Service Plus Federal Credit Union

Headquarters: Moline, Illinois
Charter: Credit Union
Assets: $34.7M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Service Plus Federal Credit Union: $30
Service Plus Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Service Plus Federal Credit Union: $30
Service Plus Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Service Plus Federal Credit Union: $1
Service Plus Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Service Plus Federal Credit Union · $35M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$34M to $36M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Service Plus Federal Credit Union(this institution)	Moline, IL	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Academic Federal Credit Union	Briarcliff Manor, NY	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alpena Community Federal Credit Union	Alpena, MI	$36M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alpha Federal Credit Union	Boston, MA	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Brazos Star Federal Credit Union	College Station, TX	$36M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Canals & Trails Federal Credit Union	Lockport, IL	$34M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Chen-Del-O Federal Credit Union	Franklin, NY	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Christiansted Federal Credit Union	Christiansted, VI	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Common Cents Federal Credit Union	Beaumont, TX	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ct Firefighters Federal Credit Union	Hartford, CT	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
ECU Federal Credit Union	Seminole, FL	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
El Monte Community Federal Credit Union	El Monte, CA	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eweb Employees Federal Credit Union	Eugene, OR	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greater Valley Federal Credit Union	Fresno, CA	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Jessop Community Federal Credit Union	Washington, PA	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Koin Federal Credit Union	Brentwood, TN	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Montana Educators' Federal Credit Union	Missoula, MT	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwestern Energy Employees Federal Credit Union	Butte, MT	$35M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nsp Federal Credit Union	Maplewood, MN	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
O And R Utilities Employees Federal Credit Union	Monroe, NY	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Outreach Federal Credit Union	Hermitage, TN	$35M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Postal Employees Federal Credit Union	Yardville, NJ	$36M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Reliance Federal Credit Union	King of Prussia, PA	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Schofield Federal Credit Union	Wahiawa, HI	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U S P L K Employees Federal Credit Union	Leavenworth, KS	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Utility District Federal Credit Union	Oakland, CA	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 21 publish this fee(domestic wire)

4 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Domestic wire is $5 (25%) above the median of similar-sized credit unions.

Its published price is $25, against a peer median of $20 among 21 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Domestic wire fee in dollars, one mark per institution

Service Plus Federal Cred…Peer (equal prices stack)Peer medianInclude $50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's domestic wire fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Service Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 Days of Opening$25
Inactive Relationship Fee$5
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (SPCU not notified)$5

Overdraft & NSF

Overdraft (each item)$30
per item
Nonsufficient Funds Item (each)$30
per item
Auto Transfer for Overdraft$5
per item

ATM & Card

Non-Service Plus ATM$1
Replacement card fee$10
per item
Service Plus ATM Debit Card ReplacementNo charge

Wire Transfers

Domestic Wire Transfer - Outgoing$25
Incoming Wire$10
International Wire Transfer - Outgoing$50

