Fees from its schedule are under review and appear here once review is done.
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Total assets
Q3 2025, quarter end
NCUA 5300 call report · Sep 30, 2025
Revenue
Q3 2025, one quarter
NCUA 5300 call report · Sep 30, 2025
Fee income
Q3 2025, one quarter
NCUA 5300 call report · Sep 30, 2025
Fee-income share of revenue
78th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Sep 30, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Apr 2, 2026
Call-report figures are for Heights Auto Workers Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q3 2025 Quarter ended Sep 30, 2025 | Oct 6, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q3 2025 Quarter ended Sep 30, 2025 | Oct 6, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q3 2025 Quarter ended Sep 30, 2025 | Oct 6, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 3,074 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q3 2025 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Heights Auto Workers Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Apr 2, 2026 |
Fee income by quarter
Q2 2023 to Q3 2025, standalone quarters
Fee income was 12% of revenue, above the 7.2% median of 3,074 credit unions with under $300M in assets (78th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $87K in Q3 2025, 10% below the same quarter a year earlier ($97K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Heights Auto Workers Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q4 2023 to Q3 2025, standalone quarters · 63 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q3 2025 | $87K | +$12K | +16.0% |
| Q2 2025 | $75K | −$8K | −9.6% |
| Q1 2025 | $83K | −$13K | −13.5% |
| Q4 2024 | $96K | −$1K | −1.0% |
| Q3 2024 | $97K | +$10K | +11.5% |
| Q2 2024 | $87K | +$6K | +7.4% |
| Q1 2024 | $81K | $0 | 0.0% |
| Q4 2023 | $81K | −$36K | −30.8% |
Financial cohort: 3,361 credit unions with under $300M in assets filing for Q3 2025; 3,074 reported a share above 0% and are counted, Heights Auto Workers Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Heights Auto Workers Federal Credit Union by share.
They stay out of every comparison until review is done.
per month · Charged if minimum aggregate relationship balance of $50,000 or more is not maintained on the last calendar day of each month. Aggregate relationship includes Savings Account(s), Express Premium Plus Debit Account, Money Market Account, Share Certificate(s), Loan(s), and Credit Card(s).
per month
per month
per month
per month
per month · Charged when minimum aggregate relationship balance of $50,000 or more is not maintained
per month · Charged if minimum aggregate relationship balance of $50,000 or more is not maintained on the last calendar day of each month. Aggregate relationship includes Savings Account(s), Express Premium Plus Debit Account, Money Market Account, Share Certificate(s), Loan(s), and Credit Card(s).
per month
per item · Applied for each overdraft on checks, drafts, items, ATM transactions, and one-time debit card transactions (if opted into overdraft protection). Fee amount listed on separate Fee Schedule.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Fee for failure to maintain minimum aggregate relationship of $50,000 Fee (audience not stated, treated as personal) | $25 | per month | Charged if minimum aggregate relationship balance of $50,000 or more is not maintained on the last calendar day of each month. Aggregate relationship includes Savings Account(s), Express Premium Plus Debit Account, Money Market Account, Share Certificate(s), Loan(s), and Credit Card(s). |
| Fee for failure to maintain minimum aggregate relationship of $50,000 or more (audience not stated, treated as personal) | $25 | per month | None |
| Fee for failure to maintain minimum aggregate relationship of or more (audience not stated, treated as personal) | $25 | per month | None |
| If minimum aggregate relationship balance is not maintained, as determined on last calendar day of each month, account i (audience not stated, treated as personal) | $25 | per month | None |
| maintained, as determined on last calendar day of each month, account is subject to (audience not stated, treated as personal) | $25 | per month | None |
| Minimum Aggregate Relationship Balance Fee (audience not stated, treated as personal) | $25 | per month | Charged when minimum aggregate relationship balance of $50,000 or more is not maintained |
| more Fee (audience not stated, treated as personal) | $25 | per month | Charged if minimum aggregate relationship balance of $50,000 or more is not maintained on the last calendar day of each month. Aggregate relationship includes Savings Account(s), Express Premium Plus Debit Account, Money Market Account, Share Certificate(s), Loan(s), and Credit Card(s). |
| or more is not met (see Section 1 above), you will be charged a service fee of (audience not stated, treated as personal) | $25 | per month | None |
| Overdraft Fee (audience not stated, treated as personal) | Not stated | per item | Applied for each overdraft on checks, drafts, items, ATM transactions, and one-time debit card transactions (if opted into overdraft protection). Fee amount listed on separate Fee Schedule. |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Apr 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows