Lincoln S.D.A. Federal Credit Union

Headquarters: Lincoln, Nebraska
Charter: Credit Union
Assets: $9.9M
Fed district: Kansas City

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 9, 2026

How these figures are measured

Call-report figures are for Lincoln S.D.A. Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Lincoln S.D.A. Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 9, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Lincoln S.D.A. Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $11K in Q2 2026, 38% above the same quarter a year earlier ($8K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lincoln S.D.A. Federal Credit Union: $30
Lincoln S.D.A. Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Lincoln S.D.A. Federal Credit Union: $35
Lincoln S.D.A. Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Lincoln S.D.A. Federal Credit Union: $2
Lincoln S.D.A. Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $11K.

Fee income, Q2 2026

$11K

$11KQ3 2025

$11KQ4 2025

$11KQ1 2026

$11KQ2 2026

Against the median

Lincoln S.D.A. Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Lincoln S.D.A. Federal Credit Union · $10M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$9M to $11M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Lincoln S.D.A. Federal Credit Union(this institution)	Lincoln, NE	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
A T & T Employees Pittsburgh Federal Credit Union	Pittsburgh, PA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Arbuckle Federal Credit Union	Ada, OK	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Arkansas Health Center Federal Credit Union	Benton, AR	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Birmingham City Federal Credit Union	Birmingham, AL	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Blue Flame Federal Credit Union	Mobile, AL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Colquitt County Teacher Federal Credit Union	Moultrie, GA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cooperative Employees Federal Credit Union	Anadarko, OK	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Correctional Workers Federal Credit Union	El Reno, OK	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Cvph Employees Federal Credit Union	Plattsburgh, NY	$10M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dedham Town Employees Federal Credit Union	Dedham, MA	$9M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
District 08 Federal Credit Union	Alexandria, LA	$9M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Emerald Credit Association Federal Credit Union	Greenwood, SC	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Erie Firefighters Federal Credit Union	Erie, PA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Evergreen Park Schools Federal Credit Union	Evergreen Park, IL	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Guco Federal Credit Union	Greenville, NC	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Healthplus Federal Credit Union	Jackson, MS	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Local 20 Ibew Federal Credit Union	Grand Prairie, TX	$9M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Methodist Hospital Employees Federal Credit Union	Dallas, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metropolitan "L" Federal Credit Union	Oak Park, IL	$9M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mississippi Dhs Federal Credit Union	Jackson, MS	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Morton Federal Credit Union	taunton, MA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Neiman Marcus Group Employees Federal Credit Union	Dallas, TX	$9M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
P.S.E. & G. Nuclear Employees Federal Credit Union	Hancocks Bridge, NJ	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Redlands City Employees Federal Credit Union	Redlands, CA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
U-1St Community Federal Credit Union	Carlsbad, NM	$9M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $2, against a peer median of $2 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Lincoln S.D.A. Federal Cr…Peer (equal prices stack)Peer median

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Lincoln S.D.A. Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $11K
vs prior quarter: $00.0%; from Q1 2026
vs a year earlier: +$3K+37.5%; from Q2 2025
vs start of range: +$5K+83.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Lincoln S.D.A. Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$11K	$0	0.0%
Q1 2026	$11K	$0	0.0%
Q4 2025	$11K	$0	0.0%
Q3 2025	$11K	+$3K	+37.5%
Q2 2025	$8K	+$2K	+33.3%
Q1 2025	$6K	$0	0.0%
Q4 2024	$6K	$0	0.0%
Q3 2024	$6K	−$1K	−14.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Lincoln S.D.A. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

New account closed after being open for less than 90 days$10
Escheatment notice (turning unclaimed money over to State of NE)$5
Account research, per hour billed one hour up front before starting$40
Not compared: Charged per hour; comparison unavailable
per hour
Locator fee: invalid member information$10
Returned mail due to bad address and unclaimed$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Paid NSF items$30
per item
NSF check and NSF ACH$35
Per day, holidays and weekends, continuous negative balance: share and share drafts$2
per day

ATM & Card

VISA debit card non-network ATM withdrawals$2
VISA debit replacement card$10

Wire Transfers

Incoming wire$15

Check Services

Mailed cashier’s check; includes mailing cashier’s check for closing account$3
Money order$5
Stop payment: share and share draft accounts; includes cashier’s checks$30
Non-member cashing checks$3

Digital & Electronic

Bill-pay overnight mailed check$45

Cash & Deposit

VISA credit card cash advance$2
Deposited item return, other than NSF: share and share draft accounts$35
Redeposit returned check$5

Account Services

Notary service for members and their familiesNo charge
Levy fee$10
Legal processing$40
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Overnight mail$3
Emailed statement copy: outside of online e-statements$3
Statement copy/account history printout per page: share and share draft accounts$3
per item
VISA credit card statement copies$12
Deed of reconveyance$100
First skip payment on each loan skipped$25
per item
Non-refundable loan application fee$35
Refinance existing Lincoln SDA Credit Union loan: not subject to regular loan app fee$150
Second skip payment on each loan skipped$35
per item
Third skip payment on each loan skipped$50
per item

Fee	Amount	Basis	Note
Account Maintenance
New account closed after being open for less than 90 days	$10	Not stated	None
Escheatment notice (turning unclaimed money over to State of NE)	$5	Not stated	None
Account research, per hour billed one hour up front before starting	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Locator fee: invalid member information	$10	Not stated	None
Returned mail due to bad address and unclaimed	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Paid NSF items	$30	per item	None
NSF check and NSF ACH	$35	Not stated	None
Per day, holidays and weekends, continuous negative balance: share and share drafts	$2	per day	None
ATM & Card
VISA debit card non-network ATM withdrawals	$2	Not stated	None
VISA debit replacement card	$10	Not stated	None
Wire Transfers
Incoming wire	$15	Not stated	None
Check Services
Mailed cashier’s check; includes mailing cashier’s check for closing account	$3	Not stated	None
Money order	$5	Not stated	None
Stop payment: share and share draft accounts; includes cashier’s checks	$30	Not stated	None
Non-member cashing checks	$3	Not stated	None
Digital & Electronic
Bill-pay overnight mailed check	$45	Not stated	None
Cash & Deposit
VISA credit card cash advance	$2	Not stated	None
Deposited item return, other than NSF: share and share draft accounts	$35	Not stated	None
Redeposit returned check	$5	Not stated	None
Account Services
Notary service for members and their families	No charge	Not stated	None
Levy fee	$10	Not stated	None
Legal processing	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Overnight mail	$3	Not stated	None
Emailed statement copy: outside of online e-statements	$3	Not stated	None
Statement copy/account history printout per page: share and share draft accounts	$3	per item	None
VISA credit card statement copies	$12	Not stated	None
Deed of reconveyance	$100	Not stated	None
First skip payment on each loan skipped	$25	per item	None
Non-refundable loan application fee	$35	Not stated	None
Refinance existing Lincoln SDA Credit Union loan: not subject to regular loan app fee	$150	Not stated	None
Second skip payment on each loan skipped	$35	per item	None
Third skip payment on each loan skipped	$50	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Lincoln S.D.A. Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

1 office in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Lincoln, NE

Largest competitors nearby

Local market: Lancaster county, NE, around its headquarters.

40 in its local market	Deposit share
Union Bank and Trust Company	39.5%
Wells Fargo Bank, National Association	9.9%
Pinnacle Bank	9.8%
West Gate Bank	7.9%
Cornhusker Bank	5.6%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

Get an email when Lincoln S.D.A. Federal Credit Union's nsf / returned item changes in our data

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