Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Lincoln S.D.A. Federal Credit Union

Lincoln, NebraskaCredit UnionKansas City Fed districtFees collected Apr 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research, per hour billed one hour up front before starting…..$40Above the typical range ($5–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=account_research; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Account research, per hour billed one hour up front before starting….. $40" · Source

Loans without insurance after 30 days if insurance was canceled; loan add on…..$100

$82.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=monthly_maintenance; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Loans without insurance after 30 days if insurance was canceled; loan add on….. $100 monthly" · Source

Statement copy/account history printout per page: share and share draft accounts…..$3

At the national median

Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=paper_statement; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Statement copy/account history printout per page: share and share draft accounts….. $3" · Source

Overdraft & NSFVerified

Deposited item return, other than NSF: share and share draft accounts…..$35Above the typical range ($10–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=nsf; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Deposited item return, other than NSF: share and share draft accounts….. $35" · Source
One time bank transfer after bank transfer for loan payments returned NSF…..$15Within the typical range ($10–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=nsf; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="One time bank transfer after bank transfer for loan payments returned NSF….. $15 each" · Source
Paid NSF items…..$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=nsf; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Paid NSF items….. $30 each" · Source
Redeposit returned check if original return was NSF…..$5Below the typical range ($10–$30 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=nsf; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Redeposit returned check if original return was NSF….. $5" · Source

ATM & CardVerified

VISA debit card non-network ATM withdrawals…..$2Within the typical range ($2–$35 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=atm_non_network; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA debit card non-network ATM withdrawals….. $2" · Source
VISA debit replacement card…..$10Within the typical range ($5–$16.25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=card_replacement; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA debit replacement card….. $10 first, $15 second, $20 third, $25 fourth & on" · Source

Wire TransfersVerified

Incoming wire…..$15Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=wire_domestic_incoming; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Incoming wire….. $15" · Source
Outgoing wire and incoming wire return…..$30Within the typical range ($15–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=wire_domestic_outgoing; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Outgoing wire and incoming wire return….. $30" · Source

Check ServicesVerified

Money order…..$5Within the typical range ($2–$18.75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=money_order; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Money order….. $5" · Source
Stop payment: share and share draft accounts; includes cashier’s checks…..$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=stop_payment; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Stop payment: share and share draft accounts; includes cashier’s checks….. $30" · Source

Cash & DepositVerified

VISA credit card cash advance…..$2Below the typical range ($5–$15 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=cash_advance; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA credit card cash advance….. $2" · Source

Account ServicesVerified

Levy fee…..$10Below the typical range ($22.50–$100 nationally)
$40 below the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=garnishment_levy; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Levy fee….. $10" · Source

Lending FeesVerified

VISA credit card late payment….. Up to$25Within the typical range ($15–$28.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=late_payment; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA credit card late payment….. Up to $25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research, per hour billed one hour up front before starting…..	$40Above the typical range ($5–$25 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=account_research; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Account research, per hour billed one hour up front before starting….. $40"	Source
Loans without insurance after 30 days if insurance was canceled; loan add on…..	$100Within the typical range ($5.96–$200 nationally)	$82.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=monthly_maintenance; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Loans without insurance after 30 days if insurance was canceled; loan add on….. $100 monthly"	Source
Statement copy/account history printout per page: share and share draft accounts…..	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=paper_statement; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Statement copy/account history printout per page: share and share draft accounts….. $3"	Source
Overdraft & NSFVerified
Deposited item return, other than NSF: share and share draft accounts…..	$35Above the typical range ($10–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=nsf; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Deposited item return, other than NSF: share and share draft accounts….. $35"	Source
One time bank transfer after bank transfer for loan payments returned NSF…..
ATM & CardVerified
VISA debit card non-network ATM withdrawals…..	$2Within the typical range ($2–$35 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=atm_non_network; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA debit card non-network ATM withdrawals….. $2"	Source
VISA debit replacement card…..
Wire TransfersVerified
Incoming wire…..	$15Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=wire_domestic_incoming; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Incoming wire….. $15"	Source
Outgoing wire and incoming wire return…..
Check ServicesVerified
Money order…..	$5Within the typical range ($2–$18.75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=money_order; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Money order….. $5"	Source
Stop payment: share and share draft accounts; includes cashier’s checks…..
Cash & DepositVerified
VISA credit card cash advance…..	$2Below the typical range ($5–$15 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=cash_advance; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA credit card cash advance….. $2"	Source
Account ServicesVerified
Levy fee…..	$10Below the typical range ($22.50–$100 nationally)	$40 below the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=garnishment_levy; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="Levy fee….. $10"	Source
Lending FeesVerified
VISA credit card late payment….. Up to	$25Within the typical range ($15–$28.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2148. canonical_hint=late_payment; text_hash=f6f5b20e893a3999afe7d2a1ef79376f0b0564218e33a753894da8c48ab0b949; excerpt="VISA credit card late payment….. Up to $25"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

40% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$9.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$9.9M

Total deposits

$8.6M

Service charge income (year to date)

$22K

Fee income ratio

8.4%

Return on assets

-0.34%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,739 verified fees from 1,547 institutions

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