Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Municipal Emps Cu Of Oklahoma City Federal Credit Union

Oklahoma City, OklahomaCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DOWNTOWN OFFICE | year. | Account Research Fee$10Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Insufficient (NSF) fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source
NORTH OFFICE | Overdraft Privilege Fee$30Within the typical range ($25–$32 nationally)
At the national median
Source
per item | Overdraft Transfer from Savings Fee$2Below the typical range ($3–$5 nationally)
$3 below the national median
per item · Source

ATM & CardVerified

An IRA Share Account | Lost or Replaced Debit Card Fee$7Within the typical range ($5–$10 nationally)
$3 below the national median
Source
per month unless: | Non-TransFund ATM Fee$1.50Within the typical range ($1–$2.50 nationally)
$0.25 below the national median
per month · Source

Check ServicesVerified

101 N. Walker Ave. | CHECKING ACCOUNT FEES | Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
6801 W. Memorial Rd., Ste. H | Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Source
Oklahoma City, OK 73102 | Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #3331. canonical_hint=counter_check; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="Oklahoma City, OK 73102 | Temporary Checks ............................... $ 1.00 per page (includes 4 cks) | IRA Share Account Enrollment Fee ...... $ 8.00 at opening" · Source
per item | Research Copies Fee (e.g., check copy)$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source

Account ServicesVerified

COUNCIL OFFICE | Check Order/Printed Check Fees ......... prices vary by check style | Notary Fee (non-members)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source
Drill Box$150Above the typical range ($30–$70 nationally)
$105 above the national median
Source
the following occurs: | Legal Process Fee$10Below the typical range ($50–$150 nationally)
$90 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
DOWNTOWN OFFICE \| year. \| Account Research Fee	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Paper Statement Fee	$2.50Within the typical range ($2–$4 nationally)	$0.50 below the national median	per month	—	Source
per month \| Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Insufficient (NSF) fee	$30Within the typical range ($25–$31 nationally)	At the national median	per item	—	Source
NORTH OFFICE \| Overdraft Privilege Fee	$30
ATM & CardVerified
An IRA Share Account \| Lost or Replaced Debit Card Fee	$7Within the typical range ($5–$10 nationally)	$3 below the national median	—	—	Source
per month unless: \| Non-TransFund ATM Fee	$1.50
Wire TransfersVerified
per item \| Wire Transfer Fee (outgoing/domestic ONLY)	$10Below the typical range ($20–$25 nationally)	$15 below the national median	per item	—	Source
Check ServicesVerified
101 N. Walker Ave. \| CHECKING ACCOUNT FEES \| Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per item	—	Source
6801 W. Memorial Rd., Ste. H \| Stop Payment Fee	$30
Cash & DepositVerified
Deposited Item Return Fee	$15Within the typical range ($10–$25 nationally)	At the national median	per item	—	Source
Account ServicesVerified
COUNCIL OFFICE \| Check Order/Printed Check Fees ......... prices vary by check style \| Notary Fee (non-members)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	—	Source
Drill Box	$150

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$190.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$190.5M

Total deposits

$172.3M

Service charge income (year to date)

$1.1M

Fee income ratio

18.8%

Return on assets

0.31%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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