Compared with Nebraska
8 of 19
compared fees are above the median.
5 below, 6 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
58th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Nebraska median
of 19 compared; 5 below, 6 about the same
See the feesFee schedule read Oct 9, 2026
Call-report figures are for Lincoln S.D.A. Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Nebraska median | Published fees above the Nebraska median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Lincoln S.D.A. Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 9, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 8.4% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (58th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $11K in Q2 2026, 38% above the same quarter a year earlier ($8K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
8 of 19 compared published fees sit above the Nebraska median; 5 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Nebraska medians for fees published by banks and credit unions.
NSF / Returned Item
Overdraft (OD)
Non-Network ATM
Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $11K. Its share of revenue, 8.4%, is above the 7.2% median for credit unions with under $300M in assets.
$11K
Lincoln S.D.A. Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Lincoln S.D.A. Federal Credit Union · $10M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Lincoln S.D.A. Federal Credit Union(this institution) | Lincoln, NE | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| A T & T Employees Pittsburgh Federal Credit Union | Pittsburgh, PA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Arbuckle Federal Credit Union | Ada, OK | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Arkansas Health Center Federal Credit Union | Benton, AR | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Birmingham City Federal Credit Union | Birmingham, AL | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Blue Flame Federal Credit Union | Mobile, AL | $11M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Colquitt County Teacher Federal Credit Union | Moultrie, GA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cooperative Employees Federal Credit Union | Anadarko, OK | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Correctional Workers Federal Credit Union | El Reno, OK | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Cvph Employees Federal Credit Union | Plattsburgh, NY | $10M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dedham Town Employees Federal Credit Union | Dedham, MA | $9M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| District 08 Federal Credit Union | Alexandria, LA | $9M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Emerald Credit Association Federal Credit Union | Greenwood, SC | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Erie Firefighters Federal Credit Union | Erie, PA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Evergreen Park Schools Federal Credit Union | Evergreen Park, IL | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Guco Federal Credit Union | Greenville, NC | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Healthplus Federal Credit Union | Jackson, MS | $11M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Local 20 Ibew Federal Credit Union | Grand Prairie, TX | $9M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Methodist Hospital Employees Federal Credit Union | Dallas, TX | $11M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Metropolitan "L" Federal Credit Union | Oak Park, IL | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mississippi Dhs Federal Credit Union | Jackson, MS | $10M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Morton Federal Credit Union | taunton, MA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Neiman Marcus Group Employees Federal Credit Union | Dallas, TX | $9M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| P.S.E. & G. Nuclear Employees Federal Credit Union | Hancocks Bridge, NJ | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Redlands City Employees Federal Credit Union | Redlands, CA | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| U-1St Community Federal Credit Union | Carlsbad, NM | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(out-of-network atm)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $2, against a peer median of $2 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Against this institution's out-of-network atm fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.
Call reports for Lincoln S.D.A. Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $11K | $0 | 0.0% |
| Q1 2026 | $11K | $0 | 0.0% |
| Q4 2025 | $11K | $0 | 0.0% |
| Q3 2025 | $11K | +$3K | +37.5% |
| Q2 2025 | $8K | +$2K | +33.3% |
| Q1 2025 | $6K | $0 | 0.0% |
| Q4 2024 | $6K | $0 | 0.0% |
| Q3 2024 | $6K | −$1K | −14.3% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Lincoln S.D.A. Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Lincoln S.D.A. Federal Credit Union by share.
Amounts from Lincoln S.D.A. Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per hour
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| New account closed after being open for less than 90 days | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Escheatment notice (turning unclaimed money over to State of NE) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account research, per hour billed one hour up front before starting | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Locator fee: invalid member information | $10Above the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Returned mail due to bad address and unclaimed | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Paid NSF items | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| NSF check and NSF ACH | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Per day, holidays and weekends, continuous negative balance: share and share drafts | $2Below the U.S. middle 50% ($5 to $15 nationally) | per day | None |
ATM & Card | |||
| VISA debit card non-network ATM withdrawals | $2Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| VISA debit replacement card | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Incoming wire | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Mailed cashier’s check; includes mailing cashier’s check for closing account | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money order | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop payment: share and share draft accounts; includes cashier’s checks | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Non-member cashing checks | $3Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill-pay overnight mailed check | $45Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| VISA credit card cash advance | $2Inside the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
| Deposited item return, other than NSF: share and share draft accounts | $35Above the U.S. middle 50% ($8.81 to $25 nationally) | Not stated | None |
| Redeposit returned check | $5Below the U.S. middle 50% ($8.81 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary service for members and their families | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Levy fee | $10Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Legal processing | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Overnight mail | $3Below the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Emailed statement copy: outside of online e-statements | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement copy/account history printout per page: share and share draft accounts | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| VISA credit card statement copies | $12Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Deed of reconveyance | $100Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| First skip payment on each loan skipped | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Non-refundable loan application fee | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Refinance existing Lincoln SDA Credit Union loan: not subject to regular loan app fee | $150Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Second skip payment on each loan skipped | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Third skip payment on each loan skipped | $50Above the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Lincoln S.D.A. Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
1 office in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Lincoln, NE | 1 |
Largest competitors nearby
Local market: Lancaster county, NE, around its headquarters.
| 40 in its local market | Deposit share |
|---|---|
| Union Bank and Trust Company | 39.5% |
| Wells Fargo Bank, National Association | 9.9% |
| Pinnacle Bank | 9.8% |
| West Gate Bank | 7.9% |
| Cornhusker Bank | 5.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.