Chaves County School Employees Federal Credit Union

Headquarters: Roswell, New Mexico
Charter: Credit Union
Assets: $40.1M
Fed district: Dallas

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Chaves County School Employees Federal Credit Union: $3
Chaves County School Employees Federal Credit Union: $3
U.S. median: no median
NSF / Returned Item
Chaves County School Employees Federal Credit Union: $25
Chaves County School Employees Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Chaves County School Employees Federal Credit Union: $20
Chaves County School Employees Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chaves County School Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$3
per month
Close Account within six months of opening date$10
Monthly Inactive Account Fee$5
per month

Overdraft & NSF

NSF Fee (per item)$25
per item

ATM & Card

Replacement Card Fee$10

Wire Transfers

Outgoing Wire Transfer$20
Incoming Wire Transfer$5

Check Services

Money Order$2
Stop Payment Fee (per item)$25
per item
Photo Copy Fee (per item)$2
per item

Cash & Deposit

Return Deposited Item$5

Account Services

Tax Levy Processing Fee$25

Other Fees

Statement Printout$3
Loan Processing Fee$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$3	per month	None
Close Account within six months of opening date	$10	Not stated	None
Monthly Inactive Account Fee	$5	per month	None
Overdraft & NSF
NSF Fee (per item)	$25	per item	None
ATM & Card
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$5	Not stated	None
Check Services
Money Order	$2	Not stated	None
Stop Payment Fee (per item)	$25	per item	None
Photo Copy Fee (per item)	$2	per item	None
Cash & Deposit
Return Deposited Item	$5	Not stated	None
Account Services
Tax Levy Processing Fee	$25	Not stated	None
Other Fees
Statement Printout	$3	Not stated	None
Loan Processing Fee	$10	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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