Healthcare Associates Federal Credit Union

Headquarters: Lisle, Illinois
Charter: Credit Union
Assets: $481.6M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthcare Associates Federal Credit Union: $39
Healthcare Associates Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Healthcare Associates Federal Credit Union: $35
Healthcare Associates Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Healthcare Associates Federal Credit Union: $30
Healthcare Associates Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Healthcare Associates Federal Credit Union · $482M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$467M to $498M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Healthcare Associates Federal Credit Union(this institution)	Lisle, IL	$482M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advantage Federal Credit Union	Rochester, NY	$498M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Alabama State Employees Federal Credit Union	Montgomery, AL	$471M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Aod Federal Credit Union	Bynum, AL	$467M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Century Federal Credit Union	Independence, OH	$470M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cme Federal Credit Union	Columbus, OH	$481M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cornerstone Community Financial Federal Credit Union	Auburn Hills, MI	$470M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Earthmover Federal Credit Union	Aurora, IL	$472M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fedchoice Federal Credit Union	Lanham, MD	$469M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Harvest Federal Credit Union	Deptford, NJ	$484M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Garden Savings Federal Credit Union	Parsippany, NJ	$496M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jolt Federal Credit Union	Saginaw, MI	$484M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Loc Federal Credit Union	Farmington, MI	$485M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Maui County Federal Credit Union	Wailuku, HI	$488M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Federal Credit Union	Winston Salem, NC	$477M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Millbury Federal Credit Union	Millbury, MA	$468M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
On Tap Federal Credit Union	Golden, CO	$474M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Public Service Federal Credit Union	Romulus, MI	$468M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Suma Federal Credit Union	Yonkers, NY	$468M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Tampa Bay Federal Credit Union	Tampa, FL	$494M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tidemark Federal Credit Union	Seaford, DE	$469M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Topside Federal Credit Union	Dahlgren, VA	$492M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trax Federal Credit Union	Tampa, FL	$485M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trona Valley Community Federal Credit Union	Green River, WY	$470M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Widget Federal Credit Union	Erie, PA	$480M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Winsouth Federal Credit Union	Gadsden, AL	$479M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Healthcare Associates Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Healthcare Associates Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Healthcare Associates Fed…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Healthcare Associates Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$25
Not compared: Monthly charge, not per item
per month
New Membership Account Closure Fee$20

Overdraft & NSF

Privilege Pay$39
Bill Pay Non-Sufficient Funds (NSF)$35

ATM & Card

Platinum Elite, Platinum Select, Platinum: Replacement Card$15

Wire Transfers

Outgoing Domestic Wire Transfer$30
Outgoing International Wire Transfer$75
Incoming Wire Transfers (Domestic & International)No charge

Check Services

Bill Pay Stop Pay$30
Stop Payments on Checks Placed Through Telephone$10
First Order of Starter ChecksNo charge
Non-Member Check Cashing Fee$10
Foreign Collection Item Fee$30
Bill Pay Check Copies$5
Check Copies (through online banking)No charge

Digital & Electronic

ACH Origination/Loan Pay-by-Phone$15
per item
Online Bill Pay & PresentmentNo charge

Cash & Deposit

Returned Deposit, Loan, or VISA® Payment$35

Account Services

Notary ServiceNo charge
Citation to Discover Assets/Subpoena$50
Subordination Fee$150
Verification of Deposit$20

