Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Aegis Federal Credit Union

Clinton, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research ((Items > 6 months) Per Hour…Charged in 1/4 hour increments$39Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=account_research; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Account Research ((Items > 6 months) Per Hour…Charged in 1/4 hour increments $ 39.00" · Source

Early Account Closure (Open less than 6 months)$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=early_closure; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Early Account Closure (Open less than 6 months) $ 25.00" · Source

Inactive Account (after 12 months) per Statement Cycle$4.95

$0.05 below the national median

Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=dormant_account; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Inactive Account (after 12 months) per Statement Cycle $ 4.95" · Source

 Minimum Balance to Earn APY$5

$1 below the national median

Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=minimum_balance; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt=" Minimum Balance to Earn APY: $5.00" · Source

 Minimum Balance to Earn APY$25

$19 above the national median

Overdraft & NSFVerified

Per-Item Overdraft Non-sufficient Funds (NSF) Paid$10.25Below the typical range ($20–$30 nationally)
$17.75 below the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=overdraft; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Per-Item Overdraft Non-sufficient Funds (NSF) Paid $ 10.25" · Source

ATM & CardVerified

Inactive Debit/ATM/Visa (after 90 days) (per billing period)$4.50Above the typical range ($1–$3 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=atm_non_network; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Inactive Debit/ATM/Visa (after 90 days) (per billing period) $ 4.50" · Source
Reinstate Suspended Checking/Debit/ATM/Credit Card Privileges$9.95Above the typical range ($1–$3 nationally)
$8.45 above the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=atm_non_network; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Reinstate Suspended Checking/Debit/ATM/Credit Card Privileges $ 9.95" · Source
Rushed Card Service (Two Days) (unless printed on site then regular cost)$45Within the typical range ($30–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=rush_card; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Rushed Card Service (Two Days) (unless printed on site then regular cost) $ 45.00" · Source

Check ServicesVerified

Stop Payment of Corporate Drafts (If we agree to do so)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=stop_payment; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Stop Payment of Corporate Drafts (If we agree to do so) $ 35.00" · Source
Stop Payment on Member Drafts or ACH$19.50Below the typical range ($20–$30 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=stop_payment; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Stop Payment on Member Drafts or ACH $ 19.50" · Source

Cash & DepositVerified

Visa Cash Advance Fee$3Within the typical range ($3–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=cash_advance; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Visa Cash Advance Fee $ 3.00" · Source

Account ServicesVerified

Individual Account Verification Reporting$7.95Within the typical range ($5–$16.13 nationally)
$2.05 below the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=account_verification; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Individual Account Verification Reporting $ 7.95" · Source

Lending FeesVerified

Visa Late Payment Charge (10 Days)$15Within the typical range ($15–$26.50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=late_payment; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Visa Late Payment Charge (10 Days) $ 15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research ((Items > 6 months) Per Hour…Charged in 1/4 hour increments	$39Above the typical range ($15–$25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=account_research; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Account Research ((Items > 6 months) Per Hour…Charged in 1/4 hour increments $ 39.00"	Source
Early Account Closure (Open less than 6 months)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=early_closure; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Early Account Closure (Open less than 6 months) $ 25.00"	Source
Inactive Account (after 12 months) per Statement Cycle	$4.95Below the typical range ($5–$10 nationally)	$0.05 below the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=dormant_account; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Inactive Account (after 12 months) per Statement Cycle $ 4.95"	Source
 Minimum Balance to Earn APY	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=minimum_balance; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt=" Minimum Balance to Earn APY: $5.00"	Source
 Minimum Balance to Earn APY	$25Above the typical range ($5–$12.25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=minimum_balance; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt=" Minimum Balance to Earn APY: $25.00"	Source
Overdraft & NSFVerified
Per-Item Overdraft Non-sufficient Funds (NSF) Paid	$10.25Below the typical range ($20–$30 nationally)	$17.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=overdraft; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Per-Item Overdraft Non-sufficient Funds (NSF) Paid $ 10.25"	Source
ATM & CardVerified
Inactive Debit/ATM/Visa (after 90 days) (per billing period)	$4.50Above the typical range ($1–$3 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=atm_non_network; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Inactive Debit/ATM/Visa (after 90 days) (per billing period) $ 4.50"	Source

Check ServicesVerified
Stop Payment of Corporate Drafts (If we agree to do so)	$35Above the typical range ($20–$30 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=stop_payment; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Stop Payment of Corporate Drafts (If we agree to do so) $ 35.00"	Source
Stop Payment on Member Drafts or ACH
Cash & DepositVerified
Visa Cash Advance Fee	$3Within the typical range ($3–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=cash_advance; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Visa Cash Advance Fee $ 3.00"	Source
Account ServicesVerified
Individual Account Verification Reporting	$7.95Within the typical range ($5–$16.13 nationally)	$2.05 below the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=account_verification; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Individual Account Verification Reporting $ 7.95"	Source
Lending FeesVerified
Visa Late Payment Charge (10 Days)	$15Within the typical range ($15–$26.50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2984. canonical_hint=late_payment; text_hash=0317e62fdd44a7ddfe15bc1a171004adad2d450eb524c84da6f2cb7a036989b0; excerpt="Visa Late Payment Charge (10 Days) $ 15.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10.25

Overdraft fee: $10.25

63% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$27.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$27.3M

Total deposits

$22.5M

Service charge income (year to date)

$105K

Fee income ratio

9.6%

Return on assets

1.78%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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Reinstate Suspended Checking/Debit/ATM/Credit Card Privileges