I.B.E.W. Local #146 Federal Credit Union

Headquarters: Decatur, Illinois
Charter: Credit Union
Assets: $5.0M
Fed district: Chicago

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
I.B.E.W. Local #146 Federal Credit Union: $25
I.B.E.W. Local #146 Federal Credit Union: $25
U.S. median: no median
Dormant Account
I.B.E.W. Local #146 Federal Credit Union: $5
I.B.E.W. Local #146 Federal Credit Union: $5
U.S. median: no median
Late Payment
I.B.E.W. Local #146 Federal Credit Union: $25
I.B.E.W. Local #146 Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from I.B.E.W. Local #146 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant monthly account fee (after 24 months dormant)$5
per month

Overdraft & NSF

Return ACH fee$25

Lending Fees

Late payment fee$25

Other Fees

Loan Refinance fee (within 18 months of initial loan)$50
Skip-a-Pay fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant monthly account fee (after 24 months dormant)	$5	per month	None
Overdraft & NSF
Return ACH fee	$25	Not stated	None
Lending Fees
Late payment fee	$25	Not stated	None
Other Fees
Loan Refinance fee (within 18 months of initial loan)	$50	Not stated	None
Skip-a-Pay fee	$25	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when I.B.E.W. Local #146 Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.