Gift & Prepaid Cards

Visa® Gift Cards$3
per item

Other Fees

Statement Copies (through online banking)No charge

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$25Not compared: Monthly charge, not per item	per month	None
New Membership Account Closure Fee	$20	Not stated	None
Overdraft & NSF
Privilege Pay	$39	Not stated	None
Bill Pay Non-Sufficient Funds (NSF)	$35	Not stated	None
ATM & Card
Platinum Elite, Platinum Select, Platinum: Replacement Card	$15	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing International Wire Transfer	$75	Not stated	None
Incoming Wire Transfers (Domestic & International)	No charge	Not stated	None
Check Services
Bill Pay Stop Pay	$30	Not stated	None
Stop Payments on Checks Placed Through Telephone	$10	Not stated	None
First Order of Starter Checks	No charge	Not stated	None
Non-Member Check Cashing Fee	$10	Not stated	None
Foreign Collection Item Fee	$30	Not stated	None
Bill Pay Check Copies	$5	Not stated	None
Check Copies (through online banking)	No charge	Not stated	None
Digital & Electronic
ACH Origination/Loan Pay-by-Phone	$15	per item	None
Online Bill Pay & Presentment	No charge	Not stated	None
Cash & Deposit
Returned Deposit, Loan, or VISA® Payment	$35	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Citation to Discover Assets/Subpoena	$50	Not stated	None
Subordination Fee	$150	Not stated	None
Verification of Deposit	$20	Not stated	None
Gift & Prepaid Cards
Visa® Gift Cards	$3	per item	None
Other Fees
Statement Copies (through online banking)	No charge	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Healthcare Associates Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthcare Associates Federal Credit Union: $39
Healthcare Associates Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Healthcare Associates Federal Credit Union: $35
Healthcare Associates Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Healthcare Associates Federal Credit Union: $30
Healthcare Associates Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Healthcare Associates Federal Credit Union · $482M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$467M to $498M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Healthcare Associates Federal Credit Union(this institution)	Lisle, IL	$482M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advantage Federal Credit Union	Rochester, NY	$498M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Alabama State Employees Federal Credit Union	Montgomery, AL	$471M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Aod Federal Credit Union	Bynum, AL	$467M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Century Federal Credit Union	Independence, OH	$470M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cme Federal Credit Union	Columbus, OH	$481M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cornerstone Community Financial Federal Credit Union	Auburn Hills, MI	$470M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Earthmover Federal Credit Union	Aurora, IL	$472M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fedchoice Federal Credit Union	Lanham, MD	$469M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Harvest Federal Credit Union	Deptford, NJ	$484M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Garden Savings Federal Credit Union	Parsippany, NJ	$496M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jolt Federal Credit Union	Saginaw, MI	$484M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Loc Federal Credit Union	Farmington, MI	$485M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Maui County Federal Credit Union	Wailuku, HI	$488M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Federal Credit Union	Winston Salem, NC	$477M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Millbury Federal Credit Union	Millbury, MA	$468M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
On Tap Federal Credit Union	Golden, CO	$474M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Public Service Federal Credit Union	Romulus, MI	$468M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Suma Federal Credit Union	Yonkers, NY	$468M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Tampa Bay Federal Credit Union	Tampa, FL	$494M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tidemark Federal Credit Union	Seaford, DE	$469M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Topside Federal Credit Union	Dahlgren, VA	$492M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trax Federal Credit Union	Tampa, FL	$485M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trona Valley Community Federal Credit Union	Green River, WY	$470M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Widget Federal Credit Union	Erie, PA	$480M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Winsouth Federal Credit Union	Gadsden, AL	$479M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Healthcare Associates Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Healthcare Associates Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Healthcare Associates Fed…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Healthcare Associates Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$25
Not compared: Monthly charge, not per item
per month
New Membership Account Closure Fee$20

Overdraft & NSF

Privilege Pay$39
Bill Pay Non-Sufficient Funds (NSF)$35

ATM & Card

Platinum Elite, Platinum Select, Platinum: Replacement Card$15

Wire Transfers

Outgoing Domestic Wire Transfer$30
Outgoing International Wire Transfer$75
Incoming Wire Transfers (Domestic & International)No charge

Check Services

Bill Pay Stop Pay$30
Stop Payments on Checks Placed Through Telephone$10
First Order of Starter ChecksNo charge
Non-Member Check Cashing Fee$10
Foreign Collection Item Fee$30
Bill Pay Check Copies$5
Check Copies (through online banking)No charge

Digital & Electronic

ACH Origination/Loan Pay-by-Phone$15
per item
Online Bill Pay & PresentmentNo charge

Cash & Deposit

Returned Deposit, Loan, or VISA® Payment$35

Account Services

Notary ServiceNo charge
Citation to Discover Assets/Subpoena$50
Subordination Fee$150
Verification of Deposit$20

Gift & Prepaid Cards

Visa® Gift Cards$3
per item

Other Fees

Statement Copies (through online banking)No charge

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$25Not compared: Monthly charge, not per item	per month	None
New Membership Account Closure Fee	$20	Not stated	None
Overdraft & NSF
Privilege Pay	$39	Not stated	None
Bill Pay Non-Sufficient Funds (NSF)	$35	Not stated	None
ATM & Card
Platinum Elite, Platinum Select, Platinum: Replacement Card	$15	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing International Wire Transfer	$75	Not stated	None
Incoming Wire Transfers (Domestic & International)	No charge	Not stated	None
Check Services
Bill Pay Stop Pay	$30	Not stated	None
Stop Payments on Checks Placed Through Telephone	$10	Not stated	None
First Order of Starter Checks	No charge	Not stated	None
Non-Member Check Cashing Fee	$10	Not stated	None
Foreign Collection Item Fee	$30	Not stated	None
Bill Pay Check Copies	$5	Not stated	None
Check Copies (through online banking)	No charge	Not stated	None
Digital & Electronic
ACH Origination/Loan Pay-by-Phone	$15	per item	None
Online Bill Pay & Presentment	No charge	Not stated	None
Cash & Deposit
Returned Deposit, Loan, or VISA® Payment	$35	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Citation to Discover Assets/Subpoena	$50	Not stated	None
Subordination Fee	$150	Not stated	None
Verification of Deposit	$20	Not stated	None
Gift & Prepaid Cards
Visa® Gift Cards	$3	per item	None
Other Fees
Statement Copies (through online banking)	No charge	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.