Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

International Finance Bank

Miami, FloridaBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

of the account being inactive)$25Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=dormant_account; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="of the account being inactive) ..................................................$25.00 | any ATM fees." · Source

Research Fee (per hour-over 2 years)$50

$30 above the national median

Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=account_research; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Research Fee (per hour-over 2 years) ..................................... $50.00 | per statement cycle." · Source

Research Fee (per hour-within 2 years)$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=account_research; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Research Fee (per hour-within 2 years) .................................. $25.00 | (Uncollected Funds) fees incurred. We will assess the overdraft interest charge" · Source

Return Mail Fee$15

$5 below the national median

Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=account_research; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Return Mail Fee .......................................................................$15.00 | interest on applicable interest-bearing accounts. Also applies to accounts" · Source

Overdraft & NSFVerified

Return Item Fee$15Below the typical range ($25–$32 nationally)
$14 below the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=nsf; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Return Item Fee .......................................................................$15.00 | each statement cycle. The ATM fee reimbursement is for every ATM worldwide." · Source

ATM & CardVerified

Basic Checking$15Above the typical range ($2–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=card_foreign_txn; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Basic Checking | $15.00 | $500.00 | Currency Conversion Fee ......................................................................... | .20%" · Source
International Replacement Debit Card Fee$25Above the typical range ($5–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=card_replacement; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="International Replacement Debit Card Fee ................................................ $25.00" · Source
Replacement Debit Card Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=card_replacement; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Now Account | $20.00 | $2,500.00 | Replacement Debit Card Fee ...................................................................... $15.00" · Source

Check ServicesVerified

Cashier’s Check Fee$15Above the typical range ($3–$6 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=cashiers_check; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Cashier’s Check Fee ................................................................ $15.00 | 5 for more details.)" · Source
Non-Customer Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=check_cashing; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Non-Customer Check Cashing Fee ..........................................$5.00" · Source
Stop Payment Fee (per item and valid for 6 months)$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=stop_payment; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Stop Payment Fee (per item and valid for 6 months)................$35.00 | opened for a period less than a full statement cycle and the balance falls below" · Source

Account ServicesVerified

Drilling Appointment Cancellation Fee$150Above the typical range ($25–$80 nationally)
$110 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=safe_deposit_box; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Drilling Appointment Cancellation Fee ............................................ $150.00" · Source
have a Lending, Investment | Drilling Fee$275Above the typical range ($25–$80 nationally)
$235 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=safe_deposit_box; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="have a Lending, Investment | Drilling Fee ....................................................................................... $275.00" · Source
Notary Service Fee$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=notary_fee; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Notary Service Fee ..................................................................$15.00" · Source
of Freeze, Subpoena)$150Above the typical range ($25–$100 nationally)
$100 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=legal_process; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="of Freeze, Subpoena) ...............................................................$150.00 | (9) For Money Market and Savings Accounts, transactions are limited to six (6)" · Source
Personal$300Above the typical range ($25–$80 nationally)
$260 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=safe_deposit_box; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Personal .................................................................... $300.00 | (2) All safe deposit box rental fees must be paid in advance for the entire year," · Source

Lending FeesVerified

Late Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=late_payment; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Late Payment Fee .............................................................................. $25.00 | Other Wire Transfer Fees" · Source

Other FeesVerified

(6) Now Account (I)$55Above the typical range ($19.95–$42.50 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=courier_delivery; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="(6) Now Account (I) | $55.00 | $25,000.00 | International Courier Shipping Fee ............................................ $75.00 | business day(5)" · Source
Domestic Courier Shipping Fee$40Within the typical range ($19.95–$42.50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=courier_delivery; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Domestic Courier Shipping Fee ................................................. $40.00 | 17.50% for the amount" · Source
International Courier Shipping Fee$75Above the typical range ($19.95–$42.50 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=courier_delivery; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="(6) Now Account (I) | $55.00 | $25,000.00 | International Courier Shipping Fee ............................................ $75.00 | business day(5)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
of the account being inactive)	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=dormant_account; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="of the account being inactive) ..................................................$25.00 \| any ATM fees."	Source
Research Fee (per hour-over 2 years)	$50Above the typical range ($15–$25 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=account_research; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Research Fee (per hour-over 2 years) ..................................... $50.00 \| per statement cycle."	Source
Research Fee (per hour-within 2 years)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=account_research; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Research Fee (per hour-within 2 years) .................................. $25.00 \| (Uncollected Funds) fees incurred. We will assess the overdraft interest charge"	Source
Return Mail Fee	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=account_research; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Return Mail Fee .......................................................................$15.00 \| interest on applicable interest-bearing accounts. Also applies to accounts"	Source
Overdraft & NSFVerified
Return Item Fee	$15Below the typical range ($25–$32 nationally)	$14 below the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=nsf; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Return Item Fee .......................................................................$15.00 \| each statement cycle. The ATM fee reimbursement is for every ATM worldwide."	Source
ATM & CardVerified
Basic Checking	$15Above the typical range ($2–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=card_foreign_txn; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Basic Checking \| $15.00 \| $500.00 \| Currency Conversion Fee ......................................................................... \| .20%"	Source

Check ServicesVerified
Cashier’s Check Fee	$15Above the typical range ($3–$6 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=cashiers_check; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Cashier’s Check Fee ................................................................ $15.00 \| 5 for more details.)"	Source

Account ServicesVerified
Drilling Appointment Cancellation Fee	$150Above the typical range ($25–$80 nationally)	$110 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=safe_deposit_box; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Drilling Appointment Cancellation Fee ............................................ $150.00"	Source

Lending FeesVerified
Late Payment Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=late_payment; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="Late Payment Fee .............................................................................. $25.00 \| Other Wire Transfer Fees"	Source
Other FeesVerified
(6) Now Account (I)	$55Above the typical range ($19.95–$42.50 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #1877. canonical_hint=courier_delivery; text_hash=cf77c24511cdf9f933d25e2275ecc31e80e792f12233fcdc7b66f7aa8d4845c4; excerpt="(6) Now Account (I) \| $55.00 \| $25,000.00 \| International Courier Shipping Fee ............................................ $75.00 \| business day(5)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

48% below the national median NSF fee

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$1.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.6B

Total deposits

$1.5B

Service charge income

$258K

Fee income ratio

1.7%

Return on assets

1.19%

Branches

Service charge income by quarter

Q2 2026$258K

Q1 2026$260K

Q4 2025$267K

Q3 2025$267K

Financial profile · Pro

Performance from regulator filings

International Replacement Debit Card Fee

Non-Customer Check Cashing Fee

have a Lending, Investment | Drilling Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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