Check Services

Stop Payment$25
per item
Copy of Check$2
per item

Digital & Electronic

NSF checks re-presented via ACH returned unpaid$30

Cash & Deposit

Deposited Checks Returned Unpaid$20
per item

Gift & Prepaid Cards

Pre-Paid Cards (Travel Debit & Gift Card)$5
per item

Other Fees

Copy of Statement$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 Days of Opening	$25	Not stated	None
Inactive Relationship Fee	$5	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (SPCU not notified)	$5	Not stated	None
Overdraft & NSF
Overdraft (each item)	$30	per item	None
Nonsufficient Funds Item (each)	$30	per item	None
Auto Transfer for Overdraft	$5	per item	None
ATM & Card
Non-Service Plus ATM	$1	Not stated	None
Replacement card fee	$10	per item	None
Service Plus ATM Debit Card Replacement	No charge	Not stated	None
Wire Transfers
Domestic Wire Transfer - Outgoing	$25	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire Transfer - Outgoing	$50	Not stated	None
Check Services
Stop Payment	$25	per item	None
Copy of Check	$2	per item	None
Digital & Electronic
NSF checks re-presented via ACH returned unpaid	$30	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$20	per item	None
Gift & Prepaid Cards
Pre-Paid Cards (Travel Debit & Gift Card)	$5	per item	None
Other Fees
Copy of Statement	$2	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Service Plus Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Service Plus Federal Credit Union: $30
Service Plus Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Service Plus Federal Credit Union: $30
Service Plus Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Service Plus Federal Credit Union: $1
Service Plus Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Service Plus Federal Credit Union · $35M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$34M to $36M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Service Plus Federal Credit Union(this institution)	Moline, IL	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Academic Federal Credit Union	Briarcliff Manor, NY	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alpena Community Federal Credit Union	Alpena, MI	$36M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alpha Federal Credit Union	Boston, MA	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Brazos Star Federal Credit Union	College Station, TX	$36M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Canals & Trails Federal Credit Union	Lockport, IL	$34M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Chen-Del-O Federal Credit Union	Franklin, NY	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Christiansted Federal Credit Union	Christiansted, VI	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Common Cents Federal Credit Union	Beaumont, TX	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ct Firefighters Federal Credit Union	Hartford, CT	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
ECU Federal Credit Union	Seminole, FL	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
El Monte Community Federal Credit Union	El Monte, CA	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eweb Employees Federal Credit Union	Eugene, OR	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greater Valley Federal Credit Union	Fresno, CA	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Jessop Community Federal Credit Union	Washington, PA	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Koin Federal Credit Union	Brentwood, TN	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Montana Educators' Federal Credit Union	Missoula, MT	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwestern Energy Employees Federal Credit Union	Butte, MT	$35M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nsp Federal Credit Union	Maplewood, MN	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
O And R Utilities Employees Federal Credit Union	Monroe, NY	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Outreach Federal Credit Union	Hermitage, TN	$35M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Postal Employees Federal Credit Union	Yardville, NJ	$36M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Reliance Federal Credit Union	King of Prussia, PA	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Schofield Federal Credit Union	Wahiawa, HI	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U S P L K Employees Federal Credit Union	Leavenworth, KS	$34M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Utility District Federal Credit Union	Oakland, CA	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 21 publish this fee(domestic wire)

4 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Domestic wire is $5 (25%) above the median of similar-sized credit unions.

Its published price is $25, against a peer median of $20 among 21 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Domestic wire fee in dollars, one mark per institution

Service Plus Federal Cred…Peer (equal prices stack)Peer medianInclude $50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's domestic wire fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Service Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 Days of Opening$25
Inactive Relationship Fee$5
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (SPCU not notified)$5

Overdraft & NSF

Overdraft (each item)$30
per item
Nonsufficient Funds Item (each)$30
per item
Auto Transfer for Overdraft$5
per item

ATM & Card

Non-Service Plus ATM$1
Replacement card fee$10
per item
Service Plus ATM Debit Card ReplacementNo charge

Wire Transfers

Domestic Wire Transfer - Outgoing$25
Incoming Wire$10
International Wire Transfer - Outgoing$50

Check Services

Stop Payment$25
per item
Copy of Check$2
per item

Digital & Electronic

NSF checks re-presented via ACH returned unpaid$30

Cash & Deposit

Deposited Checks Returned Unpaid$20
per item

Gift & Prepaid Cards

Pre-Paid Cards (Travel Debit & Gift Card)$5
per item

Other Fees

Copy of Statement$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 Days of Opening	$25	Not stated	None
Inactive Relationship Fee	$5	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (SPCU not notified)	$5	Not stated	None
Overdraft & NSF
Overdraft (each item)	$30	per item	None
Nonsufficient Funds Item (each)	$30	per item	None
Auto Transfer for Overdraft	$5	per item	None
ATM & Card
Non-Service Plus ATM	$1	Not stated	None
Replacement card fee	$10	per item	None
Service Plus ATM Debit Card Replacement	No charge	Not stated	None
Wire Transfers
Domestic Wire Transfer - Outgoing	$25	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire Transfer - Outgoing	$50	Not stated	None
Check Services
Stop Payment	$25	per item	None
Copy of Check	$2	per item	None
Digital & Electronic
NSF checks re-presented via ACH returned unpaid	$30	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$20	per item	None
Gift & Prepaid Cards
Pre-Paid Cards (Travel Debit & Gift Card)	$5	per item	None
Other Fees
Copy of Statement	$2	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.