Cedar Falls Community Federal Credit Union

Headquarters: Cedar Falls, Iowa
Charter: Credit Union
Assets: $251.7M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026

How these figures are measured

Call-report figures are for Cedar Falls Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Cedar Falls Community Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 12, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Cedar Falls Community Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $153K in Q2 2026, 48% below the same quarter a year earlier ($295K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Cedar Falls Community Federal Credit Union: $28
Cedar Falls Community Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Cedar Falls Community Federal Credit Union: $1
Cedar Falls Community Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Cedar Falls Community Federal Credit Union: $20
Cedar Falls Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $153K.

Fee income, Q2 2026

$153K

$154KQ3 2025

$193KQ4 2025

$147KQ1 2026

$153KQ2 2026

Against the median

Cedar Falls Community Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Cedar Falls Community Federal Credit Union · $252M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$246M to $257M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Cedar Falls Community Federal Credit Union(this institution)	Cedar Falls, IA	$252M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bridge Federal Credit Union	Powell, OH	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Building Trades Federal Credit Union	Maple Grove, MN	$250M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Cacl Federal Credit Union	Pottsville, PA	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Citizens Community Federal Credit Union	Fort Dodge, IA	$254M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community West Federal Credit Union	Kentwood, MI	$252M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Geovista Federal Credit Union	Hinesville, GA	$247M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ghs Federal Credit Union	Binghamton, NY	$253M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Greater Alliance Federal Credit Union	Paramus, NJ	$248M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Illinois State Federal Credit Union	Normal, IL	$249M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Jersey Shore Federal Credit Union	Northfield, NJ	$246M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Keys Federal Credit Union	Key West, FL	$253M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Mc Federal Credit Union	Danville, PA	$247M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Jersey Federal Credit Union	Totowa, NJ	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Nw Priority Federal Credit Union	Portland, OR	$248M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pyramid Federal Credit Union	Tucson, AZ	$248M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Crown Federal Credit Union	Tulsa, OK	$257M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Seaboard Federal Credit Union	Bucksport, ME	$246M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Shrewsbury Federal Credit Union	Shrewsbury, MA	$249M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Security Federal Credit Union	Collierville, TN	$252M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
St. Paul Federal Credit Union	Saint Paul, MN	$252M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sterling Federal Credit Union	Sterling, CO	$247M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Family Federal Credit Union	Davenport, IA	$253M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tongass Federal Credit Union	Ketchikan, AK	$252M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Tremont Federal Credit Union	Boston, MA	$256M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Truecore Federal Credit Union	Newark, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Cedar Falls Community Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Cedar Falls Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Cedar Falls Community Fed…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Cedar Falls Community Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $153K
vs prior quarter: +$6K+4.1%; from Q1 2026
vs a year earlier: −$142K−48.1%; from Q2 2025
vs start of range: +$5K+3.4%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Cedar Falls Community Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$153K	+$6K	+4.1%
Q1 2026	$147K	−$46K	−23.8%
Q4 2025	$193K	+$39K	+25.3%
Q3 2025	$154K	−$141K	−47.8%
Q2 2025	$295K	+$134K	+83.2%
Q1 2025	$161K	−$2K	−1.2%
Q4 2024	$163K	+$15K	+10.1%
Q3 2024	$148K	−$1K	−0.7%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Cedar Falls Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account Fee$5
Dormant Account Fee$15
Not compared: Annual charge, not monthly
per year
Account research (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour
Printed Account Statement$1
Not compared: Charged per statement; comparison unavailable
per statement · Printed Account Statement | $1.00 per statement

Overdraft & NSF

NSF Item Returned$28
per item
NSF Item Held & Paid Daily Cap$112
per day

ATM & Card

Fee for Atm transactions in excess of 10 per month (audience not stated, treated as personal)$1
Plastic Card Replacement for Lost, Stolen$8
Expedited Card Replacement$50

Wire Transfers

Outgoing Domestic Wire Transfer (audience not stated, treated as personal)$20
Incoming Domestic Wire Transfer (audience not stated, treated as personal)$10
Foreign Wire - Outgoing (audience not stated, treated as personal)$45
Foreign Wire - Incoming$20

Check Services

Cashier's Check to 3rd Party (audience not stated, treated as personal)$2
per item
Stop Payment Order (audience not stated, treated as personal)$20
per item
Copy of Cashier's Check$1
per item

Cash & Deposit

Coin Counting Fee - Non-Members3%
Coin Counting for Non-Members (audience not stated, treated as personal)3%

Account Services

Re-Key Box due to Lost Key (audience not stated, treated as personal)$50
Not compared: Box drilling or key fee
Safe Deposit Box Drilling Fee (audience not stated, treated as personal)$150
Not compared: Box drilling or key fee
Safe Deposit Box Rental 10x10$50
per year
Safe Deposit Box Rental Fee 3 x 10$40
per year
Safe Deposit Box Rental Fee 5 x 10$45
per year
Garnishment/Levy Revenue & Finance Levy Fee (audience not stated, treated as personal)$50
per item

Other Fees

Copy of Debit/Credit Card Charge Slip$11
Fax fee$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Close Account Fee	$5	Not stated	None
Dormant Account Fee	$15Not compared: Annual charge, not monthly	per year	None
Account research (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Account Statement	$1Not compared: Charged per statement; comparison unavailable	per statement	Printed Account Statement \| $1.00 per statement
Overdraft & NSF
NSF Item Returned	$28	per item	None
NSF Item Held & Paid Daily Cap	$112	per day	None
ATM & Card
Fee for Atm transactions in excess of 10 per month (audience not stated, treated as personal)	$1	Not stated	None
Plastic Card Replacement for Lost, Stolen	$8	Not stated	None
Expedited Card Replacement	$50	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer (audience not stated, treated as personal)	$20	Not stated	None
Incoming Domestic Wire Transfer (audience not stated, treated as personal)	$10	Not stated	None
Foreign Wire - Outgoing (audience not stated, treated as personal)	$45	Not stated	None
Foreign Wire - Incoming	$20	Not stated	None
Check Services
Cashier's Check to 3rd Party (audience not stated, treated as personal)	$2	per item	None
Stop Payment Order (audience not stated, treated as personal)	$20	per item	None
Copy of Cashier's Check	$1	per item	None
Cash & Deposit
Coin Counting Fee - Non-Members	3%	Not stated	None
Coin Counting for Non-Members (audience not stated, treated as personal)	3%	Not stated	None
Account Services
Re-Key Box due to Lost Key (audience not stated, treated as personal)	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Drilling Fee (audience not stated, treated as personal)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental 10x10	$50	per year	None
Safe Deposit Box Rental Fee 3 x 10	$40	per year	None
Safe Deposit Box Rental Fee 5 x 10	$45	per year	None
Garnishment/Levy Revenue & Finance Levy Fee (audience not stated, treated as personal)	$50	per item	None
Other Fees
Copy of Debit/Credit Card Charge Slip	$11	Not stated	None
Fax fee	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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