The Peoples Federal Credit Union

Headquarters: Middletown, Rhode Island
Charter: Credit Union
Assets: $811.2M
Fed district: Boston

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
The Peoples Federal Credit Union: $0 to $15
The Peoples Federal Credit Union: $0 to $15
U.S. median: no median
Overdraft (OD)
The Peoples Federal Credit Union: $35
The Peoples Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
The Peoples Federal Credit Union: $35
The Peoples Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Peoples Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Monthly service charge$15
per month · Must maintain a minimum daily balance of $1,500.00 to avoid the $15.00 monthly service charge
Monthly service chargeNo charge
per month
Monthly Service Charge$10
per month
Monthly Service Charge/Fee: N/A$15
per month
Escheatment$50
Inactive Membership Fee$5
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per hour) | $25.00
Undeliverable Mail Fee$5

Overdraft & NSF

Overdraft Privilege$35
Insufficient Funds Charge Returned (per presentment)$35
per item
Insufficient Funds Charge Returned Per Presentment$35
per item
Overdraft Protection Transfer Fee$5

ATM & Card

Card Reissue Fee$10
Expedited Debit Card Fee$35

Wire Transfers

Wire Transfer (incoming)$15
Foreign Wire Transfer (outgoing)$40
Foreign Wire Transfer (Incoming)$15

Check Services

Official Check Fee$10
Official Check Fee (Money Order)$5
Personalized checks (myPrime Checking)No charge
Stop Payment Fee$30
Stop Payment Fee (Check or ACH)$30
Starter ChecksNo charge
Foreign Check Collection Fee$30
Check Image Charge (Research Per Item)$5
per item
eStatements with online check imagesNo charge

Digital & Electronic

Bill Pay & ZelleNo charge

Cash & Deposit

Foreign Returned Deposited Item$20
Return Check Charge$15

Account Services

Notary ServiceNo charge
12 x 11 3/8$185
per year
17 x 11 3/8$225
per year
Safe Deposit Box 10 x 10$155
Safe Deposit Box 2 x 5$44
per year
Safe Deposit Box 3 x 10$74
Safe Deposit Box 3 x 5$49
Safe Deposit Box 5 x 11$100
Safe Deposit Box 5 x 5$64
Safe Deposit Box Drill Fee$300
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$50
Not compared: Box drilling or key fee
Safe Deposit Box Payment Late Fee$15
Not compared: Box drilling or key fee
IRS Levy$100
Writ of Attachment$100

Other Fees

Duplicate Monthly Statement$5
Not compared: Monthly charge, not per item
per month
Loan Skip-A-Pay$35
Personal Overdraft Protection line of credit annual fee$25
Not compared: Annual charge, not per item
per year

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Monthly service charge	$15	per month	Must maintain a minimum daily balance of $1,500.00 to avoid the $15.00 monthly service charge
Monthly service charge	No charge	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge/Fee: N/A	$15	per month	None
Escheatment	$50	Not stated	None
Inactive Membership Fee	$5	Not stated	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per hour) \| $25.00
Undeliverable Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege	$35	Not stated	None
Insufficient Funds Charge Returned (per presentment)	$35	per item	None
Insufficient Funds Charge Returned Per Presentment	$35	per item	None
Overdraft Protection Transfer Fee	$5	Not stated	None
ATM & Card
Card Reissue Fee	$10	Not stated	None
Expedited Debit Card Fee	$35	Not stated	None
Wire Transfers
Wire Transfer (incoming)	$15	Not stated	None
Foreign Wire Transfer (outgoing)	$40	Not stated	None
Foreign Wire Transfer (Incoming)	$15	Not stated	None
Check Services
Official Check Fee	$10	Not stated	None
Official Check Fee (Money Order)	$5	Not stated	None
Personalized checks (myPrime Checking)	No charge	Not stated	None
Stop Payment Fee	$30	Not stated	None
Stop Payment Fee (Check or ACH)	$30	Not stated	None
Starter Checks	No charge	Not stated	None
Foreign Check Collection Fee	$30	Not stated	None
Check Image Charge (Research Per Item)	$5	per item	None
eStatements with online check images	No charge	Not stated	None
Digital & Electronic
Bill Pay & Zelle	No charge	Not stated	None
Cash & Deposit
Foreign Returned Deposited Item	$20	Not stated	None
Return Check Charge	$15	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
12 x 11 3/8	$185	per year	None
17 x 11 3/8	$225	per year	None
Safe Deposit Box 10 x 10	$155	Not stated	None
Safe Deposit Box 2 x 5	$44	per year	None
Safe Deposit Box 3 x 10	$74	Not stated	None
Safe Deposit Box 3 x 5	$49	Not stated	None
Safe Deposit Box 5 x 11	$100	Not stated	None
Safe Deposit Box 5 x 5	$64	Not stated	None
Safe Deposit Box Drill Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Payment Late Fee	$15Not compared: Box drilling or key fee	Not stated	None
IRS Levy	$100	Not stated	None
Writ of Attachment	$100	Not stated	None
Other Fees
Duplicate Monthly Statement	$5Not compared: Monthly charge, not per item	per month	None
Loan Skip-A-Pay	$35	Not stated	None
Personal Overdraft Protection line of credit annual fee	$25Not compared: Annual charge, not per item	per year	None

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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