Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Springfield City Employees Federal Credit Union

Springfield, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee$3Below the typical range ($5–$10 nationally)

Reconciliation (per hour)$15

$10 below the national median

Source

Overdraft & NSFVerified

ACH/ATM NSF$30Within the typical range ($25–$31 nationally)
At the national median
Source
Non-Sufficient Funds$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source

ATM & CardVerified

Lost / Damaged Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
Lost Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Lending FeesVerified

Late Fee$10Below the typical range ($15–$25 nationally)
$11 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Reconciliation (per hour)	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
ACH/ATM NSF	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Non-Sufficient Funds	$25Within the typical range ($25–$31 nationally)
ATM & CardVerified
Lost / Damaged Cards	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Lost Card	$10Within the typical range ($5–$10 nationally)
Check ServicesVerified
Check Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Stop Payment	$30Within the typical range ($20–$30 nationally)
Lending FeesVerified
Late Fee	$10Below the typical range ($15–$25 nationally)	$11 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Headline fees published

3 of 15

Published fees

Under review

Assets

$12.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$12.8M

Total deposits

$10.6M

Service charge income (year to date)

$29K

Fee income ratio

8.9%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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