Membersown Federal Credit Union

Headquarters: Lincoln, Nebraska
Charter: Credit Union
Assets: $109.3M
Fed district: Kansas City

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a balance of $5,000 or more.
Membersown Federal Credit Union: $10
Membersown Federal Credit Union: $10
U.S. median: no median
Wire Transfer (Domestic Out)
Membersown Federal Credit Union: $25
Membersown Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic In)
Membersown Federal Credit Union: No fee
Membersown Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Membersown Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee: None with balances of or more$10
per month
Inactive Account Fee: (Only applies if savings balance is less than $100 and inactive for more than 12-months)$10
Not compared: Quarterly charge, not monthly
per quarter
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25 per hour
Balancing of Checking Account$25
Not compared: Charged per hour; comparison unavailable
per hour
Address Correction/Bad Address (mail returned)$10

Overdraft & NSF

Negative Balance Fee$5
per day

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfers Outgoing$25
Wire Transfers IncomingNo charge

Check Services

Cashier’s Checks$5
Money Orders$5
Cancelled Check Copies$1
per item

Account Services

Garnishments and Tax Levies$35

Gift & Prepaid Cards

Prepaid Debit Card (Travel, Gift)$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee: None with balances of or more	$10	per month	None
Inactive Account Fee: (Only applies if savings balance is less than $100 and inactive for more than 12-months)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25 per hour
Balancing of Checking Account	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Address Correction/Bad Address (mail returned)	$10	Not stated	None
Overdraft & NSF
Negative Balance Fee	$5	per day	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$25	Not stated	None
Wire Transfers Incoming	No charge	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$5	Not stated	None
Cancelled Check Copies	$1	per item	None
Account Services
Garnishments and Tax Levies	$35	Not stated	None
Gift & Prepaid Cards
Prepaid Debit Card (Travel, Gift)	$5	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Membersown Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.