Northwest Hills Federal Credit Union

Headquarters: Torrington, Connecticut
Charter: Credit Union
Assets: $57.0M
Fed district: Boston
Regulator: NCUA

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 10, 2026

How these figures are measured

Call-report figures are for Northwest Hills Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Northwest Hills Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 10, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Northwest Hills Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $65K in Q2 2026, 3.2% above the same quarter a year earlier ($63K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northwest Hills Federal Credit Union: $30
Northwest Hills Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Northwest Hills Federal Credit Union: $30
Northwest Hills Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Northwest Hills Federal Credit Union: $1
Northwest Hills Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 4.4% from Q3 2025 to Q2 2026, to $65K.

Fee income, Q2 2026

$65K

$68KQ3 2025

$72KQ4 2025

$64KQ1 2026

$65KQ2 2026

Against the median

Northwest Hills Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Northwest Hills Federal Credit Union · $57M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$56M to $58M in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northwest Hills Federal Credit Union(this institution)	Torrington, CT	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Access Federal Credit Union	Broadview, IL	$58M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ark Valley Federal Credit Union	Arkansas City, KS	$57M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Baton Rouge City Parish Emp Federal Credit Union	Baton Rouge, LA	$58M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brooklyn Cooperative Federal Credit Union	Brooklyn, NY	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Central Wisconsin Federal Credit Union	Plover, WI	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Charlotte Fire Department Federal Credit Union	Charlotte, NC	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Financial Partners Federal Credit Union	Woodburn, IN	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Forge Federal Credit Union	Upper Darby, PA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Fraternal Order Of Police Federal Credit Union	Tulsa, OK	$57M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Healthnet Federal Credit Union	Cordova, TN	$58M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hopewell Chemical Federal Credit Union	Hopewell, VA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Huntington Beach Federal Credit Union	Huntington Beach, CA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Jack Daniel Employees Federal Credit Union	Lynchburg, TN	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Joplin Metro Federal Credit Union	Joplin, MO	$58M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kue Federal Credit Union	Lexington, KY	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mokelumne Federal Credit Union	Lodi, CA	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
My Federal Credit Union	Haslet, TX	$58M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Notre Dame Community Federal Credit Union	Fall River, MA	$58M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Olympia Federal Credit Union	Olympia, WA	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pitney Bowes Employees Federal Credit Union	Shelton, CT	$57M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Priority Federal Credit Union	Orlando, FL	$56M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Saratoga'S Community Federal Credit Union	Saratoga Springs, NY	$58M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Select Federal Credit Union	San Antonio, TX	$58M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Share Advantage Federal Credit Union	Duluth, MN	$58M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Trades Federal Credit Union	Tualatin, OR	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(out-of-network atm)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $1 (50%) below the median of similar-sized credit unions.

Its published price is $1, against a peer median of $2 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Northwest Hills Federal C…Peer (equal prices stack)Peer median

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Northwest Hills Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $65K
vs prior quarter: +$1K+1.6%; from Q1 2026
vs a year earlier: +$2K+3.2%; from Q2 2025
vs start of range: −$7K−9.7%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Northwest Hills Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$65K	+$1K	+1.6%
Q1 2026	$64K	−$8K	−11.1%
Q4 2025	$72K	+$4K	+5.9%
Q3 2025	$68K	+$5K	+7.9%
Q2 2025	$63K	$0	0.0%
Q1 2025	$63K	−$8K	−11.3%
Q4 2024	$71K	−$1K	−1.4%
Q3 2024	$72K	+$5K	+7.5%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Northwest Hills Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Account - Minimum Balance Fee$10
per month
Account Closure$10
Dormant Account$10
per month
Inactive Account$10
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Money Market Account - Excessive Withdrawal Fee$5
per item

Overdraft & NSF

ACH Overdraft$30
per item
ATM Overdraft$30
per item
Debit Card Overdraft$30
per item
One-time Debit Overdraft$30
per item
Overdraft$30
per item
NSF$30
per item
Overdraft Protection$5
per item

ATM & Card

ATM Transaction$1
per item
Card Replacement$10
per item
Rush Order Visa Card$32
International Transaction Fee1%of the transaction

Wire Transfers

Wire Transfer (Outgoing)$25
per item
Wire Transfer (Incoming)$10
per item
International Wire Transfer (outgoing)$45
per item

Check Services

Cashier's Check$5
per item
Stop Payment$30
per item
Foreign Item Check Deposit$25
per item
Check Copy$3
per item

Cash & Deposit

Returned Item$15
per item

Account Services

Notary$2
Not compared: Charged per page; comparison unavailable
per page
Subordination Fee$150
per item

Retirement & IRA

IRA Account - Early Withdrawal$20
per item

Gift & Prepaid Cards

Visa Gift Card$5

Other Fees

Photocopy$8
per item
Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Money Market Account - Minimum Balance Fee	$10	per month	None
Account Closure	$10	Not stated	None
Dormant Account	$10	per month	None
Inactive Account	$10	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market Account - Excessive Withdrawal Fee	$5	per item	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
ATM Overdraft	$30	per item	None
Debit Card Overdraft	$30	per item	None
One-time Debit Overdraft	$30	per item	None
Overdraft	$30	per item	None
NSF	$30	per item	None
Overdraft Protection	$5	per item	None
ATM & Card
ATM Transaction	$1	per item	None
Card Replacement	$10	per item	None
Rush Order Visa Card	$32	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	per item	None
Wire Transfer (Incoming)	$10	per item	None
International Wire Transfer (outgoing)	$45	per item	None
Check Services
Cashier's Check	$5	per item	None
Stop Payment	$30	per item	None
Foreign Item Check Deposit	$25	per item	None
Check Copy	$3	per item	None
Cash & Deposit
Returned Item	$15	per item	None
Account Services
Notary	$2Not compared: Charged per page; comparison unavailable	per page	None
Subordination Fee	$150	per item	None
Retirement & IRA
IRA Account - Early Withdrawal	$20	per item	None
Gift & Prepaid Cards
Visa Gift Card	$5	Not stated	None
Other Fees
Photocopy	$8	per item	None
Statement Copy	$1	per item	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northwest Hills Federal Credit Union's early account closure changes in our data

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