Municipal Emps Cu Of Oklahoma City Federal Credit Union

Headquarters: Oklahoma City, Oklahoma
Charter: Credit Union
Assets: $190.5M
Fed district: Kansas City

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum balance of $2,000 or more.
Municipal Emps Cu Of Oklahoma City Federal Credit Union: $10
Municipal Emps Cu Of Oklahoma City Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Municipal Emps Cu Of Oklahoma City Federal Credit Union: $30
Municipal Emps Cu Of Oklahoma City Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Municipal Emps Cu Of Oklahoma City Federal Credit Union: $30
Municipal Emps Cu Of Oklahoma City Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Municipal Emps Cu Of Oklahoma City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$10
per month
Inactive Account Fee (audience not stated, treated as personal)$5
per month
Account Reconciliation Fee$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2.50
per month
Savings Excess Withdrawals$40
Not compared: Annual charge, not per item
per year
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Privilege Fee$30
per item
Insufficient (NSF) fee$30
per item
Overdraft Transfer from Savings Fee (audience not stated, treated as personal)$2
per item

ATM & Card

Non-TransFund ATM Fee$1.50
per transaction
Lost or Replaced Debit Card Fee$7
per item

Wire Transfers

Wire Transfer Fee (outgoing/domestic ONLY) (audience not stated, treated as personal)$10
per item

Check Services

Corporate Check Fee$3
per item
Stop Payment Fee$30
per item
Temporary Checks$1
per item
Check Cashing Fee$5
per item
Items Sent for Collection Fee$10
per item
Photocopy Check Fee$5
per item
Research Copies Fee (e.g., check copy)$5
per item

Cash & Deposit

Deposited Item Return Fee$15
per item

Account Services

Notary Fee (non-members)$5
per item
Drill Box$150
Not compared: Box drilling or key fee
per item
Key Replacement – 1 key$100
Not compared: Box drilling or key fee
per item
Key Replacement – 2 keys$150
Not compared: Box drilling or key fee
Safe Deposit Box 10X10$60
per year
Safe Deposit Box 3x10$25
per year
Safe Deposit Box 3x5$15
per year
Safe Deposit Box 5x10$40
per year
Legal Process Fee (audience not stated, treated as personal)$10
Not compared: Charged per hour; comparison unavailable
per hour
Loan Subordination Fee$175
Verification of Deposit Fee$10
per item

Lending Fees

Loan Late Fee$20
per item

Other Fees

Statement Copy Fee (paper/reproduced)$5
Statement Copy Fee (USB/reproduced)$20
Statement Copy Fee (USB/reproduced)$60
Statement Copy Fee (USB/reproduced)$30
per item
Loan Documentation Fee$60
per item
Loan Payment by Phone Fee$4.95
Loan Skip-a-Pay Fee (twice year/promo)$35
per item
Minimum balance for the account is maintained: Loan Application Fee$100
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$10	per month	None
Inactive Account Fee (audience not stated, treated as personal)	$5	per month	None
Account Reconciliation Fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2.50	per month	None
Savings Excess Withdrawals	$40Not compared: Annual charge, not per item	per year	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Privilege Fee	$30	per item	None
Insufficient (NSF) fee	$30	per item	None
Overdraft Transfer from Savings Fee (audience not stated, treated as personal)	$2	per item	None
ATM & Card
Non-TransFund ATM Fee	$1.50	per transaction	None
Lost or Replaced Debit Card Fee	$7	per item	None
Wire Transfers
Wire Transfer Fee (outgoing/domestic ONLY) (audience not stated, treated as personal)	$10	per item	None
Check Services
Corporate Check Fee	$3	per item	None
Stop Payment Fee	$30	per item	None
Temporary Checks	$1	per item	None
Check Cashing Fee	$5	per item	None
Items Sent for Collection Fee	$10	per item	None
Photocopy Check Fee	$5	per item	None
Research Copies Fee (e.g., check copy)	$5	per item	None
Cash & Deposit
Deposited Item Return Fee	$15	per item	None
Account Services
Notary Fee (non-members)	$5	per item	None
Drill Box	$150Not compared: Box drilling or key fee	per item	None
Key Replacement – 1 key	$100Not compared: Box drilling or key fee	per item	None
Key Replacement – 2 keys	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10X10	$60	per year	None
Safe Deposit Box 3x10	$25	per year	None
Safe Deposit Box 3x5	$15	per year	None
Safe Deposit Box 5x10	$40	per year	None
Legal Process Fee (audience not stated, treated as personal)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Loan Subordination Fee	$175	Not stated	None
Verification of Deposit Fee	$10	per item	None
Lending Fees
Loan Late Fee	$20	per item	None
Other Fees
Statement Copy Fee (paper/reproduced)	$5	Not stated	None
Statement Copy Fee (USB/reproduced)	$20	Not stated	None
Statement Copy Fee (USB/reproduced)	$60	Not stated	None
Statement Copy Fee (USB/reproduced)	$30	per item	None
Loan Documentation Fee	$60	per item	None
Loan Payment by Phone Fee	$4.95	Not stated	None
Loan Skip-a-Pay Fee (twice year/promo)	$35	per item	None
Minimum balance for the account is maintained: Loan Application Fee	$100	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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