19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 5, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Archer Cooperative Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Destruction Service Charge | $5 | Not stated | None |
| Account Escheatment | $50 | Not stated | None |
| Inactive Account | $3 | per month | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay | $25 | Not stated | None |
| Returned Non-Sufficient Funds | $25 | Not stated | None |
ATM & Card | |||
| ATM Transaction | $2 | Not stated | None |
| ATM/Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Wire - Outgoing Domestic | $20 | Not stated | None |
| Wire - Incoming Domestic | $5 | Not stated | None |
| Wire - Outgoing International | $50 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Cashier's Check Mailing | $20 | Not stated | None |
| Money Order | $1 | Not stated | None |
| Stop Payment (Draft, ACH, Bill Pay) | $25 | Not stated | None |
| Starter/Counter Check | $1 | per item | None |
| Statement Check Images | $1Not compared: Monthly charge, not per item | per month | None |
Account Services | |||
| 10 x 10 (Dannebrog & St. Paul locations only) | $40 | Not stated | None |
| 5 x 5 (Dannebrog location only) | $17 | Not stated | None |
| Safe Deposit Box 3 x 10 | $20 | Not stated | None |
| Safe Deposit Box 3 x 5 | $15 | Not stated | None |
| Safe Deposit Box 5 x 10 | $30 | Not stated | None |
| Levy/Garnishment | $30 | Not stated | None |
Gift & Prepaid Cards | |||
| MasterCard Gift Card | $5.95 | Not stated | None |
Other Fees | |||
| Additional Statement Copy | $5 | per item | None |
| Fax per page (incoming/outgoing) | $1 | per item | None |
| Loan Skip Payment | $25 | Not stated | None |
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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