Aegis Federal Credit Union

Headquarters: Clinton, Iowa
Charter: Credit Union
Assets: $27.3M
Fed district: Chicago
Regulator: NCUA

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 4, 2026

How these figures are measured

Call-report figures are for Aegis Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Aegis Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 4, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Aegis Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $54K in Q2 2026, 8.5% below the same quarter a year earlier ($59K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Standard Checking Account
Aegis Federal Credit Union: No fee
Aegis Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Aegis Federal Credit Union: $10.25
Aegis Federal Credit Union: $10.25
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $12, the middle of its prices
Aegis Federal Credit Union: $9 to $15
Aegis Federal Credit Union: $9 to $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 13% from Q3 2025 to Q2 2026, to $54K.

Fee income, Q2 2026

$54K

$62KQ3 2025

$17KQ4 2025

$51KQ1 2026

$54KQ2 2026

Against the median

Aegis Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Aegis Federal Credit Union · $27M in assets

Credit unions in the Chicago Fed district

Credit unions headquartered in the same Fed district, for comparing published prices.

Credit unions only
$1M to $20B in assets
Headquartered in 5 states

Showing the 50 closest in assets of 315 peers; medians use all 315.

See the 50 institutions shown

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Aegis Federal Credit Union(this institution)	Clinton, IA	$27M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
2 Rivers Area Federal Credit Union	Kankakee, IL	$28M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Advantage One Federal Credit Union	Morrison, IL	$24M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Alpena Community Federal Credit Union	Alpena, MI	$36M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blaw-Knox Federal Credit Union	Mattoon, IL	$13M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Blue Water Federal Credit Union	Port Huron, MI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Canals & Trails Federal Credit Union	Lockport, IL	$34M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Casebine Community Federal Credit Union	Burlington, IA	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cbi Federal Credit Union	Plainfield, IL	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central Illinois Federal Credit Union	Champaign, IL	$26M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Central Soya Federal Credit Union	Decatur, IN	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chicago Post Office Employees Federal Credit Union	Chicago, IL	$28M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
City Of Firsts Community Federal Credit Union	Kokomo, IN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Community Link Federal Credit Union	Huntington, IN	$36M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Construction Federal Credit Union	Bingham Farms, MI	$26M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Detour Drummond Community Federal Credit Union	Drummond Island, MI	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dowagiac Area Federal Credit Union	Dowagiac, MI	$26M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Elca Federal Credit Union	Chicago, IL	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Electrical Workers Local 58 Federal Credit Union	Detroit, MI	$21M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Elite Community Federal Credit Union	Bourbonnais, IL	$26M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Family Community Federal Credit Union	Charles City, IA	$26M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Farm Bureau Family Federal Credit Union	Lansing, MI	$27M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Financial Health Federal Credit Union	Indianapolis, IN	$30M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Frankfort Community Federal Credit Union	Frankfort, MI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Graco Federal Credit Union	Alma, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Grand Trunk Battle Creek Emp Federal Credit Union	Battle Creek, MI	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Holy Family Memorial Federal Credit Union	Manitowoc, WI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hometown Federal Credit Union	Peru, IN	$37M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Iowa Heartland Federal Credit Union	Mason City, IA	$30M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Kenowa Community Federal Credit Union	Wyoming, MI	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kone Employees Federal Credit Union	Moline, IL	$21M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Lakes Federal Credit Union	Monticello, IN	$28M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lakewood Federal Credit Union	Rib Lake, WI	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Meadowland Federal Credit Union	Sheboygan Falls, WI	$36M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Michigan Coastal Federal Credit Union	Muskegon, MI	$26M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Montcalm Public Employees Federal Credit Union	Edmore, MI	$27M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Northern Illinois Federal Credit Union	Dekalb, IL	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Municipal Federal Credit Union	Des Plaines, IL	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Oshkosh Community Federal Credit Union	Oshkosh, WI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ottawa Hiway Federal Credit Union	Ottawa, IL	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Planites Federal Credit Union	Chicago, IL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Profinance Federal Credit Union	Merrillville, IN	$15M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Quaker Oats Federal Credit Union	Cedar Rapids, IA	$13M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Racine Municipal Employees Federal Credit Union	Racine, WI	$26M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Service Plus Federal Credit Union	Moline, IL	$35M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tandem Federal Credit Union	Warren, MI	$22M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Tee-Pak Federal Credit Union	Danville, IL	$24M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Unite Federal Credit Union	Cedar Falls, IA	$24M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Churches Federal Credit Union	Taylor, MI	$22M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Warren Municipal Federal Credit Union	Warren, MI	$22M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wisconsin Medical Federal Credit Union	Green Bay, WI	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

315 peers selected · 99 publish this fee(monthly maintenance)

216 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5 (100%) below the median of credit unions in its Fed district.

