Healthcare Associates Federal Credit Union

Headquarters: Lisle, Illinois
Charter: Credit Union
Assets: $481.6M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthcare Associates Federal Credit Union: $39
Healthcare Associates Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Healthcare Associates Federal Credit Union: $35
Healthcare Associates Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Healthcare Associates Federal Credit Union: $30
Healthcare Associates Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Healthcare Associates Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$25
Not compared: Monthly charge, not per item
per month
New Membership Account Closure Fee$20

Overdraft & NSF

Privilege Pay$39
Bill Pay Non-Sufficient Funds (NSF)$35

ATM & Card

Platinum Elite, Platinum Select, Platinum: Replacement Card$15

Wire Transfers

Outgoing Domestic Wire Transfer$30
Outgoing International Wire Transfer$75
Incoming Wire Transfers (Domestic & International)No charge

Check Services

Bill Pay Stop Pay$30
Stop Payments on Checks Placed Through Telephone$10
First Order of Starter ChecksNo charge
Non-Member Check Cashing Fee$10
Foreign Collection Item Fee$30
Bill Pay Check Copies$5
Check Copies (through online banking)No charge

Digital & Electronic

ACH Origination/Loan Pay-by-Phone$15
per item
Online Bill Pay & PresentmentNo charge

Cash & Deposit

Returned Deposit, Loan, or VISA® Payment$35

Account Services

Notary ServiceNo charge
Citation to Discover Assets/Subpoena$50
Subordination Fee$150
Verification of Deposit$20

Gift & Prepaid Cards

Visa® Gift Cards$3
per item

Other Fees

Statement Copies (through online banking)No charge

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$25Not compared: Monthly charge, not per item	per month	None
New Membership Account Closure Fee	$20	Not stated	None
Overdraft & NSF
Privilege Pay	$39	Not stated	None
Bill Pay Non-Sufficient Funds (NSF)	$35	Not stated	None
ATM & Card
Platinum Elite, Platinum Select, Platinum: Replacement Card	$15	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing International Wire Transfer	$75	Not stated	None
Incoming Wire Transfers (Domestic & International)	No charge	Not stated	None
Check Services
Bill Pay Stop Pay	$30	Not stated	None
Stop Payments on Checks Placed Through Telephone	$10	Not stated	None
First Order of Starter Checks	No charge	Not stated	None
Non-Member Check Cashing Fee	$10	Not stated	None
Foreign Collection Item Fee	$30	Not stated	None
Bill Pay Check Copies	$5	Not stated	None
Check Copies (through online banking)	No charge	Not stated	None
Digital & Electronic
ACH Origination/Loan Pay-by-Phone	$15	per item	None
Online Bill Pay & Presentment	No charge	Not stated	None
Cash & Deposit
Returned Deposit, Loan, or VISA® Payment	$35	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Citation to Discover Assets/Subpoena	$50	Not stated	None
Subordination Fee	$150	Not stated	None
Verification of Deposit	$20	Not stated	None
Gift & Prepaid Cards
Visa® Gift Cards	$3	per item	None
Other Fees
Statement Copies (through online banking)	No charge	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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