & Electronic
Online BillPay	$0.50Not compared: Per-item charge, not monthly	per item	None
Zelle ® Transfers	No charge	Not stated	None
Account Services
Verification Confirmations – Verification of Deposit	No charge	Not stated	None
Other Fees
Fax Outgoing: Long Distance	$5	Not stated	None
Statement Options: Duplicate Monthly Statement	$10Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Arvest Bank operates, and what regulators and customers have on file.

Consumer complaints

138 complaints to the CFPB so far in 2026

Mortgage
Checking or savings account
Bank account or service
Credit reporting, credit repair services, or other personal consumer reports
Other

Top issues, 2026 to date

Managing an account	42
Trouble during payment process	14
Incorrect information on your report	13
Problem with a lender or other company charging your account	8
Problem caused by your funds being low	8
Took or threatened to take negative or legal action	8

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Fee change alerts

Get an email when Arvest Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.