Service Plus Federal Credit Union

Headquarters: Moline, Illinois
Charter: Credit Union
Assets: $34.7M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Service Plus Federal Credit Union: $30
Service Plus Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Service Plus Federal Credit Union: $30
Service Plus Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Service Plus Federal Credit Union: $1
Service Plus Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Service Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 Days of Opening$25
Inactive Relationship Fee$5
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (SPCU not notified)$5

Overdraft & NSF

Overdraft (each item)$30
per item
Nonsufficient Funds Item (each)$30
per item
Auto Transfer for Overdraft$5
per item

ATM & Card

Non-Service Plus ATM$1
Replacement card fee$10
per item
Service Plus ATM Debit Card ReplacementNo charge

Wire Transfers

Domestic Wire Transfer - Outgoing$25
Incoming Wire$10
International Wire Transfer - Outgoing$50

Check Services

Stop Payment$25
per item
Copy of Check$2
per item

Digital & Electronic

NSF checks re-presented via ACH returned unpaid$30

Cash & Deposit

Deposited Checks Returned Unpaid$20
per item

Gift & Prepaid Cards

Pre-Paid Cards (Travel Debit & Gift Card)$5
per item

Other Fees

Copy of Statement$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 Days of Opening	$25	Not stated	None
Inactive Relationship Fee	$5	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (SPCU not notified)	$5	Not stated	None
Overdraft & NSF
Overdraft (each item)	$30	per item	None
Nonsufficient Funds Item (each)	$30	per item	None
Auto Transfer for Overdraft	$5	per item	None
ATM & Card
Non-Service Plus ATM	$1	Not stated	None
Replacement card fee	$10	per item	None
Service Plus ATM Debit Card Replacement	No charge	Not stated	None
Wire Transfers
Domestic Wire Transfer - Outgoing	$25	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire Transfer - Outgoing	$50	Not stated	None
Check Services
Stop Payment	$25	per item	None
Copy of Check	$2	per item	None
Digital & Electronic
NSF checks re-presented via ACH returned unpaid	$30	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$20	per item	None
Gift & Prepaid Cards
Pre-Paid Cards (Travel Debit & Gift Card)	$5	per item	None
Other Fees
Copy of Statement	$2	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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