Lincoln S.D.A. Federal Credit Union

Headquarters: Lincoln, Nebraska
Charter: Credit Union
Assets: $9.9M
Fed district: Kansas City

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lincoln S.D.A. Federal Credit Union: $30
Lincoln S.D.A. Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Lincoln S.D.A. Federal Credit Union: $35
Lincoln S.D.A. Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Lincoln S.D.A. Federal Credit Union: $2
Lincoln S.D.A. Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lincoln S.D.A. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

New account closed after being open for less than 90 days$10
Escheatment notice (turning unclaimed money over to State of NE)$5
Account research, per hour billed one hour up front before starting$40
Not compared: Charged per hour; comparison unavailable
per hour
Locator fee: invalid member information$10
Returned mail due to bad address and unclaimed$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Paid NSF items$30
per item
NSF check and NSF ACH$35
Per day, holidays and weekends, continuous negative balance: share and share drafts$2
per day

ATM & Card

VISA debit card non-network ATM withdrawals$2
VISA debit replacement card$10

Wire Transfers

Incoming wire$15

Check Services

Mailed cashier’s check; includes mailing cashier’s check for closing account$3
Money order$5
Stop payment: share and share draft accounts; includes cashier’s checks$30
Non-member cashing checks$3

Digital & Electronic

Bill-pay overnight mailed check$45

Cash & Deposit

VISA credit card cash advance$2
Deposited item return, other than NSF: share and share draft accounts$35
Redeposit returned check$5

Account Services

Notary service for members and their familiesNo charge
Levy fee$10
Legal processing$40
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Overnight mail$3
Emailed statement copy: outside of online e-statements$3
Statement copy/account history printout per page: share and share draft accounts$3
per item
VISA credit card statement copies$12
Deed of reconveyance$100
First skip payment on each loan skipped$25
per item
Non-refundable loan application fee$35
Refinance existing Lincoln SDA Credit Union loan: not subject to regular loan app fee$150
Second skip payment on each loan skipped$35
per item
Third skip payment on each loan skipped$50
per item

Fee	Amount	Basis	Note
Account Maintenance
New account closed after being open for less than 90 days	$10	Not stated	None
Escheatment notice (turning unclaimed money over to State of NE)	$5	Not stated	None
Account research, per hour billed one hour up front before starting	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Locator fee: invalid member information	$10	Not stated	None
Returned mail due to bad address and unclaimed	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Paid NSF items	$30	per item	None
NSF check and NSF ACH	$35	Not stated	None
Per day, holidays and weekends, continuous negative balance: share and share drafts	$2	per day	None
ATM & Card
VISA debit card non-network ATM withdrawals	$2	Not stated	None
VISA debit replacement card	$10	Not stated	None
Wire Transfers
Incoming wire	$15	Not stated	None
Check Services
Mailed cashier’s check; includes mailing cashier’s check for closing account	$3	Not stated	None
Money order	$5	Not stated	None
Stop payment: share and share draft accounts; includes cashier’s checks	$30	Not stated	None
Non-member cashing checks	$3	Not stated	None
Digital & Electronic
Bill-pay overnight mailed check	$45	Not stated	None
Cash & Deposit
VISA credit card cash advance	$2	Not stated	None
Deposited item return, other than NSF: share and share draft accounts	$35	Not stated	None
Redeposit returned check	$5	Not stated	None
Account Services
Notary service for members and their families	No charge	Not stated	None
Levy fee	$10	Not stated	None
Legal processing	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Overnight mail	$3	Not stated	None
Emailed statement copy: outside of online e-statements	$3	Not stated	None
Statement copy/account history printout per page: share and share draft accounts	$3	per item	None
VISA credit card statement copies	$12	Not stated	None
Deed of reconveyance	$100	Not stated	None
First skip payment on each loan skipped	$25	per item	None
Non-refundable loan application fee	$35	Not stated	None
Refinance existing Lincoln SDA Credit Union loan: not subject to regular loan app fee	$150	Not stated	None
Second skip payment on each loan skipped	$35	per item	None
Third skip payment on each loan skipped	$50	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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