Westerra Federal Credit Union

Headquarters: Denver, Colorado
Charter: Credit Union
Assets: $2.1B
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Westerra Federal Credit Union: No fee
Westerra Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Westerra Federal Credit Union: $20
Westerra Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Int'l Out)
Westerra Federal Credit Union: $50
Westerra Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Westerra Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

When average daily balance falls below $2,500 in a month$10
per month
Dormant Account Fee$8
per month
Per printed statement, per cleared check$5

ATM & Card

Other ATM Withdrawals and InquiriesNo charge
Debit Card Replacement (More than 2 per year)$5
Debit Card Phone Payment Fee (Expedited)$20
per item
Overnight documents, cards, etc.$50
per item
Foreign transaction (audience not stated, treated as personal)0.8%of the transaction
Withdrawal Debit Card Fee (International Transaction Fee) (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer Fee (Domestic)$20
per item
Wire Transfer Fee (International)$50
per item

Check Services

Cashier's Check: Not payable to self$5
Check Cashing for Non-Member$5
Foreign Draft Collection$25
per item

Digital & Electronic

Bill PayNo charge
Checks, ACH, Bill Pay (single or series)$30

Cash & Deposit

Credit Card Cash Advance (audience not stated, treated as personal)2%of the advance

Account Services

Notary Service: MemberNo charge
Notary Service: Non-member$5
Drilling$200
Not compared: Box drilling or key fee
Key replacement$25
Not compared: Box drilling or key fee
Safe Deposit Box 10" x 10"$100
Safe Deposit Box 3" x 10"$40
Safe Deposit Box 3" x 5"$20
Safe Deposit Box 5" x 10"$60
Safe Deposit Box 5" x 5"$30
Garnishment, Levy, Subpoena$50
per item

Fee	Amount	Basis	Note
Account Maintenance
When average daily balance falls below $2,500 in a month	$10	per month	None
Dormant Account Fee	$8	per month	None
Per printed statement, per cleared check	$5	Not stated	None
ATM & Card
Other ATM Withdrawals and Inquiries	No charge	Not stated	None
Debit Card Replacement (More than 2 per year)	$5	Not stated	None
Debit Card Phone Payment Fee (Expedited)	$20	per item	None
Overnight documents, cards, etc.	$50	per item	None
Foreign transaction (audience not stated, treated as personal)	0.8%of the transaction	Not stated	None
Withdrawal Debit Card Fee (International Transaction Fee) (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Fee (Domestic)	$20	per item	None
Wire Transfer Fee (International)	$50	per item	None
Check Services
Cashier's Check: Not payable to self	$5	Not stated	None
Check Cashing for Non-Member	$5	Not stated	None
Foreign Draft Collection	$25	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Checks, ACH, Bill Pay (single or series)	$30	Not stated	None
Cash & Deposit
Credit Card Cash Advance (audience not stated, treated as personal)	2%of the advance	Not stated	None
Account Services
Notary Service: Member	No charge	Not stated	None
Notary Service: Non-member	$5	Not stated	None
Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Key replacement	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10" x 10"	$100	Not stated	None
Safe Deposit Box 3" x 10"	$40	Not stated	None
Safe Deposit Box 3" x 5"	$20	Not stated	None
Safe Deposit Box 5" x 10"	$60	Not stated	None
Safe Deposit Box 5" x 5"	$30	Not stated	None
Garnishment, Levy, Subpoena	$50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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