Its published price is $0, against a peer median of $5 among 99 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Aegis Federal Credit UnionPeer (equal prices stack)Peer medianInclude $30 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee, among the 50 peers shown

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Aegis Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $54K
vs prior quarter: +$3K+5.9%; from Q1 2026
vs a year earlier: −$5K−8.5%; from Q2 2025
vs start of range: $00.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Aegis Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$54K	+$3K	+5.9%
Q1 2026	$51K	+$34K	+200.0%
Q4 2025	$17K	−$45K	−72.6%
Q3 2025	$62K	+$3K	+5.1%
Q2 2025	$59K	+$3K	+5.4%
Q1 2025	$56K	−$2K	−3.4%
Q4 2024	$58K	+$4K	+7.4%
Q3 2024	$54K	$0	0.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Aegis Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Standard Checking Account Monthly Service FeeNo charge
per month
Early Account Closure (Open less than 6 months)$25
Inactive Account (after 12 months) per Statement Cycle$4.95
per month
Account Research$39
Not compared: Charged per hour; comparison unavailable
per hour
Car Fax (per VIN)$17.95

Overdraft & NSF

Per-Item Overdraft Non-sufficient Funds (NSF) Paid$10.25
Overdraft Transfers (1st one free each month)$1.50

ATM & Card

ATM/Debit/Credit Card Replacement$12.50
Rushed Card Service (Two Days) (unless printed on site then regular cost)$45
Visa Foreign Transaction Chrage (% of transaction amount) (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Out$9
Wire Transfers (domestic wires In or Out)$15
Wire Transfers (foreign wires In or Out)$30

Check Services

Stop Payment of Corporate Drafts (If we agree to do so)$35
Stop Payment on Member Drafts or ACH$19.50
Copy of Cleared Drafts (we print both sides)$4.95

Cash & Deposit

Visa Cash Advance Fee$3
Deposit Items Returned Unpaid$15
Returned Deposit Items Signed by Member or family or household member$35

Account Services

Individual Account Verification Reporting$7.95

Lending Fees

Visa Late Payment Charge (10 Days)$15

Other Fees

Copies of Security Tapes (Per time period covered) (Account Research Fee may apply too)$95
Copy of Cleared Corporate Drafts$5.95
Each Periodic Duplicate Account Statement (per month of report)$4.95
Not compared: Monthly charge, not per item
per month
Visa Copy of Receipt$12.50
Visa Copy of Statement$12.50
Skip-A-Payment Charge$15
Skip-A-Payment Charge (1 per calendar year) (per loan)$15.95
per item

Fee	Amount	Basis	Note
Account Maintenance
Standard Checking Account Monthly Service Fee	No charge	per month	None
Early Account Closure (Open less than 6 months)	$25	Not stated	None
Inactive Account (after 12 months) per Statement Cycle	$4.95	per month	None
Account Research	$39Not compared: Charged per hour; comparison unavailable	per hour	None
Car Fax (per VIN)	$17.95	Not stated	None
Overdraft & NSF
Per-Item Overdraft Non-sufficient Funds (NSF) Paid	$10.25	Not stated	None
Overdraft Transfers (1st one free each month)	$1.50	Not stated	None
ATM & Card
ATM/Debit/Credit Card Replacement	$12.50	Not stated	None
Rushed Card Service (Two Days) (unless printed on site then regular cost)	$45	Not stated	None
Visa Foreign Transaction Chrage (% of transaction amount) (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Out	$9	Not stated	None
Wire Transfers (domestic wires In or Out)	$15	Not stated	None
Wire Transfers (foreign wires In or Out)	$30	Not stated	None
Check Services
Stop Payment of Corporate Drafts (If we agree to do so)	$35	Not stated	None
Stop Payment on Member Drafts or ACH	$19.50	Not stated	None
Copy of Cleared Drafts (we print both sides)	$4.95	Not stated	None
Cash & Deposit
Visa Cash Advance Fee	$3	Not stated	None
Deposit Items Returned Unpaid	$15	Not stated	None
Returned Deposit Items Signed by Member or family or household member	$35	Not stated	None
Account Services
Individual Account Verification Reporting	$7.95	Not stated	None
Lending Fees
Visa Late Payment Charge (10 Days)	$15	Not stated	None
Other Fees
Copies of Security Tapes (Per time period covered) (Account Research Fee may apply too)	$95	Not stated	None
Copy of Cleared Corporate Drafts	$5.95	Not stated	None
Each Periodic Duplicate Account Statement (per month of report)	$4.95Not compared: Monthly charge, not per item	per month	None
Visa Copy of Receipt	$12.50	Not stated	None
Visa Copy of Statement	$12.50	Not stated	None
Skip-A-Payment Charge	$15	Not stated	None
Skip-A-Payment Charge (1 per calendar year) (per loan)	$15.95	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Aegis Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.