Teachers Federal Credit Union

Headquarters: Oklahoma CIty, Oklahoma
Charter: Credit Union
Assets: $6.3M
Fed district: Kansas City

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Teachers Federal Credit Union: $35
Teachers Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Teachers Federal Credit Union: $15
Teachers Federal Credit Union: $15
U.S. median: no median
Account Verification
Teachers Federal Credit Union: $10
Teachers Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Teachers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Account Balancing/Reconciliation/Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
Not compared: Quarterly charge, not monthly
per quarter
Return Mail Handling Fee (Bad Address)$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ACH Origination (NSF)$35
per item

Wire Transfers

Wire Transfer Outgoing (Domestic)$15
per item

Account Services

Legal Processing Garnishment, IRS Levies, Court Orders$25
Verification of Deposits$10
per item

Lending Fees

Loan Late Payment Fee (audience not stated, treated as personal)5%
Loan Modification Fee$40
per item

Other Fees

Copy of Statement$7
Loan Application Fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Account Balancing/Reconciliation/Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5Not compared: Quarterly charge, not monthly	per quarter	None
Return Mail Handling Fee (Bad Address)	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ACH Origination (NSF)	$35	per item	None
Wire Transfers
Wire Transfer Outgoing (Domestic)	$15	per item	None
Account Services
Legal Processing Garnishment, IRS Levies, Court Orders	$25	Not stated	None
Verification of Deposits	$10	per item	None
Lending Fees
Loan Late Payment Fee (audience not stated, treated as personal)	5%	Not stated	None
Loan Modification Fee	$40	per item	None
Other Fees
Copy of Statement	$7	Not stated	None
Loan Application Fee	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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