24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 29, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
The Peoples Federal Credit Union · $811M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| The Peoples Federal Credit Union(this institution) | Middletown, RI | $811M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| 1St Northern California Federal Credit Union | Martinez, CA | $829M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Air Academy Federal Credit Union | Colorado Springs, CO | $810M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| America'S Christian Federal Credit Union | Glendora, CA | $820M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bayer Heritage Federal Credit Union | New Martinsville, WV | $801M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Caribe Federal Credit Union | San Juan, PR | $800M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Corda Federal Credit Union | Cedar Rapids, IA | $776M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Direct Federal Credit Union | Needham, MA | $795M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dover-Phila Federal Credit Union | Dover, OH | $813M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Erie Federal Credit Union | Erie, PA | $808M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Family Trust Federal Credit Union | Rock Hill, SC | $805M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Credit Union | Chandler, AZ | $812M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Heritage Federal Credit Union | Corning, NY | $840M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Frontier Federal Credit Union | Idaho Falls, ID | $822M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hawaii Community Federal Credit Union | Kailua Kona, HI | $808M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Idb Global Federal Credit Union | Washington, DC | $842M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Intouch Federal Credit Union | Plano, TX | $837M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Liberty Bay Federal Credit Union | Braintree, MA | $827M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| National Institutes Of Health Federal Credit Union | Rockville, MD | $817M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Polish National Federal Credit Union | Chicopee, MA | $777M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Reliant Community Federal Credit Union | Sodus, NY | $788M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sea Comm Federal Credit Union | Massena, NY | $777M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Smart Financial Federal Credit Union | Houston, TX | $808M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Solarity Federal Credit Union | Yakima, WA | $804M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texell Federal Credit Union | Temple, TX | $801M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| True Sky Federal Credit Union | Oklahoma City, OK | $778M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its five prices, against a peer median of $7.50 among 16 publishing peers.
Its five checking prices are $0, $10, $10, $15 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from The Peoples Federal Credit Union’s own schedules, with a source for each figure.
per month
per month · Must maintain a minimum daily balance of $1,500.00 to avoid the $15.00 monthly service charge
per month
per month
per month
per hour · Account Research (per hour) | $25.00
per item
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10 | per month | None |
| Monthly service charge | $15 | per month | Must maintain a minimum daily balance of $1,500.00 to avoid the $15.00 monthly service charge |
| Monthly service charge | No charge | per month | None |
| Monthly Service Charge | $10 | per month | None |
| Monthly Service Charge/Fee: N/A | $15 | per month | None |
| Escheatment | $50 | Not stated | None |
| Inactive Membership Fee | $5 | Not stated | None |
| Account Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour) | $25.00 |
| Undeliverable Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Privilege | $35 | Not stated | None |
| Insufficient Funds Charge Returned (per presentment) | $35 | per item | None |
| Insufficient Funds Charge Returned Per Presentment | $35 | per item | None |
| Overdraft Protection Transfer Fee | $5 | Not stated | None |
ATM & Card | |||
| Card Reissue Fee | $10 | Not stated | None |
| Expedited Debit Card Fee | $35 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (incoming) | $15 | Not stated | None |
| Foreign Wire Transfer (outgoing) | $40 | Not stated | None |
| Foreign Wire Transfer (Incoming) | $15 | Not stated | None |
Check Services | |||
| Official Check Fee | $10 | Not stated | None |
| Official Check Fee (Money Order) | $5 | Not stated | None |
| Personalized checks (myPrime Checking) | No charge | Not stated | None |
| Stop Payment Fee | $30 | Not stated | None |
| Stop Payment Fee (Check or ACH) | $30 | Not stated | None |
| Starter Checks | No charge | Not stated | None |
| Foreign Check Collection Fee | $30 | Not stated | None |
| Check Image Charge (Research Per Item) | $5 | per item | None |
| eStatements with online check images | No charge | Not stated | None |
Digital & Electronic | |||
| Bill Pay & Zelle | No charge | Not stated | None |
Cash & Deposit | |||
| Foreign Returned Deposited Item | $20 | Not stated | None |
| Return Check Charge | $15 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| 12 x 11 3/8 | $185 | per year | None |
| 17 x 11 3/8 | $225 | per year | None |
| Safe Deposit Box 10 x 10 | $155 | Not stated | None |
| Safe Deposit Box 2 x 5 | $44 | per year | None |
| Safe Deposit Box 3 x 10 | $74 | Not stated | None |
| Safe Deposit Box 3 x 5 | $49 | Not stated | None |
| Safe Deposit Box 5 x 11 | $100 | Not stated | None |
| Safe Deposit Box 5 x 5 | $64 | Not stated | None |
| Safe Deposit Box Drill Fee | $300Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Payment Late Fee | $15Not compared: Box drilling or key fee | Not stated | None |
| IRS Levy | $100 | Not stated | None |
| Writ of Attachment | $100 | Not stated | None |
Other Fees | |||
| Duplicate Monthly Statement | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Skip-A-Pay | $35 | Not stated | None |
| Personal Overdraft Protection line of credit annual fee | $25Not compared: Annual charge, not per item | per year | None |
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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